The Missouri Mortgage Clearing House Team is your premier mortgage team located in Fenton, Missouri. We pride ourselves on offering some of the lowest rates and competitive pricing throughout Missouri and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in Fenton and the surrounding areas.
At Missouri Mortgage Clearing House, we work with all types of loans, including FHA Loans, Conventional Conforming Loans, VA Loans, Jumbo Loans, Construction Loans and even Hard Money Loans. Ask us about our 1% Down Payment Equity Builder! If you are seeking a home loan in Fenton, MO, Missouri Mortgage Clearing House has the experience to help you secure your next home.
At Missouri Mortgage Clearing House, we work with all types of loans, including FHA Loans, Conventional Conforming Loans, VA Loans, Jumbo Loans, Construction Loans and even Hard Money Loans. Ask us about our 1% Down Payment Equity Builder! If you are seeking a home loan in Fenton, MO, Missouri Mortgage Clearing House has the experience to help you secure your next home.
Services
The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Missouri Mortgage Clearing House is passionate about providing assistance for our clients in St. Louis or surrounding areas of Missouri. Whether you are a first time home buyer, or just looking for a loan option with a low down payment, our 3% Down Loan Program is a great option available through Fannie Mae & Freddie Mac.
FHA loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA). Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
Conventional loans are mortgage loans that are not part of a specific government agency, such as the Federal Housing Administration (FHA), Department of Agriculture (USDA) and the Department of Veterans Affairs (VA). However, conventional loans are commonly interchangeable with "Conforming Loans", which are required to conform to Fannie Mae and Freddie Mac's underwriting guidelines.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes. Typically Jumbo Loans require a higher down payment than traditional loans.
Reviews (3)
John Dempsey
Jun 01, 2021
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Linda Strunk
Apr 06, 2021
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I would recommend Missouri Mortgage Clearing House. Brian did a phenomenal job of helping me refinance my house, was easy to work with and has a thorough knowledge of the industry. He and his team handled everything in a professional manner, explained everything to me along the way, and I could relax in these uncertain times. The process was quick and painless, and we ended up with a job well done, money in my pocket, and my nerves intact.
I would recommend Brian for help with your mortgage any time.
I would recommend Brian for help with your mortgage any time.
Sandra Hagen
May 26, 2018
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