At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 21 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs.
Learn more about SPIRE. Earn rewards & give back to important causes with every purchase using the SPIRE Signature Visa Credit card. The Minnesota Credit Union Network's Foundation Scholarship Council is now accepting applications for $16,000 in scholarships for credit union members.
Learn more about SPIRE. Earn rewards & give back to important causes with every purchase using the SPIRE Signature Visa Credit card. The Minnesota Credit Union Network's Foundation Scholarship Council is now accepting applications for $16,000 in scholarships for credit union members.
Services
We love SPIRE! They make us feel like we matter and they really want to help us get the best outcome possible for any need. You guys rock! Everything was perfect and Shelby was amazing. She took care of my daughter and it made everything a breeze. She needs to be complimented on her professionalism and the time and effort she put into making this such a great experience.
As a credit union, SPIRE is here to improve lives and to help our members realize their dreams. We do this by providing personalized service, listening to our members needs, offering solutions that fit and having the best products with the best possible loan and savings rates. Our goal at SPIRE is to serve all of our members well and improve the financial well-being of our member-owners no matter how much you have in your pockets.
Regulation D requires that during any calendar month you may not make more than six withdrawals or transfers from your savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction.
Regulation D allows unlimited transfers and withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member.Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.
Regulation D allows unlimited transfers and withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member.Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.
SPIRE Certificates are a great way to save with a guaranteed interest rate locked-in for the term of your choice. Dividends can be paid to a SPIRE Certificate, Share Savings account, Money Market Savings account or Checking account. The SPIRE Trade-Up Your Certificate program allows you to trade any existing Certificate to a new Certificate of greater or equal term to take advantage of rising dividend rates.
With a Puppy Pal account, your child can learn the value of saving up for the things that matter to them. They can learn how to save money in a piggy bank, practice going to the credit union to deposit their money and earn dividends, and make a withdrawal to purchase the things they want. All while you're able to monitor their account.
Reviews (8)
M. A. L.
Dec 26, 2021
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Would never bank with a credit Union who has a paid spokes person, Kirk Cousins, who poses a danger to all he comes in contact with by not getting vaccinated.
It's a shame a business like this does not put customer safety above the CEO's ego who appears with Cousins. Him being unmasked in their commercials speaks volumes.
It's a shame a business like this does not put customer safety above the CEO's ego who appears with Cousins. Him being unmasked in their commercials speaks volumes.
Frank Jorgensen
Apr 03, 2021
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It takes an army to get a home loan with these people! Very difficult to deal with & very slow at getting back to you with the progress of your loan. Every time they tell you they've got all the information they need from you then suddenly they want even more & it honestly never ends. It's very obvious they really don't like borrowing money!
Cindy Dh
Feb 20, 2021
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They are sooo slooow, I was the only person in line and to make a single check deposit and it took forever. I actually dropped my husband off for a haircut at great clips, drove to the bank and directly back to pick him up and he was done and waiting for me... It is painful banking here and we moved to them from US Bank because they are open earlier, later, and Saturday morning.
Kurt Triemert
Dec 07, 2020
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Beware!!! This bank has a policy that a maximum of $2,000 a day can be withdrawn from your savings. So if you are planning to buy a new car, or something expensive and want to pay cash, plan ahead and "order" your cash in advance because you will have to wait 10 days. This is completely ridiculous! Who are they to tell me how much money I can get out of my savings per day? Will be closing all of my accounts with Spire....
Kathleen R.
Jan 10, 2019
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I have had accounts at Spire since first using them for a car loan years ago. All the locations have been good with friendly and helpful staff. This location is a little more off the beaten path than some of the others I have gone to, but still easy enough to get in and out.
I'm not a big fan of the big banks "banksters" so a credit union is a good alternative to those. I like to know the places I'm doing business with and Spire Credit Union is a not-for-profit financial cooperative founded as the Twin City Co-ops Credit Union in 1934. Spire is headquartered in Falcon Heights
I'm not a big fan of the big banks "banksters" so a credit union is a good alternative to those. I like to know the places I'm doing business with and Spire Credit Union is a not-for-profit financial cooperative founded as the Twin City Co-ops Credit Union in 1934. Spire is headquartered in Falcon Heights
Joy S.
Aug 11, 2018
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Glen Andy Kissel
Jul 14, 2018
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Linda Miller
Dec 30, 2017
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I've never had any real issues until recently. Since I received my new Spire debit card with the chip it is constantly being rejected at the register. Cashiers tell me it happens almost every time with the customers using the new card. Recently I saw a post on Facebook that people were complaining about it happening almost everywhere thy tried to use the new card. Please fix this problem and I will have no issues with Spire!
