P & S Credit Union
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P & S Credit Union
P&S Credit Union personal loans take the worry out of borrowing with predictable payments that won't change over time. With GAP protection, Vehicle Waranties, Debt Protection and Low Rates, P&S Credit Union has Auto Loans that won't be beat! Use the equity built in your home to access funds for major expenses with a 10 year draw and a 20 year repayment period.

Online Banking provides secure access to your accounts 24/7 from anywhere, using your computer, tablet or smartphone. We have been serving our members for 65 years! We will be having monthly $65 cash drawings for every new loan or loan referral. P&S membership is open to select Union Associations, their families and residents of Salt Lake County.
Services
P&S Credit Union was organized in 1956 for the members of Plumbers and Steamfitters Local Union #19, hence our shortened name. In 1989, we added members of Pipefitters & Plumbers Local Union #57.

In 2005 these two Local Unions, along with #348, merged into one Local and was renamed "U.A. Local 140 Pipefitters, Plumbers, HVAC & R." Since then, we have welcomed additional members from a variety of unions and have helped them to build financial strength and stability through personal, friendly service.P&S Credit Union is a non-profit organization, owned and operated by members for the benefit of all who belong.
If you never enrolled in our old Virtual Branch Online Banking, please enroll now at this link here. Please Note: You must access and set up your account from a desktop environment before accessing the Mobile App. After establishing secured access on a desktop PC, you can access the app and register your device following the onscreen instructions.
Most times the word free comes with a catch. But because this account comes from P&S Credit Union, you can rest easy knowing that we really do mean free. No monthly fee. No minimum balance. Plus, you'll enjoy a long list of features without paying a dime. We offer the latest conveniences, including online banking with a mobile app!
Business checking is an important financial tool for your company. When you get business checking with member-only extras designed to help your bottom line thrive, then it's a no-brainer, too. From free transactions and Mobile Check Deposit to interest-earning deposits and balance protection, there's a checking option just right for your business.
Your Regular Share Draft Checking Account is not complete without a VISA Check/Debit Card. It looks like a credit card but works just like a check. It gives you unparalleled convenience, immediate acceptance at merchants worldwide, and the security of knowing the world's top consumer card is backing your purchases-deducted directly from your Share Draft Checking Account.
Reviews (9)
Savi Wayne
Savi Wayne
Oct 02, 2021
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Their rates are amazing, all of the ladies are absolutely wonderful, especially Donna and Sue. They go above and beyond for you and always make you feel like family. It means so much when you call in or walk in and they know who you are, and treat you like a person not just another number. By far the best experience I’ve ever had with a financial firm.
Jordan Blackhurst
Jordan Blackhurst
Oct 01, 2021
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Super helpful and understanding. Helped me get the vehicle I wanted for a price I needed and helped me figure things out every step of the way. Fully recommend p&s for all your loan and banking needs.
Lacey Davies
Lacey Davies
May 11, 2021
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We have gone to P & S for all of our auto loans. They (especially Donna) have been great to work with. They have always been very friendly and are sure to answer all of our questions.
Evelyn Lopez
Evelyn Lopez
Mar 25, 2021
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I love their customer service. Danna is always very kind and willing to go the extra mile to help you out.
Cathy Burton
Cathy Burton
Jul 21, 2018
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My son is a member of the credit union and when I was looking at buying a new car he told me what a great credit union P &S is and how they are friendly, knowledgeable and helpful. I contacted them, went over my options and financed my new car through them. My experience with them has been very positive and I tell my friends the next time they are looking to buy a car, they should contact P&S!
Jason Warner
Jason Warner
Jan 28, 2017
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Absolutely amazing experience! The best most helpful and friendly staff. They treat you like your their most valued customer Everytime you go in. The loan process was so fast and so easy. 5 stars all day everyday! Thanks p&s!
Kaylin Watchorn
Kaylin Watchorn
Dec 22, 2016
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I love this little credit union!
I have been with them for the last 8 years or so! They are so kind and helpful, Plus to make it more convenient They have more locations in other places.
I run a small business. And P&S really helps me keep it going, Because they charge such low fees (overdraft) and they give me such great rates as opposed to banks.
When I was 18 and had NO credit score, But I desperately needed a loan. They were kind enough to accept me. No other place would of even considered me, They even gave me a reasonable rate. I will be forever grateful! I was able to pay it off early
Ofelia Lima
Ofelia Lima
Oct 10, 2016
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Is the best Credit Union ,with very nice employees ,an exellent custumer service,
The best loan rates ,
They really care about their custumers,
I been a menber for six years alredy
And only one time I got an overdraf and they call me to post me about ,
And also said that if I want to get that money from my savings
And I didn't pay any charges
Just the 10 dollars that I expend
Thanks for everything P & S
Is the best!!!!!!!!!
Summer
Summer
Oct 09, 2016
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I had an auto loan with these guys for a year. I paid this off in person to the loan officer and was handed the title. It has now been nearly two years and It is still showing that I own this car. I bought a house six months ago and had to fight to get it reported as paid off. Now seven months later trying to buy a car I find out this is still showing up. I am furious and not pleased with this situation. This has screwed with my home purchase and now a new car purchase.