Our clients in California appreciate our fast turn around times. For most home loans, the entire process from application to close takes as little as a few weeks. We provide creative loan solutions for borrowers, backed by responsible real estate investors. Maybe you're looking to settle into a community or start a family.
Or maybe you have a job that requires periodic relocation or lifelong passions that might lead you elsewhere. Along with buying a car, investing, and saving for retirement, buying a home is one of the most important financial decisions you'll make. Homeownership can provide many great benefits. When it comes to loans, time is of the essence.
Or maybe you have a job that requires periodic relocation or lifelong passions that might lead you elsewhere. Along with buying a car, investing, and saving for retirement, buying a home is one of the most important financial decisions you'll make. Homeownership can provide many great benefits. When it comes to loans, time is of the essence.
Services
We exclusively operate within CALIFORNIA. The Loan Capital works with real estate agents, financial advisers, attorneys and accountants to better service our clients in a RESPA-compliant environment. Our expert team will carefully guide you through the lending process from start to finish - from your first open house to your very own settlement.
Since we are backed by private investors, our loan products are available to borrowers with unique requirements and flexible loan terms. Private money loans for borrowers, without the strict requirements and lengthy turnaround times of traditional lending. Since we are a direct lender, we have our own underwriting guidelines and standards.
Whatever your loan requirements may be, we have unique funding solutions that fit. Including unconventional loan types that normal banks will not typically fund, like rehabs, mixed-use and investment properties. Whether your property is owner occupied or not, we can provide loans that fit your purpose.
Give us a call or start an application to find out if our unique loan products are right for you. Not sure yet? Read some of our common case studies. The borrower in this case study had previously gone through a bankruptcy, and had a credit score of 470. It became very difficult to obtain a conventional loan, so he chose us to help him with his lending needs.
Can you really eliminate monthly mortgage payments? Yes. As long as you continue to pay property taxes, homeowner's insurance, and maintenance costs, you can stay in your home without mortgage payments until you leave it. The most common type of reverse mortgage is a loan insured by the Federal Housing Administration (FHA), which is also called a HECM.
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