Direct Finance is a full-service financing brokerage that offers a wide range of products to include residential and commercial financing, mixed use, multi-family, non-traditional financing, equity lines, and bank statement financing. Our mission at Direct Finance is to establish a brokerage and lending platform that provides our clients and partners with access to all viable options in the marketplace at the most competitive rates.
By leveraging the latest cutting edge technologies in mortgage origination, marketing, and processing softwares, we aim to create an industry standard for all parties involved in the mortgage transaction in order to facilitate a seamless and extraordinary experience for our clients.
By leveraging the latest cutting edge technologies in mortgage origination, marketing, and processing softwares, we aim to create an industry standard for all parties involved in the mortgage transaction in order to facilitate a seamless and extraordinary experience for our clients.
Services
A conventional loan is a mortgage that is not guaranteed or insured by any government agency such as the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), or the US Department of Agriculture (USDA). Because they are not government insured, they usually require a minimum 20% down payment in order to avoid the need for private mortgage insurance.
Federal Housing Administration (FHA) home loans are mortgages that are insured and backed by the federal government. FHA mortgages were designed to assist borrowers who would otherwise not qualify for conventional financing due to credit and down payment requirements.
FHA does not actually create these mortgages, rather it provides insurance payments to allow private lenders that are FHA-approved to issue these mortgages and help more borrowers obtain financing for a home.FHA loans are designed to make owning a home more affordable for those who may have struggled with credit in the past.
FHA does not actually create these mortgages, rather it provides insurance payments to allow private lenders that are FHA-approved to issue these mortgages and help more borrowers obtain financing for a home.FHA loans are designed to make owning a home more affordable for those who may have struggled with credit in the past.
A VA loan is a mortgage that is guaranteed by the US Department of Veteran Affairs. VA loans are designed to enable our active duty military and veterans to achieve homeownership. These loans are unique as they provide our service members with more flexible terms than what could be obtained through Conventional or FHA loans.
Jumbo loans come into play when traditional loans can't cover the amount you want to finance for the home you really want. Jumbo loans are mortgages that can exceed the conforming loan limits established by Fannie Mae and Freddie Mac. For this reason, the jumbo loan can also be referred to as a non-conforming loan.
A commercial loan is a mortgage that is secured by commercial property such as retail centers, office buildings, hotels, and apartments. They can be used to acquire commercial property, develop and construct new commercial property, or for any other cash need the business may have.
Commercial loans are typically made to business entities such as corporations, developers, partnerships, and trusts, however these loans can also be made to individuals as well.Regardless of the structure and type of commercial loan you're looking for, we have a commercial product that's right for you!
Commercial loans are typically made to business entities such as corporations, developers, partnerships, and trusts, however these loans can also be made to individuals as well.Regardless of the structure and type of commercial loan you're looking for, we have a commercial product that's right for you!
Reviews (13)
Jonathan Leal
Dec 04, 2021
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Direct Finance was an amazing company to work with. Alex, Abe, Liz, and Michelle got me to closing and it was a very smooth and fast experience. They were all very helpful and answered all of questions . I would confidently refer them to any friend or family looking to purchase or refinance their home and properties. Thank you, Direct Finance!
George Sanderson
Dec 02, 2021
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We would like to publicly commend Direct Finance for their excellent service in providing us with a great mortgage. In particular, it was their agent Kyle Velenzuela who sheherded us through the whole process with professionalism and grace. He was right on top of things all the way through, patient with us when we had questions and was a pleasure to work with. George and Lote Sanderson,Ben Lomond, CA
Michael Snow
Oct 21, 2021
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Lisa Harnen
Oct 19, 2021
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I chose Direct Finance for my refinance after another lending company would either not respond to questions or promise the impossible, having things change by the minute.
The process was very quick and easy with minimal time spent during application through to funding. Response time for questions and communications were almost immediate from my loan officer Carlos Ibarra who walked me through and kept me updated at every step. Very satisfied customer!
The process was very quick and easy with minimal time spent during application through to funding. Response time for questions and communications were almost immediate from my loan officer Carlos Ibarra who walked me through and kept me updated at every step. Very satisfied customer!
Cary Gillies
Oct 18, 2021
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Direct Finance is hands down the best refi experience I have ever had. Alex instilled the confidence I needed to choose him in making a critical deadline that was essential to my particular circumstances... and he did not let me down. We even closed ahead of schedule! My process was meticulously monitored and any concerns I had were promptly and courteously addressed with surprisingly attentive and thorough professionalism. Everyone on staff clearly CARED about delivering on every promise made... and all of this while being one of the most cost competitive services I could find. Simply the BEST
Oct 18, 2021
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My mortage loan officer is Andrew Chu. He is extremely knowledgeable and goes way beyond to make sure that the details to my loan are as transparent and easy to understand as possible.
