Our goal is to give homeowners straight, honest assistance to secure residential mortgage loans. Southeast Lending LLC is a Florida licensed Mortgage Broker located in Sarasota FL providing borrowers with Conventional, Non Conforming, FHA, VA and Jumbo mortgage loans. Originally founded as Southeast States Financial in 1991, Southeast Lending has provided thousands of Florida Homeowners with outstanding service and competitive rates.
Gary Ehlert is the owner of Southeast Lending LLC with 29 years of residential loan experience as well as 6 years as a mortgage school instructor. Gary coauthored a manual on consumer credit and wrote a book on loan officer training. Southeast Lending LLC is committed to customer satisfaction. Our business is built on repeat business and referrals and we are proud of that fact.
Gary Ehlert is the owner of Southeast Lending LLC with 29 years of residential loan experience as well as 6 years as a mortgage school instructor. Gary coauthored a manual on consumer credit and wrote a book on loan officer training. Southeast Lending LLC is committed to customer satisfaction. Our business is built on repeat business and referrals and we are proud of that fact.
Services
We had the best experience with Gary Ehlert of Southeast Lending when we bought a home in July of 2019. If your looking for a lender, use this company. He was very professional. As a real estate attorney with 30 years of transactional experience, I have interacted with many mortgage originators over the years, including mortgage bankers and mortgage brokers.
In attempting to approve borrowers for a mortgage loan they request, we look at two key factors. Ability to repay the mortgage is verified by your current employment and total income. Generally speaking, mortgage companies like to see borrowers have been employed at the same place for at least two years, or at least be in the same line of work for a few years.
Getting pre-approved or pre-qualified is a great way to show sellers you're serious about buying a home. If you're looking in a competitive market, it can really help you stand out. It's important to understand the difference between the two. Pre-approval tells sellers and agents that you're really serious about buying a home.
If you are selling a house, a copy of the contract and we will need to see a copy of the closing statement showing that it has been closed. We will definitely need this if you are using these funds for the down payment on your new purchase. If you are an employee, most recent two paystubs showing Year To Date earnings and past two years' W-2's.
Reviews (10)
Daniel Silvernale
Jul 22, 2021
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Mark Dietz
May 30, 2021
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Brian Vogler
Apr 27, 2021
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Dave Beachy
Apr 26, 2021
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Sher F.
Apr 26, 2021
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Highly recommend. We used Southeast Lending (Gary) to refinance our home and were able to consolidate three loans into one. Our refinance took about a month from start to finish. Gary is extremely knowledgeable and his customer service is top notch. If you need a new loan or to refinance, Gary is your man. Btw, when you call, you're calling his cell, he answers the phone, no waiting or options to push!
Jeff Butler
Apr 16, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Southeast Lending was the best refinancing experience that my wife and I have ever encountered. Gary was VERY thorough and leaves no stone unturned to find the BEST deal! And as another reviewer stated, when you call, you are calling his cell phone! THANK YOU GARY!!! :)
Southeast Lending was the best refinancing experience that my wife and I have ever encountered. Gary was VERY thorough and leaves no stone unturned to find the BEST deal! And as another reviewer stated, when you call, you are calling his cell phone! THANK YOU GARY!!! :)
Kristen Lukacs
Mar 03, 2021
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Tom Lucido
Feb 25, 2021
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Gary provides outstanding guidance and thoughtful recommendations. He helped us through the process of purchasing our first home, and we were so happy with his work, we went back again when we were ready to refinance. He takes pride in being an Eagle Scout, and it shows in his work. Extremely knowledgeable.
Brian Dorn
Sep 12, 2020
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Gary at Southeast Lending is phenomenal! I have used him several times for home sales now. When I purchase more properties, I know who I will call!
His responsiveness and knowledge of the market is outstanding and can advise on how to make you deal happen. He can help, in a matter of fact way, you navigate the many options for mortgages that meet your needs!
His responsiveness and knowledge of the market is outstanding and can advise on how to make you deal happen. He can help, in a matter of fact way, you navigate the many options for mortgages that meet your needs!
Patty S.
Nov 22, 2019
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