The original name of the credit union was 1-4 Federal Credit Union. It was located in the hiring hall with limited hours of operation. We were founded by Local 4 Longshoremen to serve members of Local 4 and their families. Originally, a limit was placed on deposits of $1,000 and an unsecured loan maximum of $200.
We have come far in our 60 plus years of service. Now, we offer personalized service, various loans at competitive rates, and numerous products for your convenience. Once a member, your family is also eligible to join. Applying for credit union membership is easy. All it takes is an initial deposit of $5.00 (one share), which establishes your partial ownership of the credit union.
We have come far in our 60 plus years of service. Now, we offer personalized service, various loans at competitive rates, and numerous products for your convenience. Once a member, your family is also eligible to join. Applying for credit union membership is easy. All it takes is an initial deposit of $5.00 (one share), which establishes your partial ownership of the credit union.
Services
Our share account works just like a regular passbook savings account, but as an owner, you earn competitive dividends. The more you invest in your share account, the stronger your financial outlook. The money market club account earns a higher dividend rate than the regular share account. It has a minimum balance requirement and account withdrawal limitations apply.
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