Christian Financial Resources
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Christian Financial Resources
Choose between a readily accessible demand investment with no early withdrawal penalties, or a time certificate that offers the stability of a fixed rate throughout the term. Join thousands of other Christian investors who are using their savings and retirement assets to fund ministry and change lives.

Preparing for the future and supporting Kingdom work do not have to be separate goals. Sometimes it feels like traditional financial institutions are the only options for your savings and retirement dollars. But at CFR, you can earn a competitive rate of return while you are funding ministry and changing lives by providing resources for church building loans.
Services
At CFR, we assist independent Christian Churches and their associated ministries. We currently manage more than $600 million in total assets while serving roughly 4,500 investors. The CFR ministry model is simple, building on the stewardship practices of the first-century church. In the early church, believers shared their possessions with other believers in need.
Thanks for beginning the application process. Please review our 2021 Offering Circular to understand the potential risks and eligibility requirements associated with a CFR investment. I have read Christian Financial Resources' most recent Offering Circular. I understand that the Offering Circular provides material information about CFR and its Notes.
First, start by reading our Offering Circular. Then, complete the Investment Application. Finally, enclose a check payable to CFR and mail it to our office - or scan and email a copy of a voided check. Checks for all IRAs must be made payable to TMI Trust Company (CFR's approved IRA custodian.) Please contact our office for further information.
CFR offers 15- and 20-year amortizations on church loans, so your ministry can pay off your debt in a reasonable amount of time. You don't do this every day, but we do. Our team members are experts in finance, with decades of experience in full-time ministry who can guide you every step of the way.
A Charitable Gift Annuity is a contract between you and CFR whereby a donor makes a gift of assets or cash in exchange for our promise to pay you a fixed income for your life. You will receive a charitable deduction for the value of your future gift to us, plus the satisfaction of knowing you are helping to fund ministry and change lives.
Reviews (4)
Bernie J. Mock
Bernie J. Mock
Dec 05, 2021
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Christian Financial Resources Is a great place to add to your retirement plans. A true 5 star organization.
Bob Reid
Bob Reid
Jan 30, 2021
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Positive: Professionalism
It was a blessing working with Jerod and Nikki. They did a great job of refinancing our church loan. May God continue to use CFR in His service.
Tony George
Tony George
Oct 05, 2020
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The guys from this company solicit investment funds from mega churches; there pitch is they give loans for new ministries for kingdom growth. However when you approach them for loans they will deny loans if it doesn't fit the parameters which are designed more for not giving loan at the first place. The money they collect is used to give marginal "secure" returns while they get aggressive returns from the same funds.The Midwest region (5 states) averages about 35 loans a year which is about 2.8 loans per month at 1.5 Million average per loan the total they have put out is just 50 million as loan
Judy Jetson
Judy Jetson
Jul 07, 2020
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Critical: Quality, Value
The WORST most DEPRESSING & DISCOURAGING home buying experience/process ever! Being a First time home buyer My three steps forward was actually four steps backwards and for this reason I WOULD NOT RECOMMEND CFR Inc. for anyone who has been through a FIRST TIME HOMEBUYERS SEMINAR!