Refer a friend or family member to open a new personal or business share savings account, and you'll both be eligible for a $50 bonus.* Achieve your financial goals with our free seminars including, budgeting, buying a home, retirement planning, managing credit, and more. Take advantage of free, one-on-one financial counseling, seminars, debt management services, financial education tools, and much more.
Have questions? We'd love to talk with you! With free financial education, competitive low rates and a dedication to our members, why would you want to be anywhere else?
Have questions? We'd love to talk with you! With free financial education, competitive low rates and a dedication to our members, why would you want to be anywhere else?
Services
APG Federal Credit Union is a unique, not-for-profit financial cooperative with one mission: to help our members build their wealth. If you live, work, worship, volunteer or go to school in Harford and Cecil counties you can be a member. We make you the owner. As a cooperative, we're owned by our members, not stockholders.
APGFCU offers savings, money market, youth, and club accounts as well as retirement and education options - all with competitive dividend rates. Savings accounts, (also known as share accounts), are the foundation of the credit union and your membership. An APG Federal Credit Union money market account is a smart place to keep your savings.
We're here to put you in the driver's seat of a new or used car with payments made to fit your budget. Whether you're buying from a dealership or private party; or looking to refinance an auto loan from another lender, APGFCU has low, competitive rates, so you can hit the road running.
With rates as low as 1.99% APR*, you could potentially reduce your payment or rate when you refinance a loan from another lender to APGFCU - with no refinancing fee!.Interest will accrue from the date of loan disbursal and is due once payments begin. Deferred payment is not available for refinances of existing APGFCU auto loans.
With rates as low as 1.99% APR*, you could potentially reduce your payment or rate when you refinance a loan from another lender to APGFCU - with no refinancing fee!.Interest will accrue from the date of loan disbursal and is due once payments begin. Deferred payment is not available for refinances of existing APGFCU auto loans.
APGFCU cares about your financial well-being and provides you with tools to help you achieve your financial goals. Start your path to financial wellness today. CheckRight helps you get the tools and information you need to become a successful checking account holder. GreenPath University is a free online resource that includes financial education articles, videos, e-courses, games, calculators and more.
Access a full list of alternate ways to safely complete your banking needs at home or on-the-go. Before you depart, make sure your contact information is up to date in the event our Fraud Prevention Center needs to contact you about transactions on your cards. Our partner, Travelex, provides one stop shopping for the international traveler to obtain foreign exchange information and purchase over 70 different foreign currencies.
Reviews (11)
Angela Patchell
Jan 15, 2022
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Customer service is impossible to reach and forget getting anything accomplished in a timely manner! When they finally call you back, you get disconnected and I guess they just move on to the next person. It took more than an 8 hour day just for a password reset. I didn't choose this credit union for my car loan and I can say with certainty that I will never choose to do business with them again.
Monroe Miller
Sep 02, 2021
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Can there please be a cash ATM so I can deposit money without making an appointment or waiting in a drive threw, what if I didn't have a car, then what am I just beat on putting money in. Also why isn't there mobile check deposit on app? You guys are behind on the times. I loved PNC but since I had moved, apgfcu seemed like a better choice for me since I walk everywhere. But to learn that they don't offer many deposit options other than drive threw it's almost better to just cash my check at Walmart.
Jaime Collins
Jul 26, 2021
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Spent two hours with a someone from the bank. She was to collect information and submit it to a loan officer. She also stated that we would receive an email or a phone call if there was any additional information needed. My husband called because we had not received any correspondence. They requested ALL of the documentation that we gave the original person and stated they had not received it. It was what we wanted to use the loan for. My husband had to call back AGAIN because we had not received a phone call or any email correspondence. The loan was denied because of credit obligations. I am certain
Paula Choplick
Apr 27, 2021
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When my mother passed away, she had her car loan here. Her estate couldn’t pay the remainder of the loan, so the credit union called to reposes the car. We cooperated and told them it was at her home. We asked if they could give us a day to remove her personal possessions. They said sure and gave us a date that they would take the car. Instead of waiting for the date we discussed, they had it repossess in the middle of that very night. Neighbors called because they suspected foul play. We found out the car was taken to Baltimore City. We had to drive down to the city, deal with rudeness at the
Matt Baldwin
Apr 26, 2021
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All I wanted to do was call in to discuss a auto loan. Since I was at work I wanted to see how long they would actually keep me on hold. 27 min later I got tired of hearing the repeating on the phone so I hung up. Probably would have gone on forever. Its 2021 install a damn call back option if you are short staffed or whatever excuse there is.
Eric Williams
Mar 22, 2021
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Absolutely horrible... I wish that there was an option for zero stars, because giving even one star is being far to generous and understanding. If you are someone who enjoys always having to call into the branch because of consistent problems with your accounts, this is the credit union for you! Hopefully you aren't in a rush though because spending 30-45 minutes on hold, only to commonly then be transferred to someone else and be put on hold again is the norm. The associates are pleasant, but it isn't really worth much when you can't get through to them.
APGFCU, maybe try some less frustrating
APGFCU, maybe try some less frustrating
Matt Falk
Mar 04, 2021
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Tushar Amin
Feb 17, 2021
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Place is a joke. Always lines at drivethru once in line you cant back out. You will spend your whole lunch hour. Branch never has anyone that can help.
How can they even remain open its a total joke.
Called for pay off amount for my truck.....20 mins on hold........had them call back that took 30 mins. Now after speaking with someone for over 10 mins I get put on hold while security questions are been generated..!
10 mins after answering the questions I get told that my truck was never paid off and I have a balance.
So trying to make an appointment with someone at the branch. Told that they
How can they even remain open its a total joke.
Called for pay off amount for my truck.....20 mins on hold........had them call back that took 30 mins. Now after speaking with someone for over 10 mins I get put on hold while security questions are been generated..!
10 mins after answering the questions I get told that my truck was never paid off and I have a balance.
So trying to make an appointment with someone at the branch. Told that they
Coty Piechocki
Jan 17, 2021
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I'm sorry, but I've had an account here for over 20 years. The service has become awful. The cashiers have become slower, and seem to be unprofessional. I have had nothing but problems at this location. To the point where I will drive to Belair or Forrest Hill for service.
Since most locations have become drive through only, lines are incredibly long. These things should be addressed if this bank wants to keep a customer base.
Since most locations have become drive through only, lines are incredibly long. These things should be addressed if this bank wants to keep a customer base.
Brandon Sanders
Dec 23, 2020
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Since you requested it:
While visiting this location, I waited over an hour to make a car payment in the drive thru. I don't use APGFCU for primary checking so I couldn't take advantage of the online services.
I understand there are circumstances preventing normal operations, Covid-19 is not an excuse for this terrible service. I've visited other banking establishments that handled this situation much better.
If I knew the wait would be that long, I wouldn't have gone through, instead I was trapped.
The only redeeming factor was the teller. She did her best to handle the line and was pleasant
While visiting this location, I waited over an hour to make a car payment in the drive thru. I don't use APGFCU for primary checking so I couldn't take advantage of the online services.
I understand there are circumstances preventing normal operations, Covid-19 is not an excuse for this terrible service. I've visited other banking establishments that handled this situation much better.
If I knew the wait would be that long, I wouldn't have gone through, instead I was trapped.
The only redeeming factor was the teller. She did her best to handle the line and was pleasant
The Apartments At C.
Apr 26, 2019
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