Advanced Funding Home Mortgage Loans
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Advanced Funding Home Mortgage Loans
Since 1994, Advanced Funding Home Mortgage Loans has been a leader in providing quality Salt Lake City mortgages and is one of the top mortgage companies in Utah. Whether you're in need of a Utah refinance or need a mortgage loan to purchase a new home we can help. We combine the use of technology, impeccable service, a dynamic management team, along with a well-trained, and experienced staff to produce results.

Great Utah mortgage rates, low fees, simplified loan process, and a pleasant Utah mortgage experience with exceptional customer service are key to our success. From the onset, Advanced Funding has focused on providing loan programs to those seeking lower mortgage rates, low fees, and innovative lending solutions.
Services
People refinance for a number of reasons. You may want to consolidate a first and second mortgage, lower your mortgage rate, or lower your monthly payment. Perhaps you want to switch from an adjustable rate mortgage (ARM) to a fixed rate mortgage or to stop paying mortgage insurance. Maybe you're just looking to cash out some of your equity for home renovations.
Do you want to the confidence of knowing that your principal and interest payment amount will not change over the course of your home loan, despite possible fluctuations in the interest rate? A conventional fixed rate mortgage is offered with multiple loan terms. With just a 3% down payment for a primary residence loan, you can qualify for a conventional loan up to the allowed loan limits.
A Utah VA refinance is guaranteed by the U.S. Department of Veteran Affairs (VA). These loans are available to active duty military personell or those that have been honorably discharged from military service. There are many benefits that other loan types, such as, conventional loans or FHA loans, do not offer.
A Utah FHA refinance is available with a fixed mortgage rate or an adjustable rate on primary residences. Do you have less than perfect credit or lower credit score and still want to qualify for a home loan? FHA home loans are one of the easier loans to qualify for, they allow for less than perfect credit and credit scores down to 500.
Use a Utah cash-out refinance mortgage as a financial tool to further your financial goals and enhance your life. Make home improvements to increase the value of your home, pay for college tuition, consolidate high-interest credit card debt, or buy a vacation home. For most Americans, their home is their largest source of wealth and principal investment.
Reviews (17)
Ron Durtschi
Ron Durtschi
Jan 04, 2022
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Positive: Professionalism
Great website. Easy to see payment detail history and navigate the site. The company is great at keeping me informed about escrow changes and payments. The payment of my mortgage is fully automated.
Karen Morris
Karen Morris
Dec 24, 2021
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Positive: Professionalism, Responsiveness
Teri was amazing to work with. She followed through and communicated very well. I would highly recommend Advanced Funding.
Troy Rushton
Troy Rushton
Dec 07, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Very responsive, great knowledge, and very professional service!
Rachel Stoddard
Rachel Stoddard
Sep 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Worked with Rhonda, she was an amazing loan officer with Advance Funding. She helped us prequalify for our home and has helped us refinance taking out equity in our home, while lowering our monthly payments. She was great.
Jc P.
Jc P.
May 01, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Great communication. Made the whole process way easier then I thought it would be. Got me the best interest and savings.
So I used them when I refinanced also.
Angela Jensen
Angela Jensen
Apr 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
They are very helpful and don’t try to take advantage which is great! I really enjoyed working with them on my refinance.
Emily Orgill
Emily Orgill
Mar 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Excellent service. Very knowledgeable and ready to answer all our questions. They always help us so everything benefits us the most.
Sherene Bowthorpe
Sherene Bowthorpe
Dec 12, 2020
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Carol is great! She handled everything so well. She is very responsive to my questions and emails. I so enjoy working with her.
Laura Burt
Laura Burt
Aug 03, 2020
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We have gotten our last two home loans through Advanced Funding. Rhonda did an amazing job getting us 2 loans that were great rates through great lenders. We are so happy with the work they did for us!!!
Archie Owen
Archie Owen
Jul 10, 2020
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Advanced Funding was by far the most helpful lending business! They helped me through so much buying my first home. I’m happy they were there to help me every step of the way! Highly recommend working with this company if you are planning on buying a house!
Shelly Soderquist Walton
Shelly Soderquist Walton
Feb 20, 2020
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Brett Pehrson is a financial wizard capable of doing the impossible! I was referred to him after my divorce being left in a pretty bleak situation. I was embarrassed to even have him look at my credit and finances. He didn’t bat an eye..he was so kind and told me he was going to help me so that never happened to me again. He was more than a… tax/loan officer he became my friend I’ve never had a financial adviser on my side. His dedication to clients exceeds all hopes and expectations. I trust him completely and appreciate having him as my guy :)
Kari Hull Schmidt
Kari Hull Schmidt
Nov 17, 2019
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Loved working with Carol and Cindy. They did both our mortgage and our refinance. They made both a breeze, kept in touch and made the process as low stress as possible. I would highly recommend them and will use them to refinance again if the rates continue to fall.
Veanus Lowe
Veanus Lowe
May 30, 2019
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We have used Advanced Funding Home Mortgage Loans for many years. We are extremely impressed with the customer service and support throughout these years with our mortgage needs! Awesome Team to work with. 💜💞
Cindy Shoop
Cindy Shoop
Jan 14, 2019
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This is where I work. Fantastic Company and the owners are great. Their knowledge and business plan helps us be the most competitive for our clients. Don't hesitate to call us!!!
Aaron James Spilker
Aaron James Spilker
Dec 08, 2018
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We made an offer on November 16th, and moved in 3 weeks and 3 days later. The whole process was fast, and smooth. Kris was great to work with, and promptly addressed any concerns in a timely manner.
Review Part 2: I purchased my first home in December 2018, used Advanced Funding, and had a great experience. Rates had been going down, and I just did a refinance with Advanced Funding. They got me a great rate, and the whole process was simple and fast. I worked with Kris both times and she is great.
Tiffany Pace Rudd
Tiffany Pace Rudd
Nov 06, 2018
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Teri is the best! We appreciate how she is always willing to go above and beyond for us! Thank you!
Carrie Campbell
Carrie Campbell
Aug 31, 2018
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Best customer service in keeping us informed the whole way through our loan.