Let our experienced team of Loan Originators guide you through the buying or refinancing process quickly, efficiently, and confidently. We'll help you apply for, compare, and choose a purchase loan that makes your dream home an affordable reality! Take advantage of the market to significantly lower your monthly payment, interest, or both.
How will you use the money we put back in your pocket? You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you. Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.
How will you use the money we put back in your pocket? You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you. Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.
Services
With tools and knowledge to help guide you, we are here to make the loan process easy, starting with a pre-approval. Whether you're a first time or repeat buyer, we'll help you see the differences between loan programs, allowing you to choose the right one for you.
In order to determine your qualifications, lenders take your DTI percentage (monthly debts divided by your monthly gross income) and find the loan option that best matches your financial situation.Mortgage rates change daily and vary based on location, your personal finances, and other factors.
In order to determine your qualifications, lenders take your DTI percentage (monthly debts divided by your monthly gross income) and find the loan option that best matches your financial situation.Mortgage rates change daily and vary based on location, your personal finances, and other factors.
We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed Rate Mortgage Qualifier. We'll help you see the differences between loan programs, allowing you to choose the right one for you, whether you're a first-time or well-seasoned homebuyer.
CalPERS, the largest public employee pension fund in the nation, suspended its home loan program in December of 2010. Towards the end of 2013 in an effort to fill this void in the market, Answer Home Loans rolled out its' CalPATH program. Matt the Mortgage Guy is proud to offer the new CalPATH home loan to replace the CalSTRS and CalPERS home loan programs.
As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal. I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators, and use our secure online application to get started.
Reviews (10)
Jason Jones
Jan 05, 2022
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Heather Downey
Dec 20, 2021
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As a Realtor, I love knowing that my lending partners are going to not only answer client questions, but mine too! That's what you get with Matt the Mortgage Guy - a high premium on making sure everyone is in the loop and equipped with the information they need to act. From start to finish, Matt & his team excel at clear, straight-forward, and organized communication.
Jim Hatcher
Dec 12, 2021
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Matt Gouge at Matt The Mortgage Guy runs an extremely competent organization. As we were out-of-towners, Matt personally handled documents and paperwork for us outside of normal business hours! Tina de Vere White was very cordial and welcoming in introducing us to their property purchase process. Laura Bocharov was superb at taking care of all aspects of our loan approval; she was incredibly responsive to our questions and very patient with our responses to the many documents generated by the various parties involved. All-in-all, we could not be more pleased with the entire MTMG team and, we highly
John Riehl
Nov 26, 2021
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I read that Matt describes his group as "High tech and High touch," and that could not be more true. His team was responsive, friendly, and provided easy tools to complete our re-financing. We were so positively surprised at how quick the process was and cannot reccommend Matt and his team enough. Thank you to Matt, Laura, Michelle and Tina!
Bill Morganstein
Sep 05, 2021
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We found MTMG on YouTube and never looked back. Matt and his team were awesome to work with. Everyone was very responsive to the many questions we had. They helped us coordinate communication, paperwork, and signatures the lender requested. Not only did they handle the mortgage aspect but had great contacts we used for other Real Estate related services. We will be using Matt and his team again in the future when the need arises.
Kyle Conover
Aug 05, 2021
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Nikolay Marcmin
Jul 22, 2021
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We had absolutely amazing experience with Matt when refinanced our mortgage. The quote was very competitive to what we were offered by a big bank and service was by far superior to what we experienced with the big bank. Matt and his team were professional and very responsive throughout the whole process. We were able move very fast and close very quickly. Highly recommend Matt and his team for mortgage needs.
Brian Case
May 16, 2021
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Matt and his team did a great job for us on our home refinance. They provided quick and personalized responses that were much appreciated. I felt that the experience was tailored to our specific needs and desires and that we were given great value with their product and service. The process was smooth, efficient, and the signing of the documents was very easy. Thanks again, Matt!
Ben Crosby
Apr 14, 2021
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As the buyers Realtor, I was very impressed with the communication and performance of Matt's team. From the very beginning he was updating me on a regular basis and was very efficient with getting us to the next steps. He gave us the reassurance we needed to get our offer accepted in this very competitive market. The initial escrow period was tight yet we were still able to close early on a Jumbo loan. Great job from start to finish! I highly recommend working with Matt the Mortgage Guy for all your home lending needs.
Ajay Kamath
Mar 20, 2021
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Matt the Mortgage Guy is extremely professional and works with the best interest of his clients. I have had a recent closing with Matt The Mortgage Guy and all the process was extremely smooth and timely. His team is very dedicated and focused. His team is very responsive and accommodating in urgent requests. I will come back to Matt for any future help and will refer Matt for any lending help required by my friends and family.
Thanks for all the help with my closing Matt!! Kudos to you!!
Also thanks to Jen, Michelle and all the others on the team!
Thanks for all the help with my closing Matt!! Kudos to you!!
Also thanks to Jen, Michelle and all the others on the team!
