Whether you're looking for some of the lowest home loan rates in country or want to speak with us about getting a 30 year fixed mortgage loan in Virginia Beach VA, we can help. Atlantic Mortgage & Funding is a Virginia based mortgage company that was established in 2006 and has helped thousands of borrowers close on home purchase and refinance loans.
Operating in 10 states, including California, Colorado, Florida, Georgia, Indiana, Maryland, North Carolina, Tennessee, Virginia, and Texas - dba American Streamline Mortgage Company. We strive to offer great purchase and refinance rates as well as affordable closing costs so that you can get into the home you've worked so hard for.
Operating in 10 states, including California, Colorado, Florida, Georgia, Indiana, Maryland, North Carolina, Tennessee, Virginia, and Texas - dba American Streamline Mortgage Company. We strive to offer great purchase and refinance rates as well as affordable closing costs so that you can get into the home you've worked so hard for.
Services
At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $100,000 and the borrower's outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000).
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