Higgins Insurance Agency

It's not just stuff, it's what makes a house a home. There's no doubt that you'd miss your furniture, clothes, sports equipment, and other personal items if they were to be damaged or destroyed in an accident. Coverage protects your belongings by repairing and replacing your beloved items. This part of your policy helps to protect you from lawsuits for bodily injury or property damage that you or family members cause to other people.

Do you enjoy cruising the roads? Perhaps you endure the daily grind of the work commute and drive to your vacation destination every year. Whether you're on the roads for business or pleasure, you'll need auto insurance to protect your vehicle and finances. At Higgins Insurance Agency, we understand that you may not want to spend a great deal of time deciding on a car insurance policy.

No two businesses are created equal. For this reason, there is no 'one size fits all' business insurance policy. However, all businesses are vulnerable to risk, whether they are a small home-based business or a large national corporation, and taking out commercial insurance can help to keep your company safe and stable.

Nobody likes thinking about their own death and the aftermath where loved ones are grieving. However, securing life insurance is all a part of financial planning, and this requires you to think ahead. As a parent, spouse, and loved one, life insurance is critical coverage that helps your family to recover after your death.

It's easy to take our ability to perform day-to-day activities for granted. But this can change, especially as we age. This is why it's so important to consider your future healthcare needs as you build and review your retirement savings and income plans. Long-term care insurance is designed to cover the costs of nursing homes, assisted livings, home health care, and other long-term care services.