Buying a new home in Rancho Cucamonga can be a source of anxiety and frustration - but also a huge sense of accomplishment. That's why you need a trusted professional to find the mortgage loan that best fits your needs. For those that already own a home, refinancing your current mortgage has never been easier.
If you thought refinancing meant getting buried under mountains of paperwork, think again! I make it easy and worry-free to reduce your interest rate and monthly payment. Let me guide you to the very best refinance loan that meets your specific lending needs. Vicky Kelly has many years of experience in the real estate industry.
If you thought refinancing meant getting buried under mountains of paperwork, think again! I make it easy and worry-free to reduce your interest rate and monthly payment. Let me guide you to the very best refinance loan that meets your specific lending needs. Vicky Kelly has many years of experience in the real estate industry.
Services
Vicky Kelly is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Vicky will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Vicky Kelly can help you find the right loan program at the lowest rate no matter what your needs are.The goal for Vicky is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Vicky Kelly can help you find the right loan program at the lowest rate no matter what your needs are.The goal for Vicky is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
We will gladly take your application over the phone and assist you with any questions you may have. Statements for each bank account, mutual fund, investment and/or 401k for the last two months, all pages of every statement. If using child support as income: copy of divorce settlement and proof of having received child support for the last twelve months.
Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. While many think that a 20% down payment is required for all conventional loans, this is no longer true.
Are you currently renting your apartment? In many parts of Rancho Cucamonga, Upland, Ontario, Fontana, and surrounding communities, one months rent is approximately a mortgage payment! Why not invest in yourself and build equity, rather than investing in your landlord's wealth? If you are seeking down payment assistance in Rancho Cucamonga, Upland, Ontario, Fontana, and surrounding communities.
First time home buyers are often attracted to FHA Loans because they are insured by the Federal Housing Administration (FHA). Because the federal government insures these loans for FHA approved lenders, the risk of loss if a borrower defaults on mortgage payments is reduced, meaning lenders are willing to lend to a wider group of applicants.
Reviews (9)
Aaron Foley
Oct 24, 2020
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First time home buyer last year. First time refinancer last month. Vicky Kelly guided me through both of these processes with the type of comforting expertise acquired by being a skilled veteran in her field. Her communication is excellent, and she easily answered my barrage of questions each time to help me better understand the minutia. The process was far less painful than I'd envisioned. Would highly recommend her to anyone who asked me.
Christian A. Gibbs
Jun 25, 2019
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Meagan Poland
Jan 26, 2018
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Vicky Kelly has always been there for my husband and I from the time we purchased our first home with all our questions, and even through our most recent refinance. She has never made me feel like any concern or question is to small and she always has had the answers. I appreciate her because she made us feel like a top priority, she's extremely professional from start to finish. Thanks Vicky for all your time and effort.
Ela N.
Jan 05, 2018
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Julie Garcia
Oct 10, 2017
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Marianne Morales
Sep 26, 2017
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Raechelle Marie
Aug 27, 2017
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I came to Vicky as a single mom of two, newly divorced, post bankruptcy with a fair credit score and honestly quite scared about the process and if I would even be able to afford to buy a house. Vicky held my hand through the process and clearly explained each step. I always knew what was going on, what was expected of me and we both came to a clear understanding about what I could afford. I am so grateful for her help and I am so glad that she helped me give my kids the life and home they deserve. Thank you Vicky!
Maria Bernardino
Aug 09, 2017
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Our experience was great. Vicky Kelly and his her team were very wonderful and very helpful and patient. Vicky answered all of our questions and was there for us for any concerns we had. We refinanced our house and she was there when we needed her every step of the way. Thank you so much Vicky and global mortgage.
Rebecca Roberson
Jun 26, 2017
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