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Clear Solutions Insurance Services is here to educate and empower you with income protection planning, providing you with the proper knowledge, confidence, and tools to help protect your greatest asset: YOURSELF. For over 30 years, we have been empowering people to prepare for "life happens" events, serving as an insurance broker across Colorado.

Not only are we dedicated to helping you find the right insurance plan for your family, but we have a wide range of free and value-filled education resources, so that you can learn how to protect and preserve your financial future. Health insurance can help cover your medical costs, but it may not be enough when you have to pay other bills.
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As an insurance specialist for over 30 years, Tom Rasmussen knows the struggles many families face with insurance. He has helped thousands of people with income protection and longevity health planning strategies throughout the country by providing guidance and education resources. He has received top awards for education, management and production.
Clear Solutions Insurance Services offers a variety of affordable insurance plans to help you preserve your family's future. We are here to empower you with long-term care, life, disability, and health gap coverage planning strategies. As an independent insurance brokerage in Colorado that cares about you, we work to empower you to achieve something better.
If there is anything we at Clear Solutions Insurance Services have learned in over 30 years of helping people plan, it's this: they will take one of three approaches to the biggest decisions of their lives. Tell Stories, Make Excuses, or Have a Plan. The one certainty is that a plan beats a story and an excuse every time.
An unexpected death would affect many other things other than just making sure the bills are paid every month. It would also have a negative consequence on future commitments like college funding for your children or the support of a disabled child. Do you have the financial funds set aside to continue to fulfill those commitments?
Long-term care, sometimes called extended care, can actually relate to any time period, whether long or short.

This type of coverage differs from health insurance, because while your health insurance might cover some aspects of your extended care like Dr.'s appointments, medications, and emergency visits, your health plan often will not cover things like caregiver expenses, assisted living facilities, or sometimes care for rehabilitation after a significant injury.
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