Girtz Financial Services
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Girtz Financial Services
We are an independent insurance agency serving all of Minnesota, Wisconsin and Arizona. Our goal is to assist you in all your insurance needs. We will help you manage and plan for all your potential risks. As professionals, we assess your needs and offer you a variety of insurance products to choose from.

With all the challenges facing organizations and families today, no one has time to become an insurance expert. Instead, you need an experienced team who can analyze the various options available to you -- both insurance and non-insurance options -- and suggest the best alternatives for your needs.
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Family owned and operated - Girtz Insurance and Financial Services cares about protecting you and your family. The brainchild of John and Jacki Girtz, the company, grew from humble roots to become one of the premier insurance providers in Osseo, Minnesota. Offering a variety of insurance and financial services, including home, auto, life, health, commercial, and more - The Girtz family is committed to helping you navigate the insurance world.
Whether it's your first home or your dream home, whether purchased it from someone else or you built it from the ground up -- the biggest investment most people will ever make is that of their home. That's why it makes sense to protect the sizable financial investment you've made with a comprehensive homeowners plan.
It might also cover personal items stored in your apartment's garage, storage locker, or on your deck or patio, and even extends to personal property in your car. A GREAT example of this would be if you left your phone or laptop on the floor of the car to run a quick errand into the post office and then these items were stolen from your vehicle - they're likely covered.
You love your car and we love our customers. It's a match made in heaven! Girtz Insurance will be there to protect you and your car. To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative you maintain the proper level of coverage for your particular situation.
Classic and vintage cars are a thing of beauty and engineering, and they're not like anything else on the road today. They're not just another "old" car, they are collectibles with often rare parts and mechanics. So, don't trust your every day auto insurance to cover your collectible car in the case of an accident or theft.
Reviews (10)
Ben Magner
Ben Magner
Nov 27, 2021
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Positive: Professionalism, Responsiveness
Working with John is always a positive experience. He is easy to get ahold of and made buying my first policy a simple process.
Patrick Primozich
Patrick Primozich
Oct 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
John did a great job with our workers compensations policy.
Luke Johnson
Luke Johnson
Sep 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
If I could give 6/5 stars I would. John goes way above and beyond what is expected. Admittedly I dropped the ball on signing something and John worked as fast as possible and stayed late to help us out. The whole staff is incredible to deal with and I can't imagine finding a more helpful and professional insurance and financial business.
Marisa Erickson
Marisa Erickson
Jul 06, 2021
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Positive: Professionalism, Responsiveness, Value
John was AWESOME! He was informative and friendly. He made insurance easy and not as scary as I thought! Would definitely recommend!
Nicki Barth
Nicki Barth
Feb 20, 2021
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I highly recommend Girtz Insurance. For many years I was overpaying on insurance even though nothing warranted the frequent increases. Finally by the recommendation of a friend I went to Girtz to recieve quotes (without the pressure to commit). Since that time John and Jackie have saved me many hundreds of dollars! Initially I was skeptical because I felt so taken advantage of by other insurance agents. But now I am so grateful for John and Jackie and his entire office. They are always going the extra mile for me researching the best quotes and policy choices. In addition, John always takes the
Bob Zagaros
Bob Zagaros
Nov 03, 2020
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I highly recommend Girtz Insurance! John and Jacki are very detailed and can take care of all of your insurance needs. We have home and auto with them, and being independent brokers, they shop for the best fit for us and best value.
Sara Carson
Sara Carson
Sep 11, 2020
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I started working with Girtz Financial Services in 2008 as brokers for my new non profit company. They were able to get us good coverage immediately.
Eventually I switched over to use them for my personal insurances too. John & Jacki are caring, personal, and effective at finding the best coverage. I highly recommend using Girtz Insurance & Financial Services.
Jesse Richardson
Jesse Richardson
Sep 05, 2020
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John and Jackie are wonderful. So helpful every time I call with any questions or concerns.
Tanya T.
Tanya T.
Jul 23, 2019
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We moved our business over to Girtz Insurance Services a couple of years ago now from A.F. and have never looked back.

They proved their worth again this past year after a fluke accident with tie downs on a canoe we were carrying on the roof of our car snapped and ricocheted back busting up the hood of our car, the side doors, the windshield and the rear bumper. The Lord must have been looking out for us that day because it happened while we were traveling 65 MPH on the freeway, but the canoe never flew off the roof so no one else in traffic was effected... just our very own vehicle.

Girtz
Tanya Troska
Tanya Troska
Oct 01, 2018
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Not only do we receive personalized service through Girtz Insurance, we were able to save money for the same coverage on our home and auto that we were getting through American Family at one point. Neither John Girtz or the staff at this hometown business have steered us wrong. We couldn't be happier with the service from Girtz Insurance or the financial protection we receive through the carriers Girtz Insurance works with. I can't speak for others who have made reviews, but I do notice one such negative review was put forth by a fake user name and I know I feel lucky to have found Girtz Insurance