Mark H. Smith, Inc. has been helping credit unions for over thirty years. Not only have we been an advocate for small to medium-sized credit unions and IRR/ALM analysis, we also take a step further and train these same leaders on how to use this information for better management decisions. Our highly skilled staff of credit union experts put teaching and training our clients at the top of their priorities.
We want you to succeed and know with the right information you can. We are happy to review your report, train your ALCO, or attend a board meeting. We also have many other ways to speed up the learning curve such as webinars and other online resources. In spite of being highly trained, the staff at Mark H. Smith, Inc. is here to help and be accommodating if at all possible.
We want you to succeed and know with the right information you can. We are happy to review your report, train your ALCO, or attend a board meeting. We also have many other ways to speed up the learning curve such as webinars and other online resources. In spite of being highly trained, the staff at Mark H. Smith, Inc. is here to help and be accommodating if at all possible.
Services
ALMPro Classic is our entry level service for small credit unions up to approximately $50 million in total assets. IRR and liquidity risk is estimated and analyzed by our experienced advisors and communicated back to you in the ALMPro report. We will also provide extensive training and assistance in understanding and utilizing you report.
ALMPro is an outsourced IRR and Liquidity Risk analytical support service specifically designed for the needs of credit unions. Using ALMPro, we take the burden of analysis off your shoulders. You receive timely IRR and Liquidity Risk reports that are ready for asset and liability management decision-making.
ALMPro Classic is our service to estimate interest rate and liquidity risk for credit unions with less complex balance sheets. Interest Rate Risk (IRR) and liquidity risk is performed by our experienced advisors and communicated back to you in the ALMPro report. We will also provide extensive training and assistance in understanding and utilizing your report.
ALMPro Plus provides an amplified IRR and Liquidity Risk analysis suitable for credit unions with more complex balance sheets. ALMPro Plus is geared towards mid-sized credit unions but small credit unions with more complexity and longer-term assets will benefit from the enhanced analyses. IRR and Liquidity Risk is estimated and analyzed by our experienced advisors and communicated back to you in the ALMPro Plus report.
ALMPro Premier provides instrument level analytics and paramount modeling to analyze IRR and Liquidity Risk. It is appropriate for credit unions of any size, but generally suited for more complex balance sheets or credit unions that want a more in-depth analysis or increased customizations. The Premier model is suited for loan and investment instruments with more complex optionality.
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