Dfcu Financial
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For the month of September, we're waiving the appraisal fee and the first-year annual fee. Just look for the symbol on your card and the merchant terminal, tap your card to pay, and you're on your way. Anyone who lives, works, worships or attends school anywhere in Michigan's lower peninsula is eligible to become a member of DFCU Financial.

Becoming a member is easy. You may also visit one of our branch locations in Ann Arbor, Detroit, Grand Rapids, or Lansing to join. Important: Please remember that DFCU Financial will never ask you for confidential information.
Services
DFCU Financial's Commercial Banking team can assist you with everything from simple requests to complex financing when it comes to your business. Our simplified product line and levels of financial guidance positions us as the only financial relationship you'll need. Simply put, we understand business.
Whether it's online, in person or on the phone, our team focuses its talent and resources to bring you highly personalized service. Headquartered in Dearborn, Michigan, our full-service branches in metro Detroit, Ann Arbor, Grand Rapids and Lansing are staffed by local financial specialists uniquely qualified to help members and businesses achieve important financial milestones.
We not only work here--we live here, so we invest a significant amount of resources and effort to making a positive impact to the communities we serve. By awarding grants and sponsorships locally, we support initiatives that empower students to develop skills and positive financial habits that will remain with them throughout their lives.
Our local experts across the state of Michigan will guide you toward sound financial decisions that help you achieve life's most important milestones. We have multiple full-service locations in the Ann Arbor area, metro Detroit, Lansing and Grand Rapids. Hours vary by branch. We also have convenient ways for you to access your money around the corner or around the country.
Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals.
Reviews (10)
Allison M.
Allison M.
Oct 27, 2021
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Worst credit union ever. Their special employees really need some sensitivity training while people are suffering from the pandemic but over here it is ALWAYS the customers fault - your account gets compromised and not only do they NOT inform you - they also withhold information... When someone asks you for help or what they need to do to bring their account back up maybe and this is just an idea but MAYBE tell them. Help them understand what they need to do instead of throwing them back under the bus. I understand you guys make your money off of others misfortunes but this is ridiculous. Your
Bryan Sauve
Bryan Sauve
Oct 12, 2021
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Website says open until 6:00pm on Fridays. They changed their hours by taping a piece of paper to the door. 👎👎
George Lynn
George Lynn
Jun 04, 2020
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Great place to do business very friendly staff extremely professional, I was able to purchase and pay off one vehicle through them, now on my second vehicle to be paid off, thinking of getting a third loan, they’re awesome thank you 🙏 .
Kimberly Prieur
Kimberly Prieur
Jul 12, 2019
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You need better service. Place a teller to run the drive thru. Not make members wait for 13 minutes to he served. Then to make an excuse of I didnt hear the drive thru. After waiting 5 minutes I pushed the call button and still nothing for 6 more minutes! Pathetic and poor service
Rachael C.
Rachael C.
Aug 10, 2018
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After almost 20 years of being at this bank- This branch is the reason my husband and I will be shutting our account down. Which, is astonishing because we have never had a problem with this credit union prior to this instance. The blatant disrespect and prejudice we faced was absolutely ridiculous.
My husband and I just sold her car and had brought the cashiers check which was written out by another credit union. We were told it could not be cashed because it was written out to my husband, and the purchaser of the car. Which, we found out later is state law that it needs to be written that way
Mark Hanss
Mark Hanss
Jul 29, 2018
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Polite and quick service every time I go. I’ve never had any issues with this bank or branch. My one gripe is that they don’t have recycling, for any business not to have recycling in this day and age is corporate negligence.
Jessica Wagner
Jessica Wagner
Dec 25, 2017
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The worst credit union I have had nothing but rude customer service from them both inside the branch and over the phone. Very unhelpful employees. U need help with your money you work hard for and gave access it bcus no one wants to do their jobs and be helpful.
Ankita Paul
Ankita Paul
Aug 28, 2017
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Worst ever experienced . Very unhelpful employees. Went there with pre- scheduled appointment and waited for an hour still no response. Recommended Don't go this branch.
Jose Cruz
Jose Cruz
Aug 16, 2017
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True, they're small and can get slow with lots of people, but their service is outstanding, very welcoming and cheerful and once my turn was up I was in and out in a breeze to open a business account!
William Kotewa
William Kotewa
Aug 09, 2014
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I have been a member at DFCU for years; they have great rates, excellent customer service, and all around provide a great banking experience.