PSE Credit Union believes in providing a pathway to your success. When you open an account at PSE Credit Union, you become much more than a customer - you become a lifetime member and partial owner. PSE Credit Union offers personal, professional and priced-right financial solutions for every stage of your life.
Whether you're opening your first savings account, buying a home or planning for your retirement. PSE Credit Union is here for you. Credit Unions are not-for-profit cooperative financial institutions that are owned by their members and run by volunteer board members. Credit unions offer better rates on loans and savings than most commercial banks, due to a credit unions' unique operation.
Whether you're opening your first savings account, buying a home or planning for your retirement. PSE Credit Union is here for you. Credit Unions are not-for-profit cooperative financial institutions that are owned by their members and run by volunteer board members. Credit unions offer better rates on loans and savings than most commercial banks, due to a credit unions' unique operation.
Services
If you already have a PSE savings account (you are a member) then you can apply for a checking account by using the online links. PSE offers three types of Personal Checking Accounts-Deluxe Checking, Basic Checking and Renew Checking. Health Discounts (Prescription Drug Plan)* - this is a health discount plan and is not insurance.
PSE offers 3 types of Business Checking Accounts-Organizational Business checking, Small Business Checking and Commercial Checking. You need to open a Business Savings Account in order to open a Business Checking Account. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.
When you join the credit union and make your first, initial $5 deposit, you have opened a daily interest savings account (referred to as a share account). The dividend rate is set at the close of each quarter by the credit union Board of Directors and is paid quarterly on the last day of December, March, June and September.
Our VISA Classic card offers a fixed interest rate of 13.5% APR*, NO annual fee and the Scorecard enhancement package. Purchase gift cards in $5.00 increments from $10.00 - $500.00. You decide the amount to give. You can purchase gift cards for only $2.50 each and Platinum Club members pay $1.00 per card.
We will have individually wrapped goodies for all to enjoy! These events are FREE and open to the public. We collected donations for Rainbow Babies and Children's Hospital-which is our main philanthropic endeavor at the credit union. Pennie had a lot of fun with the kids! This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.
Reviews (14)
Jasmin Griswold
Oct 27, 2021
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Linda Milewski
Jun 17, 2021
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Macman Watson
May 17, 2021
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L. D.
May 01, 2021
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Member for more than 30 years. Loan Department employees are rude make you feel like you're bothering them and you're less than smart. Wouldn't call if your Website was more user friendly. Try to do things online but first time told I had to come in to reset password got there told that was incorrect could of did from home. Tried to set up automatic withdrawal for Auto loan got notice of 2 52 cent late fees. Loan Department said I did it wrong she corrected it. Why is your Website so hard to navigate don't have this problem any where else. Teach your employees some manners when talking to customers
Kimberley Anne
Dec 18, 2020
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Their business hours are lies. I showed up at 454 and the drive through was closed.
I raced over the the main doors and they were closed. I was standing at the door waving to the staff inside who saw me and looked away. Your BUSINESS HOURS are open until 5pm. Dishonest and poor business practice to close early. I even called and MADE SURE you would be open until 5 because I had to come so far to make a withdrawl and could not because the ATM took my card! BAD BUSINESS PRACTICE AND YOUR TWO SEVICE PEOPLE I SPOKE TO WERE RUDE TO BOOT. And let us not forgot that I even CALLED 7 times BEFORE 5P while
I raced over the the main doors and they were closed. I was standing at the door waving to the staff inside who saw me and looked away. Your BUSINESS HOURS are open until 5pm. Dishonest and poor business practice to close early. I even called and MADE SURE you would be open until 5 because I had to come so far to make a withdrawl and could not because the ATM took my card! BAD BUSINESS PRACTICE AND YOUR TWO SEVICE PEOPLE I SPOKE TO WERE RUDE TO BOOT. And let us not forgot that I even CALLED 7 times BEFORE 5P while
Kristen Vilcheck
Nov 20, 2020
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Horrible loan department. The women that work in that department are so rude. I called because I needed to pay off a loan I had and asked for the exact amount owed (since the wrong amount was appearing on the banking app). Was told the amount and that I had 10 days to pay before a late fee was applied. I paid it 3 days after making that call and my receipt showed that $20 late fee that I shouldn't have had. Contacted the loan department and she claimed to have said that I needed to pay it the SAME DAY I spoke with her or I'd have that late fee. That was NEVER said. If that was the case, what was
Jeremy C.