Andrew has proven his ability to satisfy my needs time and time again, working hard to help educate me on every step of the loan process and following up with both escrow and agent to obtain all the information necessary to achieve the smoothest transaction. You could really feel that he's a sincere person who is giving his complete effort.
I would recommend Andrew to all my close friends and family without question
Andrew has proven his ability to satisfy my needs time and time again, working hard to help educate me on every step of the loan process and following up with both escrow and agent to obtain all the information necessary to achieve the smoothest transaction. You could really feel that he's a sincere person who is giving his complete effort.
I would recommend Andrew to all my close friends and family without question
Deborah Blum
Sep 30, 2021
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Thank you Direct Finance for making our refinance so easy! And for saving us so much money, every month! Anyone who has ever refinanced their house knows what an onerous experience it can be… unless all the stars are aligned and one is lucky enough to find a mortgage broker who is proactive, knowledgeable and competent. That individual is Alex Aguillares, who spearheaded the entire process. The surprising thing is that he made our refinance fun. And thank you Tiffany Truong, the senior loan processor at Direct Finance, who has the best follow through I’ve ever seen. I highly recommend!
Van Tran
Sep 29, 2021
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I had a great pleasure doing business with Direct Finance. I’m a repeating customer, and I just did my refinance again. Staff at Direct Finance are very professional, experienced, and helpful, my loan broker was Abe Arnous, he’s amazing. My refinance loan process was done in 2 weeks, super fast. I’m very happy with the ending results quick closing with good rate , and low cost. I will definitely recommend Direct Finance to all my family and friends for all their future home financings.
Ali Bukhari
Jul 20, 2021
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Great service. My refinance went through within a week. Yes within a week. Alex was phenomenal. He took care of the whole process with minimal bureaucracy. I was amazed by the efficient and timely service provided by this company. I would highly recommend this company to anyone who is looking for refinancing their mortgage.
Carol J.
Jun 22, 2021
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When shopping for rates to re-finance, I was happy we found Justin Clark of Direct Finance.
I spoke to a banker from another lender who was arrogant & asked me "Why are you re-financing only now? The 1.99% rates you're looking for are long gone. That ship has sailed."
Justin was different. Not pushy, he was polite, knowledgeable and mostly friendly. He listened patiently to our goals and always stressed he wants to be transparent. He did great to give us the best rates. These traits helped make our decision to go with Direct Finance. You have to feel comfortable working with the lender you entrust
I spoke to a banker from another lender who was arrogant & asked me "Why are you re-financing only now? The 1.99% rates you're looking for are long gone. That ship has sailed."
Justin was different. Not pushy, he was polite, knowledgeable and mostly friendly. He listened patiently to our goals and always stressed he wants to be transparent. He did great to give us the best rates. These traits helped make our decision to go with Direct Finance. You have to feel comfortable working with the lender you entrust
Peter Antico
Dec 19, 2020
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Direct Finance understands self employed & entertainment professionals portfolios to maximize best rate and terms in the complicated world of federal loan guidelines. Abe has a good understanding of macroeconomics as related to the most beneficial option that fits any persons needs. I highly recommend their services.
Michelle Jubilee Gonzalez
Dec 17, 2020
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By far the BEST lender I have ever worked with. Abe and his team are not only knowledgable about current market trends and how to navigate the ins and outs of complicated applications, but they are also stellar with their customer service and communication. I am not exaggerating in expressing just how satisfied and grateful I am to the way in which they provided truly excellent service. If you're on the market to get a new loan, refinance, or any other lending adventure, I highly recommend calling Abe Arnous at Direct Finance. Thank you! 😃
Michael G.
Feb 24, 2020
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Abe Arnous with Direct Finance made my refinance flow so easy. He gave me a list of all the papers I would need and made sure they were all their. Abe set-up an appraisal and gave me the names of locale termite company's in my area for me to choose from. Abe was always their making sure my T's were crossed and I's dotted. From start to finish it only took a few months to get money in hand at a excellent interest rate. I also want to give a large SHOUT out to Cortney who works with Abe. We had many fun conversations and she was a joy to work with. Again FIVE STARS to Abe, Cortney
