Synergy Consulting
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Choose to start making payments now or after leaving school AND no penalty if you choose to pay off your loan early. How else can Ascent help you? Ascent offers even more ways for you to earn money throughout the year, even if you don't have a loan with us. More than $12,000 in Community Champions Scholarships awarded every year to students making a social impact.

Ascent gives you exclusive access to tips and resources to prepare you for financial success in school and after you leave. To help you borrow responsibly, we incorporate financial wellness into our student loan application process and give you exclusive access to tips and resources to prepare you for financial success in college and after graduation.
Services
Ascent is on a mission to provide access to education for millions of underserved students every year. We believe education is an investment in students' futures, and we want to empower students of all economic backgrounds and disciplines to maximize the return on that investment. Ascent is built around one guiding principle: loans should expand your possibilities, not limit them.
As current and former students, parents, and mentors, our mission is simple: help students achieve their goals. We want to empower students from all economic backgrounds and disciplines to maximize the return on that investment. Supporting students on their journey through school is important to us, which is why we're proud to partner and co-create with college students.
Ascent helps you cover up to 100% of your cost of attendance and other school-related expenses (up to $200,000*) at over 2,200 colleges nationwide by offering undergraduate and graduate loans for students. New 7 and 12-year repayment terms in addition to 5, 10, 15 and 20-year terms (depending on the loan you choose).
Every student's situation is different, so if you can't qualify for a loan in your own name, our cosigned loan can help. If you don't qualify for a loan in your own name or for the full amount needed to cover your expenses, please consider applying with a creditworthy cosigner. Cosigners have an obligation to make payments should you default.
If you don't pre-qualify for our credit-based non-cosigned loan, eligible juniors and seniors may apply for our outcomes-based loan.

Student borrowers with no credit score**, as well as student borrowers that pass the minimum credit requirements but don't meet the income or repayment capacity requirements may qualify on the basis of several alternative factors which may include: school, program, graduation date, major, GPA, cost of attendance, and other factors that could allow for students to obtain a non-cosigned outcomes-based private student loan in their own name.
Reviews (9)
Victoria Tran
Victoria Tran
Jan 17, 2022
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Since being accepted to graduate school, I have been scrambling to find opportunities to fund my schooling and Ascent really has been helpful for me as well as affirming! I recommend it as it has been really rewarding.
Patrick Westmoreland
Patrick Westmoreland
Jan 14, 2022
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Ascent approved me for necessary student loans without a Cosigner when no one else would. They have been professional, helpful, and quick. My only complaint would be that the interest rate is fairly high, but the same can be said for all student loans.
Ruby Guevara
Ruby Guevara
Nov 03, 2021
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I loved ascent funding because they provide many scholarship opportunities and applying is really simple. I appreciate that they understand that students need funding in order to succeed in college. Its not easy being a college student during COVID times and Ascent is a great resource for anyone looking for ways to fund school while we navigate through these hard times.
Ky Gaskill
Ky Gaskill
Oct 25, 2021
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I won the $500 Ascent's Easiest Scholarship Giveaway, and I am very pleased with my experience with Ascent. This is an easy, legit place to win some money for school expenses, with the process for each of Ascent's scholarships being clear to understand and simple to complete. I was contacted via the email I provided, and I was asked to fill out a form so Ascent could directly deposit my scholarship.
When I noticed that it had been a week since I provided my banking information, and no money had come in, I replied to the email Ascent contacted me through asking when I should expect the money to
Gertride Jeack
Gertride Jeack
Oct 24, 2021
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Before getting into the review about attending Ascent webinar, I thought that the webinar was going to just throw information at the people and expect people who attend the video call to know what the faculty and staff of Ascent were talking about. That did not happen. Ascent introduced everyone to what they will be talking about before getting into the details. I like how everything they said kept going back to what they previously said and relating what they said to the main topic. Before letting the people who attend the webinar go, Ascent faculty and staff waited and answer all questions asked
Lovely Jada
Lovely Jada
Sep 02, 2021
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I love ascent funding because it was very easy to apply for a scholarship. Most scholarships make you write essays on why should you win this scholarships. When it came to signing up for the ascent funding scholarships, it took less than five minutes to registered for it. If you are looking for a easy scholarships to apply for without having to type an essay, ASCENT FUNDING IS THE WAY TO GO!!
Emily Zieske
Emily Zieske
Aug 31, 2021
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I have nothing but great things to say about Ascent Funding! I was the Day 46 winner of their 50 Days of Scholarships Giveaway in the Summer of 2021, and this was by far the easiest $1,000 I have ever earned. The process to apply each day takes no more than 5 minutes tops to complete (if even that) and is very straight forward and easy to understand and navigate. I am extremely grateful to be a winner and I really appreciate Ascent Funding for giving college students of all ages all over the nation a simple and fair way to try to earn money for their education to better their futures. I will definitely
Christian Trapp
Christian Trapp
Aug 31, 2021
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Participating in Ascent Funding’s Scholarship was very easy and simple. All I had to do was create a cute original image with a tip or resource I used to manage money in college. Once I did that, it all went from there. There was no hard, insane essay to write or any gimmicks just a simple fun and easy task. Thank you very much Ascents Funding, LCC for this major opportunity! I am incredibly great full!
Allysen Waughtel
Allysen Waughtel
Aug 18, 2021
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I loved how easy and user-friendly Ascent funding is. They made applying for my student loan fast and easy and then I even got to enter a chance to win a $1,000 scholarship just by following them on Instagram! I love how easy Ascent funding has made this process, so I don't have to stress! :)