Residential Lending
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Residential Lending
We have been working with Jason and team for several years, including the first mortgage and two refinances that we did in our current house. We are ever impressed with their attention to detail, professionalism, dedication, and kindness. We strongly recommend their office to family and friends. We couldn't be happier with the service we have received from Residential Lending over the years.

We have used them for two homes and two refinances and they have always been friendly, knowledgeable, and trustworthy. Jason and his team took exceptional care with us. They were thorough, patient, informative, accurate, timely, and amazing to work with. I have used their company for new loans, refinances, etc. and they have always made the process easy and provided the support I needed.
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Reviews (16)
Colbert Harris
Colbert Harris
Dec 31, 2021
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Jason Duffy is terrific. He will go the extra mile for your residential mortgage needs. He gave us great options and fantastic service.
McLean Allen
McLean Allen
Dec 24, 2021
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Jason and his team were a pleasure to work with! I am so glad our friends recommended us to work with them. We were first-time home buyers, and the process could have easily been overwhelming. Jason and his team made the process easy, even to people who weren't familiar with any aspects of the process.
We will use Jason for every home purchase we make.
Ravi Kishore
Ravi Kishore
Dec 01, 2021
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Jason and his team are very knowledgeable, helping, and wonderful people. They are very professional and punctual. Always ready to help, and provide a market-competitive rate. Thank you very much Jason and Mike !
Cyndi Sheehan
Cyndi Sheehan
Nov 07, 2021
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Working with Jason and his team was amazing! They are all extremely professional, communicate clearly and always available. I highly recommend using them for you home buying needs!
David Mosch
David Mosch
Nov 07, 2021
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Jason and his team helped me get a great loan for our dream home in spit of my very complex finances. Thank you so very much!
Cole C.
Cole C.
Oct 04, 2021
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This is my second time working with Mike Holloway and he's awesome! Really makes everything easy, total pro.
Brandy Johnson
Brandy Johnson
Sep 28, 2021
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Jason & his team are wonderful. They always have time for their clients & answer questions quickly& in terms you understand. We will always use Jason for our mortgage needs.
Stephanie Rankin
Stephanie Rankin
Sep 25, 2021
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Mike is fantastic! I requested quotes from 3 Mortgage Companies. I got two calls. One from someone who didn't want to talk or help, and one from Mike. He was kind, professional and walked me through the mortgage process. His rates are great, but Mike and his team are better!
Robert Sobek Jr
Robert Sobek Jr
Sep 05, 2021
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Jason Duffy, Michael Tait and the rest of the team at Residential Lending were great to work with. They provided answers to our questions no matter how silly they might have been which made our first mortgage loan experience as smooth as possible. They were always professional and willing to assist in any way they could to make our experience the best it could have been. Thanks again Rob and Andrea
Zenyace Carrillo
Zenyace Carrillo
Aug 22, 2021
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Have worked with Mike twice now and both times have been excellent. Super quick and painless, he’s on top of it and replies promptly. I definitely recommend and will use residential lending for future needs.
Melissa G.
Melissa G.
Jul 27, 2020
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I've been financing with Mike Holloway since 2013. He did my original loan and we've refinanced 3 times since then! I was so nervous buying my first house in 2013 but Mike made the process very easy to understand. He walked through each step thoroughly and anticipated questions I didn't even know I had! It's always a seamless process, he answers all my
questions thoroughly and I always feel like he acts in my best interest. He sends me all the scenarios I ask for and is patient while I think them over, never pushy!
Courtney P.
Courtney P.
May 08, 2020
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Mike H. was over the top professional, knowledgeable and friendly in what what no doubt one of the busiest times (and craziest times) he might ever experience at work. We are in our new home with a great low rate, thanks to Mike!
Merrie A.
Merrie A.
Apr 21, 2019
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This place is amazing. I truly mean it when I say I don't think my husband and I would have gotten our first house had it not been for Jason. He's an expert with loans! He was so wonderful to work with, and he was fast! I couldn't believe how quickly he responded to us, and how thoroughly he answered our questions. It seemed like he had all the time in the world for us, which really put my husband and I at ease. I highly recommend this place! Ultimately the loan he got us was better than we expected. Jason is passionate about what he does and it really shows in his work.
Thank
David R.
David R.
Sep 28, 2018
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Brian is nice enough, but consistently leaves out important details of the loan process that are really critical for borrowers.

Example 1: I tried to secure a re-fi based on reasonable comparable units, in my condo complex. Brian agreed with my analysis, I paid for an estimate (about $600) and it came back way low. To be clear, this isn't the fault of Residential Lending... but I was not counseled by Brian as to this possibility. So I'm out $600.

Example 2: I called him again! I decided to move from my condo, and buy a new primary residence.
He had all my financial details
Marlana B.
Marlana B.
Jan 07, 2017
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Wonderful experience! Just closed on a refinance with Lisa and the transaction went very well. She was able to guide to a flexible solution that made sense with our goals. Highly recommended!
Ari B.
Ari B.
Jan 26, 2016
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Jason and his team are among the most helpful, thorough and knowledgeable people we've had the privilege to work with. We recently closed on our second home using Jason, and can't say enough positive things about our experience. Home buying can be a stressful and confusing time. Jason genuinely alleviates a lot of that burden. I'd recommend Jason and his team to anyone looking to buy a home in The Denver area.