My Lending Pal
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My Lending Pal
Our Florida & Georgia mortgage brokers take the time to get to know what our clients need, and provide the education necessary in order to choose the right type of home loan. Once a loan and interest rate has been chosen, sit back while we make your dream a reality. Although owning a home is naturally an economic benefit, there are other advantages you gain that go beyond capital assets.

Are you looking for the best mortgage brokers in Florida? MyLendingPal is a team of trusted mortgage brokers who can give you the best service according to your needs. Roger Merchant and his team were very helpful, right from getting a great rate to completing all process on time and being super responsive.
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MyLendingPal was founded in 2018 by the founders and operators of Nations First Home Mortgage Inc, company located in Suwanee GA. MyLendingPal is owned and operated by Ricky Merchant, Ricky is Roger Merchant's son founder of Nations First Home Mortgage Inc. MyLendingPal is currently licensed in State of Georgia and Florida with plans to expand in multiple states.
Interested in being apart of the MyLendingPal Family? We are always looking for talent that aligns with our goals of providing the community with the friendliest, fastest, and easiest mortgage service available. We offer competitive pricing structures customized to best serve you. We care about our employees and take great pride in creating a fun and inviting workplace.
The first way to get started is to give us a call or email us. Even if you do not know if you qualify or if you are not an expert at mortgages, we can help guide you and answer any questions you may have with no strings attached. We believe in spreading information freely as it benefits the society and us as a whole so we always try our best to help our callers even if they choose not to do business with us.
This is known as the MyLendingPal Guarantee. We are tired of seeing borrowers getting declined for no reason after so much time and effort. We wanted to do something different. That is why we came up with our promise. We will strive to close your loan 100% of the time, so long as you provide us with everything we need.
Mortgages come in many shapes and sizes. Which one is right for you? Every mortgage has three key elements: The loan type, a rate, and a term. By knowing how these elements work together for home loans, you will be able to pick out the best mortgage for your situation. Whether you are buying a home for the first time or buying your sixth house, we have home loans to fit all needs and situations.
Reviews (15)
Rajan Srikrishnan
Rajan Srikrishnan
Dec 16, 2021
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Roger was introduced to me by my amazing agent Meesha. For a first time buyer with limited resources and ignorance of how things work, Roger and his team guided me, gave me correct advise and took care of all formalities. I only had to pack and move. There is human touch in Roger's business dealing. He perfectly understands the requirements, financial constraints, likings and taste of each client and show them the correct way to reach their dream. Priti and others in his team follows with clients at every step. Roger/My Lending Pal deserves all appreciation and my heartfelt thanks and regards.
Yamini Anantula
Yamini Anantula
Jun 29, 2021
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Roger and team were all very helpful and responsive! Especially for being a first time home buyer, Roger was great in providing the best advice and giving the best rates!
Sumit Karanjawala
Sumit Karanjawala
Jun 28, 2021
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Awesome experience working with Roger and his team ! They are very knowledgeable, professional, fast, and thorough in the process. Being a first-time home buyer, Roger guided us at every step, addressed all our questions patiently and made the process very smooth and easy. Highly recommend them for financing mortgages.
Jathin Shetty
Jathin Shetty
May 20, 2021
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Absolutely amazing service. Honest and quick. Responsive and ensure timely adherence to deadlines. Good staff as well. Roger and tean are a pleasure to work with. Definetely worth 5 stars.
Onur Gul
Onur Gul
Apr 29, 2021
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They completed my home closing in two weeks with no headache. All the crew is very friendly and professional. Special thanks to Roger for guiding me for the best moves on each step.
Sakthi S.
Sakthi S.
Aug 14, 2020
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Would definitely recommend Roger and his team.
Refinanced for the second time and with roger, I didn’t feel like I refinanced.
The process was very smooth and fast.
The rates were very competitive and it was amazing
working with Roger and his team.
I’d recommend him for sure.
Emmitt Rathore
Emmitt Rathore
Aug 07, 2020
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Roger helped us find an unbeatable rate!
His decades of work in the industry made it easy for us to complete many processes with the lender, and helped us close on time!
I will definitely be passing the good word around and recommending family and friends to him.
I look forward to our next real estate transaction with them.
Satheesh Babu Batta
Satheesh Babu Batta
Apr 03, 2019
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Roger was amazing and handled my home mortgage refinancing in a very professional way. I also want to thank Priti for her support in ensuring my closing went well. Look forward to continued support from MyLendingPal for any of my future needs.
Roger Merchant
Roger Merchant
Feb 03, 2019
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TO ALL OUR GREAT CLIENTS WHO HAVE CARED TO TAKE THE TIME TO LEAVE US A REVIEW, WE THANK YOU AND APPRECIATE YOU.
Arvind Srinivasalu
Arvind Srinivasalu
Sep 04, 2018
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I highly recommend My Lending Pal (Nations first mortgage before). Roger M is very knowledgeable and gave me a very good insight on how to track Mortgage rates and ARM rates. It helped me make a informed… decision on when to lock the rates. Roger spent a lot of time going through every item in the closing cost worksheet to make sure I understand and totally comfortable with what I'm going to pay. Roger gave me a strategy to save $$$ by choosing the right mortgage plan that gave a lot of credit and got a lower rate with him. His insight into how rates will change near future was amazing.
Sarah Prufer
Sarah Prufer
Aug 19, 2018
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Roger and his team have been excellent throughout our home purchase experience. We are first time home buyers and needed a lot of guidance throughout the process. Not only was he very easy to get a hold of via text, phone or Email, he always responded back to us no matter what time of the day. Roger provided the best interest rates and best loan… personalized to our needs and he looked into several options to get us the best rates. He was also able to help us with an House and Car Insurance bundle that was several hundred dollar less expensive than the quotes that we had requested from other
Vishal Kabra
Vishal Kabra
Aug 19, 2018
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Roger and team helped me with all best options with competitive rates along with best insurance deals. He has in depth knowledge of finance & insurance industry , he understands needs and provides best options, team is prompt , I strongly recommend to take his opinion in future
Joydip Pal
Joydip Pal
Aug 18, 2018
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Communication was clear and transparent from the start . Was easy to ask questions and get explanations of anything I wanted . Always reachable even after the transaction was done
Aruna Bagchi
Aruna Bagchi
Aug 18, 2018
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Roger is amazing when it comes to helping with closing in your house- for buying and selling!! He is very knowledgeable and resourceful, gets you the best rate. He has your interest at heart when giving advise ce, very strongly recommend him!!!
Selma Sanci Aktas
Selma Sanci Aktas
Aug 18, 2018
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I had a great experience. They are very informative, make the process so easy. Best of all was the fact that I was able talk to someone everytime I called and my emails were answered right a way.