GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels. Purchase without the need to sell your departing primary residence first (for house upgrade).
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc). High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card). Special Promotion! 1 Million Dollar purchase price, with as little as 5% down.
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc). High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card). Special Promotion! 1 Million Dollar purchase price, with as little as 5% down.
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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper. As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track. A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details.
Thank you for allowing General Mortgage Capital Corporation "GMCC" to assist with your mortgage needs. The servicing of your loan will likely be transferred to a new servicer within the first 30-90 days of closing. See below for important information you will need before and after your loan is transferred.
Reviews (2)
Tom Louie
Feb 16, 2020
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Lara Chu
Jan 14, 2019
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Gwen Cao helped to sell my home in 2016. Her past background in various roles in the real estate industry not only allowed her to answer all my questions, but also in ways that I could understand. She is very organized and on top of every detail. She is very personable and creative in problem-solving and also good at negotiation. I like that she looks at the long-term versus the short-term. I really feel that she puts her clients first. She is a very thoughtful and sincere person.
