Nationwide Home Loans
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Nationwide Home Loans
Did you know that your financing significantly affects the selection of homes you are able to purchase? Big banks like to do big volume, which means they limit the types of programs they offer. At Nationwide Home Loans, we believe that you shouldn't be limited by your financing, you should be liberated by it.

We call this the One Stop Shopping concept, and you can only get it with Nationwide Home Loans. We never take our eye off the immediate goal of closing your loan on time with the best terms available, and we never lose our focus on the big picture - your long-term satisfaction and financial success.
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Our team has over a hundred years of combined real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges. Mr. Ruch's career as a mortgage lender, real estate broker and investor spans 37 years, including ownership of Nationwide Home Loans for the last 25 years.
At Nationwide Home Loans, Inc, we know that the outcome of your home search is what is really important - a house you love with a payment and down payment that fits your budget. That's why we work so hard to make sure that you have access to all the different kinds of financing that the lending industry offers, and to be your expert guides in selecting the right loan for your situation.
With our One Time Close Construction to Permanent loan you can now obtain your land purchase, construction and permanent financing all at one time. It truly is a simplified answer to building your dream home. Our clients typically qualify for a 10% downpayment program but there are instances where VA buyers can build a home with no money down, and FHA buyers can do it with just 3.5% down.
Other companies don't know what it takes to get you mortgage ready. We are a lender. With 37 years of mortgage experience we have the creative finance experience it takes to come up with your best solution. There are many people who have a hard time qualifying for conventional financing. If you have damaged credit or are self employed you could run into problems qualifying even while you can afford the payments.
What makes refinancing different with Nationwide Home Loans is that we offer a Best Rate Guarantee. We encourage you to shop for the best rate you can find, and when you receive a loan estimate from a competing company, our loan officers will work with you directly to compare apples to apples. In doing this, we determine how we can not only match the estimate but save you money.
Reviews (4)
Christa Sloan Real Estate Agent S.
Christa Sloan Real Estate Agent S.
Jul 22, 2020
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22 days and still in underwriting. No answers. Escrow is closing so late. Calling every day. They could care less. This home purchase for this family is leaving a bad taste for everyone involved.
Christie K.
Christie K.
Aug 01, 2019
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My husband and I have financed two homes through Nationwide. Each time there has been such support and positive results. I cannot say enough nice things about David Ruch and the people he works with. Their team is everything a buyer or seller could want: responsible, helpful, knowledgeable, conscientious, on top of their game and willing to go the extra mile to make sure their clients have the best experience possible. The staff is easy to reach and calls back efficiently and speedily. Need questions answered - they will get back within 24 hours if not sooner. They go out of their way to
Vitaly K.
Vitaly K.
Oct 19, 2017
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I have known Chris for a number of years and used him for refinancing. He has done a wonderful job! Very responsive, professional and knowledgeable. Chris is very passionate about what he is doing and resourceful to find just the right solution. I would recommend Chris without any reservations!
Ashley L.
Ashley L.
Oct 19, 2017
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It wasn't long ago that we were in the market for a house... found our dream home, but we were unable to get the monthly payment down to the necessary number to fit our monthly budget. Spoke with Chris, and he was able to find the perfect solution for us... we have now been in our home, comfortably, for 6 months with our amazing mortgage loan thanks to Nationwide and Chris!!! Couldn't recommend them more!!!!