Future Home Loans
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Future Home Loans
When I first contemplated buying a home in a housing market often described as "crazy", I thought the endeavor would be quite daunting. However, through working with Alex, Marina, and other team members of Future Homes, the experience was quite the opposite. They understood my home-buying objectives, provided access to a favorable loan type and competitive rate, and navigated the steps to closing efficiently and professionally.

Alex always very graciously answered my many questions, and I am very pleased with my purchase. I would certainly recommend Future Homes for anyone ready to enter the home-buying market. I had the pleasure of working with Shana Tarr and Trey Pennington.these two made my loan process a breeze. Anytime I had a question, they were a quick email or call away and had the answer I needed.
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Future's corporate culture is a group of top producers who have come together to fix the mortgage experience. To make it less like a root canal and more like a walk in the park. We believe that buying a home is one of the biggest decisions someone can make in their lifetime. So why not make this process the best it can be?!
Our people aren't numbers! We're always looking to hire dedicated, forward-thinking, hard working mortgage professionals of the future. If you are a big dreamer, intelligent, and have a passion for connecting people to the home of their dreams, we invite you to join the Future of Mortgages!

Company NMLS: 1621953, www.nmlsconsumeraccess.org, Future Financial LLC, DBA Future Home Loans 315 11th Ave N Jacksonville Beach, FL 32250, supports Equal Housing Opportunity.Interest rates and products are subject to change without notice and may or may not be available at the time of mortgage commitment or at the time of rate lock.
We're a fast growing, veteran-owned and operated mortgage broker in Jacksonville FL with over 1,000 5-star reviews from clients all over the country. Through personal relationships with multiple lenders and dedicated in-house processing, we have the ability to offer seriously competitive rates, lightning fast closings, and industry leading customer service from start to finish.
Not just brokers - We are your St. Johns county neighbors, friends, and business partners. Phillip was super responsive, Superfast, got me an amazing rate, and I closed in 17 days from when I applied for my loan. I couldn't ask for ANYTHING more. Hopefully, I never need to buy a home again, but if I do, Phillip will be my first call!
We're a fast growing, veteran-owned and operated mortgage broker in Tennessee with over 1,000 5-star reviews from clients all over the country. Through personal relationships with multiple lenders and dedicated in-house processing, we have the ability to offer seriously competitive rates, lightning fast closings, and industry leading customer service from start to finish.
Reviews (10)
Ida Vishnyak
Ida Vishnyak
Jan 03, 2022
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We had a long way and kind of complicated way to the final approval and closing of our house. Future Home Loans - everyone who worked with us - Tim, Brian and Phil, were so patient, helped us on every step to the "final destination", professional and knowledgeable team! I would recommend this team to everyone who needs to finance or re-finance their home! Thank you Future Home Loans for getting us where we are at right now - our new home!
Emily Hall
Emily Hall
Dec 31, 2021
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Cara Potter and team were an absolute pleasure to work with! I’ve used Cara on two personal transactions and recommend her to all of my friends, family, and customers. Her communication (which is so important during a transaction) is exceptional and she truly takes the time to educate her customers and make sure they understand each step of the process. Highly recommend!!! ⭐️⭐️⭐️⭐️⭐️
Debra Roth
Debra Roth
Dec 26, 2021
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I am a Realtor in Pasco County and refer my clients to Ben Wyns at Future Home Loans if they don't currently have a lender (sometimes even if they do). I have worked with Ben Wyns and his team for about 1 1/2 years and they are the best lenders I have ever worked with! They help my clients get the best loans with the best rates. If there is an issue, they never give up until we find a solution. I can reach out anytime and Ben or his team will respond.
Absolute best mortgage broker I know..give him a call and find out for yourself.
Dustin Hampton
Dustin Hampton
Dec 26, 2021
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Positive: Professionalism, Responsiveness
Cara was absolutely amazing during the whole process of buying a new home. Even before we knew if we were in a good spot financially to afford a home, Cara was more than willing to run the numbers on a few different scenarios to let us know what we could afford. She will definitely be our first call on any future mortgages!
William Gogo
William Gogo
Dec 24, 2021
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Nadiyah was the fastest and most professional in this industry by far! She was proficient at her duties in helping my family out especially during the holidays 😁 she really took the time to tell me what the benefits I will be looking for when all is said and done.
Not to miss anyone in this process but Vanessa was fantastic and fast as well, especially when it came to all the paperwork I needed to submit for underwriting. I could go on and on about how easy this was for me and my wife to get this done, super happy with Future Home Loans and the team that assisted me in my refinance! I will
Rob Lenhoff
Rob Lenhoff
Dec 12, 2021
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Positive: Professionalism, Responsiveness
Future Home Loan was by far the best experience I have had purchasing a home. They were friendly, professional, and answered every question without delay. Extremely knowledgeable; you can tell there is years of experience within the team. I absolutely recommend Corey, Marina and the whole Future Home Loans team.
Laura Dickinson
Laura Dickinson
Nov 03, 2021
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Working with Cara was delightful! Our refinance, from start to finish, took barely 2 weeks! Cara and her team were knowledgeable, proactive, professional, available, and above all else kind. They answered all of our questions and kept the process moving. We have already recommended Cara to multiple friends and 100% look forward to working with her again in the future.
Russ Jenkins
Russ Jenkins
Oct 18, 2021
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Smooth Transition!
Russ and Diane Jenkins from Jacksonville, FL
My wife and I were referred to Cara and from start to finish, we were so glad that we'd contacted her! She walked us through every step of the financing and made the entire process painless and stress-less! Every question was timely answered, and every concern was timely addressed. A great experience!
LOAN STATUS
Closed Oct 2021
LOAN TYPE
Purchase
CLOSE ON TIME
Yes
INTEREST RATE
Lower than expected
FEES/CLOSING COSTS
As expected
30 year fixed
FHA Loan
Sam Bishop
Sam Bishop
Sep 21, 2021
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I do not know where to begin with this review, from the first interaction with Evan, to closing day Future Home Loans has done nothing other that go above and beyond through the home buying experience. This was the second time buying a home (first time through a bank), and after using Future home loans I will never use anyone else. These guys and girls work around the clock to ensure you have the best deal and answer any questions that you may have. Evan & Kelley are the people you need if you are buying in FL!
Weston Baker
Weston Baker
Aug 29, 2021
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I had the pleasure of working with Shana Tarr and Trey Pennington…these two made my loan process a breeze. Anytime I had a question, they were a quick email or call away and had the answer I needed.
I could had asked for a better experience! To top is off we closed in 30 days!!! Thank you for making this so easy for me. God Bless y’all!!!!