True North Lending
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True North Lending is committed to providing a secure and transparent loan process for each of our clients. We treat our client's personally identifiable information (PII) ethically and well above industry standards. Providing incredible service and staying true to our core values comprises our DNA.

Loan officers at True North are U.S. military veterans with years of industry experience specializing in VA and conventional loans. Unlike our competitors who just market to veterans, our company is operated by veterans. Whether you served or not, every client is rewarded with a contribution to a service organization of their choice upon closing of their loan.
Services
True North Lending is a veteran operated direct lender. Our entrepreneurial journey grew out of frustration from dealing with so-called 'veteran-friendly' companies. The results were disappointing. Often, loan officers rushed us through the loan process which added to an already stressful situation.
The U.S. Department of Veterans Affairs (VA) backs loans made through private lenders. These loans are guaranteed in part by the VA if the applicant both qualifies for and follows the guidelines of the loan. Members of the National Guard and the U.S. Army Reserves can also qualify, as well as the surviving spouse of a military member who died during their service or as a result of a service-related injury.
Buying a home is a major investment. It is important to properly evaluate all of your available mortgage options. As always, we recommend you speak to one of our expert loan officers for a detailed assessment to help you make an informed decision about your specific mortgage goals. A conventional loan means it is not insured or guaranteed by the federal government.
Reviews (10)
Carm Fort
Carm Fort
Oct 23, 2021
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I had a great experience working with Steven L via True North Mortgage. Although, I had a very short window he made sure everything was processed on time. He was very proactive and diligent and kept me informed throughout the process. And I also got a great rate! I highly recommend his service and would definitely use True North Mortgage again.
Evgeny Babchenko
Evgeny Babchenko
Oct 18, 2021
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Positive: Professionalism, Responsiveness
Steven helped me with my mortgage back in 2015 and refinancing in 2021. He is simply the best. Best rates. Hard worker. Always on the ball. Saved me money! Good job, Steven!
Nikolas Porosky
Nikolas Porosky
Sep 26, 2021
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I had the pleasure of dealing with Pawandeep Singh. He was extremely fast to respond and helped me through every step of the pre approval process. I can't speak highly enough of how quick and easy it was to do.
I was hesitant at first because I have only ever dealt with "the big banks" before. However I decided to give true north mortgages a shot and I do not regret it at all. If you value fast responsive service, this is the place to go!
Can't speak highly enough about the service I recieved from Mr. Singh
Ihthisham Ismail
Ihthisham Ismail
Sep 01, 2021
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A Truly professional Mortgage Broker! Exceptional and efficient staff with high standards.
Buying a property is a challenging process. Getting your mortgage right is the most import part of it. I have purchased properties with the guidance of Peter Esper at True North Mortgage. Peter is professional, knowledgeable and very responsive. Peter would patiently answer all my questions, explain and educate me. You get the Best Rates and the Best Services. I would highly recommend True North Mortgage. Good luck!
Victoria Wood
Victoria Wood
Mar 24, 2021
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Michael Lanthier from True North was recommended to us by two separate friends and we used his services this summer to help our parents purchase a home. After such a great experience with Michael, we used him again to renew the mortgage on our own home. Michael is extremely professional, helpful and friendly. He is also extremely patient and has spent many hours on the phone and over email responding to all of our questions. We would highly recommend Michael to anyone and everyone and will certainly do so. Do yourself a favour, leave the stress of financing to Michael -- you won't be disappointed
Salvatore Russo
Salvatore Russo
Dec 03, 2020
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I received excellent service from Morgan Englebretsen at True North Mortgage, who handled my file with professionalism, expediency and a personal touch. Throughout the whole process, he kept me up to date and followed up with my requests, which resulted in me obtaining the best rate I could find on a mortgage loan for my dream home. If you want someone to guide you along the way during the sometimes stressful process of going through a mortgage approval, you can count on Morgan to make things clearer and easier for you. Thanks again!
Saman Jahanshahi
Saman Jahanshahi
Nov 22, 2020
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I was not expecting for North Mortgage to answer my inquiries regarding my mortgage planning this fast. Not only they assessed my file fast but also provide variety of different options that makes me take decision with certainty. No signature, no pressure.
I would definitely call True North Mortgage for my next term. Best advisor that I would recommend.
Lp Bougie
Lp Bougie
Oct 31, 2020
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My wife and I bought our first house and we worked with Morgan from TNM. He was very professional, extremely helpful and patient. His customer service was impeccable, providing timely responses to questions and following up regularly. He worked to find us the best rate and terms for our mortgage. I strongly recommend Team Levine and True North Mortgage!
Gene Stuckey
Gene Stuckey
Sep 21, 2020
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A mortgage broker can take out much of the stress involved when you need financial help. We highly recommend Morgan Englebretsen at True North Mortgage.
Obtaining a mortgage, at the best of times, can be frustrating; add a pandemic, a financial status built outside the country, and our bank being non-responsive, it became overwhelming. Our goal was to get a mortgage quickly, at a good rate, without having to approach many providers.
We decided to research the web and found the True North Mortgage site. We sent a message and were promptly contacted by Morgan Englebretsen. He proved competent as
Hugh MacAuley
Hugh MacAuley
Sep 12, 2020
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My wife and I recently got approved for a mortgage on our first home through True North. Our broker, Morgan Englebretsen, helped us at each step of the way, and made the process much easier! He helped us secure a great rate on our first house and was genuinely excited for us. Would definitely do business with them again in the future!