Better rates, better personal service, better financial products, & greater security & peace of mind. Credit unions are "People Helping People" organizations, and our philosophy is "Not for profit, not for charity, but for service." Pacific Federal Credit Union is partnering with a new mortgage company, Right Choice Mortgage, to offer a versatile and cost-effective range of loans to our PFCU members!
Get access to your home equity with PFCU's 3.9% APR** Home Equity Line of Credit! We offer qualifying members our low-rate Home Equity Line of Credit to help handle life's pressing financial needs. Credit unions are not-for-profit financial cooperatives owned entirely by their members.
Get access to your home equity with PFCU's 3.9% APR** Home Equity Line of Credit! We offer qualifying members our low-rate Home Equity Line of Credit to help handle life's pressing financial needs. Credit unions are not-for-profit financial cooperatives owned entirely by their members.
Services
Pacific Federal Credit Union is a member-owned, not-for-profit, financial cooperative serving the financial needs of more than 1,721 members. Our credit union was founded in 1956 and its assets now exceed $19 million. We invite you to browse our Web site to learn about the benefits of credit union membership and who can join our Credit Union.
PFCU will finance up to 100% of the purchase price of a new car, truck, van or sport utility vehicle, excluding tax and license but including mechanical breakdown insurance, on approval of credit. Terms up to 60 months available. PFCU will finance up to 100% of the high (wholesale) Kelley Blue Book value of any vehicle listed in the Kelley Blue Book (excludes older car edition), on approved credit.
Dividends will be compounded quarterly and will be credited quarterly. For the Holiday Club Account, the dividend period is quarterly. All other dividend periods follow this same pattern of dates. We compute the balance in our Holiday Club Account to determine the dividends you will be paid by using the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.
PFCU's Share Draft Checking Account pays dividends and offers unlimited checking. It has a $5 monthly service charge that can be waived under certain qualifying conditions*. Each draft makes a carbonless copy as you write, making unrecorded checks obsolete. You may arrange for Overdraft Protection along with your Checking Account.
We're offering a brand new tiered VISA program to help more of those members who could not previously qualify. And, as before, our stable, fixed rate means no rate fluctuations from month to month! The rate and limit for which you qualify is based on the primary member's FICO score, as reported by Experian, and indebtedness to the Credit Union.
Reviews (5)
MsCupcake
Nov 23, 2021
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Adam Huffman
Aug 16, 2019
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Geo Clau
Jan 29, 2019
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It is located at the end of the building. It has parking right outside the door. They are located in the first floor. The door is accessible for wheelchairs. The people who work there are always so nice, patient, attentive, and helpful. Customer care is huge here.
They meet you with authentic smile. There has been no waiting line when I have visited. Within a few minutes you can complete simple bank business there.
One good news is that they are now interconnected with other credit unions , which allows you to have access to other locations in various cities.
They meet you with authentic smile. There has been no waiting line when I have visited. Within a few minutes you can complete simple bank business there.
One good news is that they are now interconnected with other credit unions , which allows you to have access to other locations in various cities.
Tonya Bobo
Jul 17, 2018
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Shawnique Friends
Oct 14, 2017
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