Let us share, revitalize, and shape your financial future together. Investing your savings here not only benefits you, but contributes to the growth of your community, allowing us to help others bridge a gap or build a dream. During the last 40 years we have served well over 1,300 people. Having launched the Shambhala Visa program, our membership grew 14% between 2014 and 2015.
Our challenge is to maintain quality while servicing the increased requirements of a growing base. King Ashoka was a prominent and legendary historical figure who lived in India during the 2nd Century BC. It is said that he converted to Buddhism after seeing the terrible carnage of the Kalinga War, which he initiated.
Our challenge is to maintain quality while servicing the increased requirements of a growing base. King Ashoka was a prominent and legendary historical figure who lived in India during the 2nd Century BC. It is said that he converted to Buddhism after seeing the terrible carnage of the Kalinga War, which he initiated.
Services
What continues to differentiate credit unions from other financial institutions are the concepts of loyalty and social justice. Membership is an expression of that mutual commitment. Unfortunately many credit unions have been forced to morph away from a community-based field-of-membership in order to effectively compete with banks.
We do not disclose any nonpublic personal information about our members and former members to affiliates or non-affiliated third parties except as permitted by law. We restrict access to nonpublic information about you to those empoyees who need to know that information to provide products or services to you.
It is a Shambhala Rewards Visa Classic Card with standard fixed 12% APR (annual percentage rate) on purchases, balance transfers, and cash advances. For every purchase you make, Shambhala Credit Union will transfer a percentage to Shambhala. Your regular purchases will thus create a new income stream to support Shambhala's activities, without incurring more cost to you than most other credit cards.
Although fees, deposit, and loan rates, are subject to change without notice, we strive to keep our deposit rates slightly higher than the general market and our loan rates competitive, adjusting only when necessary. Without question, maintaining the balance between cost of funds, or interest paid on member deposits, and income we earn from interest on member loans is the key to our success.
Rates and terms are subject to change without notice - please confirm before mailing your deposit! When you open a savings account at Shambhala Credit Union, you get more than just a safe place to invest your money and a market rate of return - you're supporting the Shambhala community's development too.
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