Matt Johner-Charis Loans
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Matt Johner-Charis Loans
Charis is a word that is used for both giving and receiving. All of us, at Charis Loans, are both aware and thankful that we've been given grace, favor, and kindness throughout our lives. Our mission is to put those qualities into our work and give all of our clients an experience equal to our name.

We appreciate the opportunity to serve you for such an important part of your life. Like with many areas in life, proper preparation is key when getting a new loan, especially when you're looking to buy a home. Mortgage lending has evolved quite a bit over the last several years and it doesn't appear that will change any time soon.
Reviews (8)
Angel Nguyen
Angel Nguyen
Sep 21, 2021
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Would not hesitate to choose Chris and Charis Loans. Their service is miles apart from everyone else. We just finished our refinancing after purchasing through them 2.5 years ago. Best response, professional, and great team. Can't ask for more! If you want quality homes AND quality service, they are the go to. He breaks things down to minimum so you can easily understand terms and conditions, he gives advise on what to look for in a good home. The escrow process was FAST and EASY. Choose Charis Loans for your home needs!
Krista Z.
Krista Z.
Apr 19, 2021
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Chris Diaz and his colleagues were fantastic! He is professional, very responsive, answers all questions, anticipates and heads off any issues. When the first lender was being difficult, he quickly found another and gratefully was able to secure the same rate I had locked with the first lender. When the title company wanted me to jump through unnecessary hoops, he made the switch to another for an efficient close. He moved things along quickly, efficiently, and with clarity. Thank you!
Alex M.
Alex M.
Dec 18, 2020
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I was able to work with Chris and Jeremy at CHARIS Loans as a part of the CARE Advisory network. I am a first time homebuyer who has been dreaming about becoming a homeowner since I was a little kid. Chris and Jeremy walked me through the process with a lot of care, attention, and patience. They helped me find a great home that worked in my budget -- which wasn't easy-- and they were able to walk me through the escrow process even when things got stressful or confusing. They were so informative and helpful. I can honestly say I am eternally indebted to these guys for their help, knowledge
Isabel O.
Isabel O.
Dec 13, 2020
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Chris Diaz, Kari, Jeremy and Chris Gonzales are beyond Angels. The process of buying a home is a journey and they worked together to get me in my very first home before Christmas and during a pandemic. I truly am grateful for all of them, and highly recommend them.
Jessica Alvarez
Jessica Alvarez
Aug 10, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Chris and Jeremy are wonderful professionals who care about and know what they are doing. I wouldn't hesitate to recommend them to friends and family.
Carina Chhorn
Carina Chhorn
Feb 03, 2020
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We are very happy with our experience with Charis Loans, Especially Chris, He is very professional, helpful, and kept us informed from the start of buying the place and till we had our perfect HOME. The process is very fast. I would absolutely recommend Charis Loans to anyone.
Flying F.
Flying F.
Aug 03, 2016
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I'm in the process of a refinance and Gerardo Marin at Charis Loans is making it as seamless as possible. He has made the process less daunting, and he is always available to answer my questions when I'm confused. He really has my best interest and financial goals in mind as well as genuinely cares about what is best for his clients first and for most. I recommend him to all my family and friends, rates are great right now if you are thinking about a refi give him a call he's your go to guy~
Rebecca A.
Rebecca A.
Nov 24, 2015
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After a whole year of trying unsuccessfully to refinance with one large bank and then another large mortgage company we decided to give Charis Loans a try because they were highly recommended by a family member. Wow!! What a difference in service, communication, efficiency, and just overall competency we found working with Gerardo at Charis Loans! Our transaction took about a month which was amazing considering the other banks couldn't do it in a year! We had been through such a horrible expierence previously so we were more than grateful for the high level of professionalism and service