In 1987 our original charter was converted to a federal charter to add family members of the electricians to our field of membership. Our growth continued, and in 2005 we opened our credit union doors to the entire St. Paul community. With the addition of the city of St. Paul, all persons living, working, worshipping, or doing business in any St.
Paul neighborhood were given the opportunity to receive the benefits of credit union membership. A merger with Capital Trust Federal Credit Union in 2008 further expanded our field of membership to include United States Federal Employees and downtown Minneapolis.
Paul neighborhood were given the opportunity to receive the benefits of credit union membership. A merger with Capital Trust Federal Credit Union in 2008 further expanded our field of membership to include United States Federal Employees and downtown Minneapolis.
Services
Our mission is to attain, foster, and preserve a lifetime relationship with individual members, staff and stakeholders by implementing innovative technology and financial security. We passionately deliver professional, personal service and equitable financial solutions that will educate, encourage and support the growth of those relationships.
We reserve the right, at anytime, to require not less than seven days notice, in writing, before each withdrawal from a dividend bearing account, other than a share certificate. Federal Regulations allow no more than six electronic withdrawals from a Savings Account per calendar month. 4 If account has had no transactions in one year, a balance under $100.00 and the member is over 21.
St. Paul Federal Credit Union has partnered with KOFE - Knowledge of Financial Education to help you stay financially. Now you can simplify your life and earn up to 4.99% APR* on your St. Paul Federal Credit Union checking account for balances up to $20,000, just for utilizing debit card, eStatement, and direct deposit services.
Each month, St. Paul Federal Credit Union, has at least 3 - $100 WINcentive Savings Account Winners! Prize drawings occur monthly, quarterly and annually - so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000! Be sure to check back each month to see if you are one of our winners!
When considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution. We offer a wide selection of real estate loans including Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans, and Home Equity Line of Credit Loans.
Reviews (7)
Budah B.
Jan 27, 2022
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Ger L.
Nov 19, 2021
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Horrible phone customer service 3/4 of the times. Just had a 24/7 phone staff assist me just minutes ago. She was rude and argumentative. They said we could leave a review at the end of the phone call if we stay on but it just hung up. Other than that a staff even crossed reference my information once. Tried to report to HR about this concern and issue and never heard back to this day. Making a review because no one from there seems to care. Thought I'd share.
Elk R.
Jun 23, 2020
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If I could give this 0 stars I would. What should have taken a day or 2 on an application, took 2 weeks with horrible communication. The loan officer did not call or email me back ever. I had to call and leave a voicemail with the branch manager almost everyday in order to get a response. I will not name this individual because I'm not about firing someone. They should be more careful as to who they are hiring on their staff. On top of that, the loan officer provided me with false information about my credit, followed by panic on my part, calling all of my credit cards to make sure it was
Tracy D.
Apr 22, 2020
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I've been a member of this credit union since they were known as Government Employee Federal Credit Union in the late 90s. I remember a small CU with people who knew you and gave exceptional customer service all the time. They have grown over the years (I think they were acquired by another CU) and now your just an account number. I specifically want to address concern with their accounting formula and direct deposit procedures. Recently I've been following my account closely due to overdraft fees I have seen charged to my account. I've noticed that I'm getting overdraft
Marcella H.
Jan 16, 2019
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Auto loans are NOT user friendly if you do not also have a checking account with them. They are open only during normal business hours and do not have bankers on Saturday mornings. The call center is not consistent with their answers on how they can and cannot take payments and there are many things that need to be done in branch only. As someone that works during their hours, it has made it a challenge each month to just pay my bill. JUST TAKE MY MONEY.
A. R.
Jul 07, 2011
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No longer part of the old school credit union culture. Feels like a bank that's behind the times or perhaps trying to distract you with popcorn and candy. Never encountered a no-fee ATM despite their claim. High fees unless you are a member with high funds with them. If you're living from paycheck to paycheck like many of us these days they'll take you for a ride. They closed their Minneapolis branch which makes them less convenient. I was a member of Capital Trust FCU before it merged with St Paul FCU and I've watched everything go downhill since. The downtown location
Sarah C.
Dec 08, 2010
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Popcorn, cookies, lollys, and a funky location.
My credit union is actually back on the east coast, but these guys are nice enough to not hassle me when half of my crap is in my maiden name and the other half is in my married name. They're making this transition stuff pretty easy.
Oh, yeah, and free popcorn.
My credit union is actually back on the east coast, but these guys are nice enough to not hassle me when half of my crap is in my maiden name and the other half is in my married name. They're making this transition stuff pretty easy.
Oh, yeah, and free popcorn.
