Kerins Associates

There are 3 words I think best describe Kathleen in regards to her work: Knowledgeable, Cordial, and HARD WORKING.
Seriously, this woman does not sleep! There were many nights and weekends in my home buying process where I sent Kathleen a text or an email (not expecting to get an answer until the next business day) and she got back to me!
She is an expert in her field and works diligently to make sure you are educated and comfortable along every step of the home buying process.
10/10 I will recommend her to every family member, friend, or co-worker who is looking to buying a home, she is that

We just closed on a house in Annapolis and are so thankful that we worked with Kathleen! We are first time homebuyers and she was incredibly patient with us and our endless questions. She went over and above to educate us on the whole process, helped us set our budget and decide on a down payment amount in the context of our broader financial situation, and helped talk us through a stressful late-night decision on waiving contingencies. She even helped us find a new realtor when we decided to look in a different area and wanted someone local. She is very responsive and always answered her phone

Positive: Professionalism, Quality, Responsiveness, Value
Kathleen and team went above and beyond in assisting me with my first home buy. She not only made sure my finances were in order, but was responsive throughout the home buying process.

Kathleen has always been a pleasure to work with. I used her firm for my original purchase and am using her again for my refinance.
Thank you so much for your patience and understanding. I could not have accomplished this without you.

We could not have asked for a better broker than Kathleen. From our first conversation when we were shopping for services, it was clear that she would get the job done and make everything as easy on us as possible. Every time we made an offer, Kathleen made sure to put herself in the loop, and she personally went to bat for us with each seller's agent. She constantly updated us on interest rates and new loan offerings, reassuring us that we were getting a great deal. And when we finally landed our house, Kathleen handled all of the behind-the-scenes work to make sure that the loan and appraisal

Very pleased with the service I have received. Kathleen has helped me through out each step educating me in the process. She is very responsive and professional. I felt very confident having Kerins Associates by my side to purchase my first home and very pleased with their knowledge and service. I have received a great rate and will highly recommend.

Kathleen and her team were a big reason that we got the house at all--in this crazy market, you need every star to align. Between her follow-up, her clarity, and her ability to just get things done, we 1) won the offer wars without having to go over listing 2) got a discount on closing fees 3) closed 4 days early, which was a win for us and the seller. This is the 4th house I have purchased, and Kathleen was the best lender I have ever worked with. If you want the deal done, use Kathleen.

Kathleen and her entire team are efficient, knowledgeable, responsive and truly put the interest of their client first.
1. The mortgage: This was topnotch. We went through multiple options, played around with the numbers taking into account my financial goals as well as short and long term costs. Discussed market factors that might affect the rates and try to predict the best time to lock in. I gotta say, she knows her stuff.
2. The process: Amazing. The team ensures you are well educated on each step involved, what each term means and the implications, steps to mitigate risk and then they keep

Kerins Associates is an outstanding mortgage broker! This is my 4th home and Kerins Associates has been the best broker by far that I have worked with. They make the process incredibly easy. Apply online. Gather and drop required documents on a secure online portal. The responsiveness was incredible, any questions, concerns were answered almost immediately. Constantly updated on the loan processing. They work seemingly all hours to fit your schedule. The rate I received couldn't be beat! Thank you Kerins Associates great work!!

My husband and I were first-time buyers during late-winter of 2019. Our real estate agent recommended that we work with Kathleen and we couldn't be happier with our experience. Not only did she work with us to get our initial mortgage (I had recently been in graduate school and my husband has non-traditional employment, so it required some extra forms and paperwork) but she recently helped us save $250 per month by recommending that we refinance to take advantage of the combination of lower interest rates and good credit scores. She's personable and willing to repeat herself as many times as it

Working with Kathleen was an incredibly positive experience. She is knowledgeable, responsive and gets things done quickly and professionally. As a first time homebuyer, I didn't really know what I was getting myself into, particularly because there were a number of complicating factors in getting our loan approved. Kathleen helped guide us on everything that we needed in order to get to close on a tight timeline.

I would recommend Kathleen for your mortage needs.