Empire Home Loans

Positive: Professionalism, Quality, Responsiveness, Value
Great company to take care of your needs. Always responds quickly to any questions and always keeps you informed during the process. Appreciate how easy they made it! Thank you!

Carol at Empire Home Loans is a miracle worker. After working with another company for over a month and then getting denied right before closing we were recommended to Carol who had us accepted and back on track in just 3 days and saved our dream house. Got us in on the new closing date and made the process smooth and always kept us up to date on what was happening and when. We are so thankful to have gotten to work with Carol.

I was working with Rocket to begin with and that process was exhausting. My realtor recommended Empire and Ali specifically. I am so glad he did! They made the whole process so seamless with very little needed on my part. Ali was super responsive to every little question and concern I had along the way. They gave me a better deal all around and I am grateful. Could not recommend them more!!! Love my new little home!

I had the pleasure of working with Mr. Joe McKone to secure a mortgage on my first home purchase. Joe was wonderful and kept us in the loop. We never had any issues and Joe was always available if we had questions. In today's housing market, it is crucial to have a lender that is speedy and will advocate for clients to ensure the deal closes and Joe was that for us. I highly recommend working with Empire Home Loans, and Joe in particular. I cannot wait to purchase real estate in the future just to work with Joe again!

Positive: Professionalism, Quality, Responsiveness, Value
Leo and his team made our refinance a smooth and seamless process. I've worked with many loan officers and their teams over the years but this team beats them all. I'd recommend them to anyone! Call Leo, he'll take great care of you and your loved ones.

Justin did a wonderful job on my mortgage. I was out of town a lot with work and he kept me informed on everything and was always available for questions. Most importantly he was very trustworthy which made me feel extremely comfortable in such an important process. When you are making big decisions having the right people around you is paramount and Justin is the right person for the job!

Eric O’Connor did a great job for us! He was extremely specific and upfront with all the numbers provided and spent days on the phone with us planning out our strategy. In the end, not only did we have a house, but his creativity put us in a great spot financially, so we were left with significantly more capital than we had anticipated. Eric really delivered for our family and I’m very satisfied with how everything panned out. Thanks Eric

Positive: Professionalism, Quality, Responsiveness, Value
Sue was AMAZING! She was incredibly fast in getting us approved and she was always so quick to respond. As new homeowners, we didn't know the process and she helped guide us and was so knowledgeable every step of the way. We are looking forward to growing our relationship with her! Thank you!

Absolutely Top Notch!!! Leo and Karessa were amazing to work with. My home loan was not your typical straight forward deal to get done. Any and all questions I had during the process were always answered and explained fully
.. I would recommend anyone in the market looking for a great team to work with, these are the people you want on your side!! I will be coming back for my next purchase in the near future...Thank you Empire Home Loans

I needed to refinance my property, and I decided to check in with my previous loan officer, Leo Pacheco, who now works for Empire Loans out of Fair Oaks, CA, near Sacramento. Leo apprised me of the mortgage market, and since mortgage rates were at a low point (after my own research), I decided to move forward with Empire Loans, and specifically, Leo. All through the process I found Leo to be extremely easy to talk to, and quick to respond. He not only answered all my questions (I had a lot), he provided me data and information to back up what he was saying, or recommending. We ended up waiting