With over 20 lender relationships and dozens of programs we can offer a loan solution that feels like it was designed with you in mind. Whether you are seeking to purchase your first home or refinance your last home, we can guide you on the options available to achieve your dream. Our team is experienced and dependable but most importantly, we care about your home buying experience.
By providing step-by-step guidance through-out the process you won't be guessing what's next. Constant communication and expert advice is what gives you the power to stay one step ahead. Learn about the process to apply and qualify for a home mortgage, what is needed to prepare and how to find the perfect home.
By providing step-by-step guidance through-out the process you won't be guessing what's next. Constant communication and expert advice is what gives you the power to stay one step ahead. Learn about the process to apply and qualify for a home mortgage, what is needed to prepare and how to find the perfect home.
Services
We are a mortgage soltions company offering a unique portfolio of products and a consultant style service for our clients. We provide our borrowers with the education they need and they options they deserve for homeownership. Anchor Bay Financial offers a wide range of products and competitive pricing.
Below we can take an in-depth look at the beginning steps of the mortgage process. The more you know about how the process works, the higher your chances are of approval. The process of a home mortgage has many steps, the infographic below provides a simple guide to understanding the progression of your loan from application to closing.
You may be eligible to reduce your monthly payment by refinancing. You can refinance into a lower interest rate or remove monthly mortgage insurance if your loan qualifies. If you believe interest rates may be on the rise and you are in adjustable rate mortgage it may be time to refinance your loan into a fixed rate mortgage.
Determining how long you will live in the home may help determine whether to choose a fixed interest rate or an adjustable. According to a 2011 study conducted by the American Housing Survey and published by the National Association of Home Builders, the average buyer is expected to stay in a single-family house 13 years before moving.
Reviews (13)
Jose Loperena
Oct 30, 2021
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Christina Brown
Oct 19, 2021
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Positive: Professionalism, Quality, Responsiveness
Tina was amazing throughout this process. She was thorough in answering all of our questions and never made us feel inferior for asking. Anytime that we called, texted or emailed she always responded. For a first time home buyer I couldn't have asked for a better experience. Thank you so much for all that you've done, Tina!
Tina was amazing throughout this process. She was thorough in answering all of our questions and never made us feel inferior for asking. Anytime that we called, texted or emailed she always responded. For a first time home buyer I couldn't have asked for a better experience. Thank you so much for all that you've done, Tina!
Nancy Castro
Oct 18, 2021
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Laura Cloukey
Oct 07, 2021
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Positive: Professionalism, Responsiveness
Tina, from Anchorbay Financial, was extremely helpful. She was knowledgeable and professional. Her communication, whether it be via phone, text or email was fast and her information accurate. I felt she gave me personalized attention throughout my experience. I wouldn't hesitate to recommend Tina at Anchorbay Financial.
Tina, from Anchorbay Financial, was extremely helpful. She was knowledgeable and professional. Her communication, whether it be via phone, text or email was fast and her information accurate. I felt she gave me personalized attention throughout my experience. I wouldn't hesitate to recommend Tina at Anchorbay Financial.
Sabrina Leavitt
Jul 21, 2021
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Tina was so kind, helpful and patient. This was my first time buying a home and she guided me throughout the entire process. She is extremely knowledgeable and really took the time to answer all my questions. She put a lot of time and work into helping me that others may not have. Thank you so much Tina!
Angelyn McKenzie
Jun 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
My husband and I highly recommend Anchor Bay Financial. Tina walked us through our loan process and treated us like we were her only customer. The loan process was seamless, thanks to Tina's professional and knowledgeable demeanor. Thanks, Tina!
My husband and I highly recommend Anchor Bay Financial. Tina walked us through our loan process and treated us like we were her only customer. The loan process was seamless, thanks to Tina's professional and knowledgeable demeanor. Thanks, Tina!
J. P.
Jun 06, 2021
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Tina was recommended to me by a friend and I couldn't be happier with her service. I started working with someone else and once I talked to a Tina for a second opinion I was highly impressed that she knew extensively more than the other company and more than my spouse who is a mortgage broker! She saved me a lot of time and money and got me the best rate. Tina is very responsive and knowledgeable and got my refi done in a matter of days. She is the only one you need to handle your mortgage needs quickly and easily. Thanks, Tina!
George Marrero
May 31, 2021
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So I just closed on my new property in Tampa Florida. I can’t thank enough my broker Tina Christman for making this dream come true. She made the process simple, stress free and painless. Her professionalism and dedication to what she masters in are priceless. I will definitely use her services on my 2nd home and will definitely recommend her to all my friends, family and co-workers. Thank you Tina I owe you a life time of gratitude.
Heather Collier
May 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Working with Tina was an absolute pleasure. She is detail oriented, thorough, and prompt. She was always quick to respond and made time to answer any questions we had. She really knows her stuff and is the epitome of professional. If you want someone who works hard for you, I highly recommend Anchor Bay Financial.
Working with Tina was an absolute pleasure. She is detail oriented, thorough, and prompt. She was always quick to respond and made time to answer any questions we had. She really knows her stuff and is the epitome of professional. If you want someone who works hard for you, I highly recommend Anchor Bay Financial.
Reesie Madden
May 14, 2021
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Tina is phenomenal and any of my buyer clients who use her rave about her! Working transactions with Anchor Bay Financial has always been smooth, high communication, VERY knowledgable and making sure anything we need gets done in a timely manner. After the initial conversation about the loan my buyers are always excited and they love how personable they feel speaking with Tina. I highly recommend Anchor Bay and I love working with them!!!
Tom Brubaker
Sep 03, 2020
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Annie Belmont
Aug 18, 2020
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Cody Dewayne
Aug 17, 2020
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Whoever you are reading this, please know that Anchor Bay Financial is the REAL thing! I do not prefer spending my time submitting these reviews online but I cannot overstate the competence, compassion and courage this company provided to me and my family. They have literally changed our lives in a positive direction during a pandemic in less than 2 weeks. ABF specializes in RESULTS! Thorough and with keen attention-to-detail, no detail is too small to discuss! I will not work with ANYONE else but ABF for continuing to secure my financial security for my family and legacy! Do not be afraid of hearing
