Home loan financing with Pacific Trust Mortgage means a mortgage that closes on time without the hassle. Mortgage refinancing may lower your monthly payments, which can add up to significant savings. Pacific Trust Mortgage was founded in San Luis Obispo, CA in 2002. We solidified our reputation as the lender that exceeds expectations by refining the mortgage process utilizing today's technology yet maintaining high levels of personal service.
The ability to control the process from pre-approval to funding, ensuring a punctual contingency removal and close of escrow. Our reputation, commitment to service, integrity, and follow-through are at the core of our business. Working with Brittany has been the perfect combination for our business for the last 5 years and continues to grow strong.
The ability to control the process from pre-approval to funding, ensuring a punctual contingency removal and close of escrow. Our reputation, commitment to service, integrity, and follow-through are at the core of our business. Working with Brittany has been the perfect combination for our business for the last 5 years and continues to grow strong.
Services
Our people- We are straightforward, reliable and result oriented. We meet deadlines. If we make a mistake, we own it. We work with service providers who also know that success depends on referrals. We are here to earn your future business and that of your friends and family by delivering on the expectations set.
We work hard to close on time without the hassle. Whether you are a first time buyer or an experienced home owner, purchasing a new home can be a stressful process. We take the stress off your shoulders and walk you through the process every step of the way! We will find options and programs for your specific needs.
It is always good to determine how your credit looks. Luckily in this computer age there are many ways for us to easily and quickly check our credit ad credit scores. There are multiple sites out there to check your credit for free. Two that we like are www.freecreditreport.com and www.creditkarma.com.
Pacific Trust Mortgage loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with very little down and we will work to ensure the loan payments meet your unique needs.
For some home buyers, the decision of how much money to use as a down payment can be very confusing and hard. The route for each buyer or investor really does depend on their situation and personal preferences. The information provided below is for the purpose of provoking thought and careful consideration about different financing programs available.
Reviews (10)
Owen Schwaegerle
Mar 28, 2020
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Allyson Crone Lyles
Feb 22, 2019
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My husband and I closed on our first home together right before the holidays. We could not have done it without Kyle Davis at Pacific Trust Mortgage. He led us through the process and was such a pleasure to work with through the entire closing process. He truly went above and beyond. We will always be so grateful! Ally & Robert
Teah Kerr
Jun 08, 2018
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Dan Robba
May 25, 2018
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Stacia Finley is always very helpful in all processes from start to finish as well as with any follow-up. Our recent experience with Stacia and Pacific Trust Mortgage to refinance our variable-rate mortgage into a fixed-rate mortgage was smooth and simple (as simple as such can be), and Stacia was there with us every step of the way.
Jennifer Tourkin
May 24, 2018
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I've worked with Stacia Finley on both a refinance and a new mortgage. She is the consummate professional. She has a vast knowledge of financial instruments, both mortgages and otherwise, and shares that information so that her clients make the best possible decisions for their overall financial well-being. She has the utmost integrity and goes the extra mile and beyond. I have and will continue to recommend her to friends without reservation.
Missy Reitner-Cameron
Apr 26, 2018
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Joel Klassen Klassen
Apr 03, 2018
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My wife and I met Darryl Stolz over five years ago. We were first time home buyers, and we were referred to him by some good friends. We didn't know a whole lot about the buying process, and Darryl was always available, whether we needed to email back and forth or group text him on a Saturday afternoon for something. He always explained everything… and made sure we understood the process.
We worked with Darryl and Pacific Trust Mortgage again last year, and the service was second to none.
Darryl is thorough in everything he does, and made our home buying process incredibly easy. Thank you
We worked with Darryl and Pacific Trust Mortgage again last year, and the service was second to none.
Darryl is thorough in everything he does, and made our home buying process incredibly easy. Thank you
Kristina Horton
Mar 30, 2018
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We were so lucky to have found Darryl Stolz & Pacific Trust Mortgage! He was incredibly knowledgeable and helpful through every step of purchasing our first home. He helped us feel informed and confident throughout, and we would highly recommend him to anyone (in fact - he also helped our friend purchase their first home as well!).
Jennifer Sitorius-Campa
Mar 29, 2018
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Campa Real Estate Group has been referring business to Pacific Trust Mortgage for nearly two decades. We have also used them for our personal home purchases. Chris Orsini has gone above and beyond for us and our clients. He is professional, honest, and has exceptional follow thru. Chris always gets the job done and makes the process smooth for homebuyers. We will continue to refer Chris at Pacific Trust Mortgage with the peace of mind that our clients will have a positive experience.
Julia Schenck
May 06, 2017
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Working with Angela Plummer at Pacific Trust Mortgage has been such a pleasure. She works hard at saving her clients money, getting you the best rate and any other advantages she can find. For us, she saved us almost $2000 off closing costs besides locking in a rate that was lower than the going rate. She stays right on top of what needs to be… taken care of that most others wouldn't even be aware of. She cares about her clients and it shows 100%. We would definitely recommend working with this company and especially Angela & the rest of the staff. Thank you Pacific Trust for making