Jan 11, 2020
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Beware, The customer service and answers I received from this bank, in my opinion, was 100% unacceptable.
I live in Michigan, have a credit union in Michigan, I used to live in Maryland, I still have a credit union in Maryland, my family member lives in Michigan and has yet a totally different credit union. I needed to make a transaction happen ASAP on a Saturday afternoon. This was the only co-op credit union open at the time. I started off at their Strongsville Office.
The lady at the Strongsville office could not find one of my accounts, where I was planning on taking money out, from Maryland
I live in Michigan, have a credit union in Michigan, I used to live in Maryland, I still have a credit union in Maryland, my family member lives in Michigan and has yet a totally different credit union. I needed to make a transaction happen ASAP on a Saturday afternoon. This was the only co-op credit union open at the time. I started off at their Strongsville Office.
The lady at the Strongsville office could not find one of my accounts, where I was planning on taking money out, from Maryland
Courtney Mintz
Aug 20, 2018
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Honestly, if the credit union down the street from my house took business accounts, I would switch credit unions IMMEDIATELY. The tellers are rude and incompetent, and I'm constantly calling or stopping in to have them correct mistakes they make on my account. I've had issues with them since day one, but I feel stuck because I don't want a large bank taking my money either. Not that it makes much of a difference here. Watch your account activity like a hawk here! And be prepared to wait upwards of 2 months for your checkbooks and cards to arrive.
Gretchen Van Besouw
Jul 22, 2018
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My family has been a member of PSE Credit Union for over 10 years. Our experience has always been top rate and stress-free. Banking is easy through the mobile check deposit app, the ATM is easy to use, and online banking is user friendly. Thank you for your fine customer service and expanding locations into Medina.
Mark Stavnicky
Jun 28, 2018
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While I am not a member of this Credit Union I am thinking of switching to them. I was shopping around for a car loan and just walked in to the Strongsville Branch to see what they could do for me. They were super nice and helped me through what could be done, and even gave me my other options even though it didn't benefit them. I ended up going somewhere else, but I just wanted to review them and let them know that I appreciated all their help. And perhaps soon I will become a member.
Marianne E.
Dec 29, 2016
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I've been a customer of PSE Credit Union for years. I used to think so highly of them and always enjoyed doing business with them. Loan department was so nice when I was borrowing money from them, but today.....I want to PAY OFF my loan...PAY OFF. What a freaking hassle. Not to mention how condensending and patronizing the Vice President of the bank was to me. How dare you?
I moved to another state and paying off a loan and having new address updated on their system is a fiasco.
I am deeply hurt how I was talked to and treated. Very upset. Shame on you Vice President of PSE shame on you!
I moved to another state and paying off a loan and having new address updated on their system is a fiasco.
I am deeply hurt how I was talked to and treated. Very upset. Shame on you Vice President of PSE shame on you!
Camisha K.
Apr 19, 2016
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PSE is terrible, DO NOT GO THERE. I have been with them going on 5 years now and its no perks to it at all. They have so many hidden fees its ridiculous use your card more that 5 times in a month its a $2 each time, if you send something and its insufficient funds they don't pay it and they still charge you $32 the list goes on. I'm a African American woman 24 years old and every time they see me its rude and nasty very sarcastic. I really hate this place and I should have been switched I kept putting it off. I had fraud on my account and they denied my claim the first 3 times then I
Nicole M.
Aug 11, 2015
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I just started using PSE for all my banking this past summer. After noticing ALOT of fees I asked the credit union why I got charged fees for using my card at Walmart and Amazon. Supposed to not have to pay a fee if I select credit as payment method. I got this back "It is the way Walmart and amazon post there transactions no matter if you do it as a credit it is still ran as a debit and charges you." Between having to wait more than 6 weeks for my card which the bank sent to the wrong place, being told I had too wait 6 months to get checks,,Yep definitely switching banks now.
Karen G.
Sep 06, 2014
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In a market where its hard to tell the difference between a credit union and a bank, PSE Credit Union continues to move forward holding on to the principle of "people helping people". They have a great staff and an awesome CEO who believe in what they are doing and love doing it. If you are looking for a place to do your 'banking' consider PSE Credit Union--you will not be disappointed and you will enjoy the experience of being in a Credit Union.
