Navigator Mortgage is a Jacksonville locally owned and operated mortgage broker since 2002. We offer multiple loan programs tailored to our client's goals and needs. Call us today to get started. Navigator Mortgage- Helping you find your way home. Florida is a great place to live because of the weather, the people, and the communities.
We offer a variety of loans for residents of Jacksonville, Florida including Conventional, VA, HomePath and Investment options. In addition, we also offer Refinance loans for Jacksonville and Florida residences. Special Conventional loan programs available even if you have little to no equity.
We offer a variety of loans for residents of Jacksonville, Florida including Conventional, VA, HomePath and Investment options. In addition, we also offer Refinance loans for Jacksonville and Florida residences. Special Conventional loan programs available even if you have little to no equity.
Services
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Harp stands for Home Affordable Refinance Program. Its main goal is to help people that have either Fannie Mae or Freddie Mac backed 1st mortgages refinance to lower rates and payments. What is HARP 2? I am underwater on my mortgage. Can I use HARP2? Yes you can. If you choose an adjustable rate loan, your loan to value is limited to 105% of the estimated value of your home.
Conforming Loans: Conforming loans are conventional loans that meet bank-funding criteria set by Fannie Mae (FNMA) and Freddie Mac (FHLMC). Both of these stock-holding companies buy mortgage loans from lending institutions and secure them for resale to the investment community. Every year, form October to October, Fannie Mae and Freddie Mac establish limits on what constitutes a conforming loan in a mean home price.
Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
With a fixed rate mortgage, the interest rate does not change for the term of the loan, so the monthly payment is always the same. Typically, the shorter the loan period, the more attractive the interest rate will be. Payments on fixed-rate fully amortizing loans are calculated so that the loan is paid in full at the end of the term.
Reviews (10)
Scott Joslin
Jun 23, 2021
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Working with Christian and his team was a wonderful experience. We had continuous communication throughout the process including weekends and evenings. He anticipated the needs of the lender and had documents ready to go to ensure closing stayed on track. We highly recommend Navigator Mortgage and wouldn't hesitate to work with Christian and his team in the future.
Lindsay Joseph
Jun 07, 2021
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David Mampre
May 26, 2021
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I recently worked with Christian to secure my first home purchase. He simplified all of the complexities of finding a mortgage, secured a great rate, helped educate me as a first-time buyer, had excellent communication and was responsive to all of my questions. Highly recommend to others. Thank you!!!
Hugo Guerrero
Mar 16, 2021
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Positive: Professionalism, Responsiveness
Christian helped us setting up the mortgage for our house and 3 years later we went back to him for refinancing. Both times we shopped around and both times his estimates and service were far superior to all the other options. He is always responsive and works very fast with attention to detail. We highly recommend him.
Christian helped us setting up the mortgage for our house and 3 years later we went back to him for refinancing. Both times we shopped around and both times his estimates and service were far superior to all the other options. He is always responsive and works very fast with attention to detail. We highly recommend him.
David Ashwell
Mar 01, 2021
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Brandon Faulkner
Dec 21, 2020
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Jonathan D.
Nov 28, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Christian was great to work with and I recommend him to anyone looking to purchase a home! my wife and I were first time buyers and he was very patient with us, answered all our questions, kept us informed and up to date on everything going on. Thanks again Christian!
Christian was great to work with and I recommend him to anyone looking to purchase a home! my wife and I were first time buyers and he was very patient with us, answered all our questions, kept us informed and up to date on everything going on. Thanks again Christian!
Cortney Hale
May 30, 2020
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My husband and I worked with Christian to purchase our first home and less than 2 years later to refinance the same home. Christian is professional, friendly, responsive and makes the whole process completely easy! Buying a first home is confusing and terrifying and Christian made it so simple for us to obtain our mortgage and then once again when we refinanced made it incredibly simple and FAST. I can't believe how fast. We highly recommend Navigator Mortgage!
Kirstie Johnson
Dec 20, 2019
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My fiancé and I worked with Christian to buy our home; he was absolutely amazing! As first time home buyers, we started this process with little knowledge. Christian was attentive, thorough, and made a daunting process understandable. He explained in detail the numbers and was always quick to answer questions. Christian came highly recommended to us by several people, and we will make the same recommendation to others from here on out!
Brandon Williford
Aug 24, 2018
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I've had the pleasure of working with Christian on several occasions. He is top of the line! First and foremost he is a stand up guy that always put his clients first. He does an amazing job of guiding his clients through the mortgage process and explaining each step along the way. He also does a great job of keeping everyone in the loop as things progress towards closing. I cannot recommend Christian enough!
