Deseret First Credit Union
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Deseret First Credit Union
We embrace the values of members of The Church of Jesus Christ of Latter-day Saints but we also celebrate diversity of experiences and perspectives. Our shared "why" of faith creates a supportive relationship that allows you to be you, all while helping you achieve financial success. Our loan officer provided the most professional, friendly service we have experienced when purchasing a home.

We will definitely refer him and DFCU to friends; can't speak highly enough of him.
Services
When you become a member with Deseret First, you open yourself to a different kind of banking. We are a community that fosters provident living. Additionally, we recognize we're stronger together and we're ready to help! You become an equal member and owner, which gives you more control of your financial future!
At Deseret First, we understand it's a financial sacrifice to serve a mission. So we created the Mission Savings Fund to help future missionaries. This teaches members how to manage their finances before they head out on their mission. At the same time they'll earn great returns towards their missionary service!
Learning how to manage your finances is one of the most imperative skills to help build a stable future. The Youth Cents savings account can help your child develop good financial habits like setting goals, spending in moderation, budgeting, and more! ID verification - children under 16 must have one of the following: social security card, birth certificate, or student ID.
Rates paid on this product will adjust over time, but there are no access restrictions. You may access the money in your account at any time. Thus, if the rate moves lower than you'd like, you can easily transfer the funds to another product. Deposits to existing accounts may be limited from time to time depending on the amount available in this program.
What are you dreaming about? Touring the coasts, serving a mission, visiting grandchildren around the country, or watching your favorite show. No matter your choice, we want to help you build a worry-free future. An IRA can help you get there. An Individual Retirement Account is a specialized product used to save for retirement.
Reviews (15)
Pat S.
Pat S.
Oct 30, 2021
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The tellers are very friendly and helpful. I often get called by my first name and I don't go there very often. I've had nothing but positive experiences.
Gordon Wheeler Sr
Gordon Wheeler Sr
Jul 16, 2021
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Always an easy quick stop. They usually aren't busy,think I've waited in line twice. Easy entrance for handicap needs as well as push button door entrance. Stop in and your thirsty, grab a little soft drink.
Remmy Erickson
Remmy Erickson
Dec 05, 2020
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EDIT: They have since installed a drive up ATM.
I personally love Deseret First and was excited for their new branch. First off, this building has no drive thru, just 2 ATM's. This is the first dip in customer service. Then, when you go inside, there are two random islands and people standing around what they have as the lobby. There is no order and it leaves people feeling confused. I had ask what was going on. HORRIBLE DESIGN. I'm not sure how to pay my bill anymore considering this is the closest one to me and there is no way I'm going to wait an hour in a mixed up line.
Marie O.
Marie O.
Mar 09, 2020
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Bad service never returning... don't go here unless u wanna get frustrated apart from that they're racist ‍
Dakota R.
Dakota R.
Mar 09, 2020
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Sad that they simp DO YOUR JOB not doing business with these people they lost a 18,000$ opportunity
Colton Harvey
Colton Harvey
Jan 31, 2020
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I like everything about this store especially the girl with the curly hair. She is always in a good mood and when I first walked in she gave me a big smile and an amazing high five and experience. This isn't the first time she gave me such awesome high fives. Thanks curly hair girl!
Jason Harris
Jason Harris
Nov 05, 2019
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Me and my husband got a HELOC through them and they bent over backwards to make it happen. They got us 80% more on our line of credit then 3 other banks in the area (MACU, Wells Fargo, Bank of America).
We worked with Nick Nielson who explained everything clearly and gave us timely updates on the account set up status. He also helped us also consolidate some other debit which saved us $400 dollars a month. If anybody is looking for an amazing pain free HELOC experience look no further.
Paola Sandoval
Paola Sandoval
Nov 01, 2019
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I like pretty much overyone in this branch except for a girl there that has curly hair. she is always in a bad mood or something. she needs to get fired she has no customer service whatsoever. so i walk in and the only words that came out of her mouth towards me were (i can help who ever is next) that’s it nothing else i walk up to her and yell her i need to make a deposit. her:... nothing from her. i gave her the money and the account number and still nothing from her coming out of her mouth she hands me my receipt and nothing still i said Thanks and she was still quiet. like what the hell.
Louis Hillier
Louis Hillier
Aug 14, 2019
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Honestly, I haven’t had any issues with the service. I am pretty low maintenance and am not as critical of things I don’t understand (as some people tend to be in their reviews). So far I am pleased with DFCU and their service as well as the services offered.
I enjoy online banking but would always be open to more locations to do banking-especially deposits. I’m still learning what options area available and how I can best utilize those options.
Thanks for your time!
C. Maae
C. Maae
Jul 15, 2018
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The worst bank or credit union ever, it always takes so long to do anything, even a simple deposit in the drive through. The customer service center is rarely on the same page as the bank, the bank employees are always “preoccupied or trained poorly “. They are unprofessional and lack the ability to resolve anything, everything is always someone else’s fault or I need to call a different department. They have never made anything smooth or easy, this place is the worst. DO NOT BANK here if you value your time or customer service. I’ve been with them for over 3 years, finally I have had enough
Sam Oa
Sam Oa
Jun 04, 2018
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I've been banking here for years and they have always been good to me. The staff here are professional and courteous and are willing to help you with all your banking needs. They treat you like family here... well, like my dad's side of the family. Just kidding mom! But seriously though, it's a great credit union to be with.
K. R.
K. R.
May 15, 2018
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I was really disappointed with this credit union. They had been charging me a monthly fee by mistake and wouldn't refund my money back to my account after I addressed the issue. Unfortunately, I had to close my account transfer to a different bank because of it.
Rhett R.
Rhett R.
May 08, 2017
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I really like this credit union. People are very nice here and they supply me with everything I need to help my finances. I only give a 4 star because they don't have the best website/phone app, but it is a good credit union.
J. W. T.
J. W. T.
Aug 14, 2016
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A friend recommended these guys to me, so I decided to give them a try when I needed to refinance my car a few years ago. They gave me a rate less than half of what my own credit union was offering me. I have been with them ever since! Great staff and service!
Jared R.
Jared R.
Oct 08, 2015
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I don't like this credit union. All of their checking accounts have a high minimum balance requirement, or a minimum number of debit card and direct deposit transactions per month. If you don't meet them the you get hit with $10 and $30 fees.

Do yourself a favor and go to America First Credit Union instead. Look up the fee schedules for both of these credit unions and compare.