I truly believe Bay Area real estate continues to be one of the best investment vehicles, and it's a privilege to advise clients in their goal of owning property. I'm committed to helping clients navigate the constant change of mortgage guidelines, real estate laws, and economic forecasts. Each client has different needs and so my approach varies.
My goal is to assist clients in building and protecting wealth through better management of equity and cash flow. Carrie's unique background gives her the skill set to be the best partner for her clients on their path to home ownership. Prior to her mortgage career, Carrie spent over a decade running a $700M business for a Fortune 5 company.
My goal is to assist clients in building and protecting wealth through better management of equity and cash flow. Carrie's unique background gives her the skill set to be the best partner for her clients on their path to home ownership. Prior to her mortgage career, Carrie spent over a decade running a $700M business for a Fortune 5 company.
Services
You go through the loan process just a few times in your life, my team and I obsess over it every day. I build trust-based partnerships with my clients to educate and support them through all steps of the purchase process. How much will you need to have at closing with downpayment, closing costs, and prepaid costs?.
Congratulations on your decision to buy a home! I suggest working together on numbers as the first step down the path. We will sit together to walk through your goals, assets, debt, and income to paint a financial picture. I will help you understand how much we can qualify you for, as well as how much you're comfortable with, on a monthly basis, and in upfront payment.
Knowing your budget and being preapproved before starting your home search narrows your criteria and boosts confidence in making offers. A strong preapproval letter also reassures sellers that the loan and closing process will be smooth, providing an advantage in the current, competitive market. For bonuses or hourly employees: Year-end paystubs that show bonus history or trend of number of hours worked (2019, 2020).
Buying a home is both exciting and intimidating, and our process ensures a stress-free, on-time closing. The timeline below provides an overview of the activities, roles, and responsibilities of the many teams working together to finance your new home! This is due within 3 days of an accepted offer.
Carrie is amazing! The home buying process itself is complicated and emotional, besides being a huge financial commitment. Make it easier on yourself and ask Carrie to be your mortgage broker. My husband and I were in a purchase agreement, using a different lender, when it became clear that they were not going to be able to come through.
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