Secure Choice Lending
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Secure Choice Lending
Secure Choice Lending is a full service mortgage lender that will secure you a mortgage that doesn't break the bank. Our team of financial experts is adept at matching consumer needs with appropriate loan programs and level of risk, streamlining the lending experience. For those looking to Purchase a new home, Secure Choice Lending can help secure the optimal choice, be it a mortgage or other Loan Option.

Looking to Refinance? We have you covered. Looking for a Reverse Mortgage? No problem. With loan officers versed in all mortgage types, solutions to your home-buying questions are a phone call away. A home appraisal is used to determine the value of the home. An appraiser inspects the size, features and overall conditions.
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So you're thinking about purchasing a home? You could be a first-time home buyer, an experienced buyer looking for an investment property or could be looking to upgrade your housing accommodation to go with your growing family. Secure Choice Lending is here to help! Many people are insecure about the options in front of them.
Now, take a step back, and what you probably didn't imagine in that moment of bliss is the homebuying process: the loan application, the various loan types, the requirements and, lastly, how or where to begin. A conventional loan is a mortgage that is not guaranteed or insured by the Federal Housing Administration (FHA), the Department of Veteran Affairs (VA) or any other government agency.
Even with so many perks, you must be aware of the mortgage insurance costs that come with FHA Loans. Truth be told, you might end up with a higher monthly mortgage payment than that of a conventional loan. An FHA Loan, or Federal Housing Administration Loan, is a mortgage insured by the government.
As an accredited member of the Veterans Advocacy and Benefits Association, Secure Choice Lending is eternally grateful for the sacrifices our veterans and active military personnel have made to protect our freedom. You are our heroes and it is our pleasure to assist you in buying your home with a VA home loan.
Typically, there are limits to how much you can borrow with conventional conforming loans. These thresholds are set by the Federal Housing Finance Agency, or FHFA, and depend on the property's location. Unlike conventional conforming mortgages, a Jumbo Loan will not be purchased or guaranteed by Fannie Mae or Freddie Mac.
Reviews (10)
Melissa Guzman
Melissa Guzman
Jan 05, 2022
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Positive: Professionalism, Responsiveness
We had such a great experience working with Cristina and her team. We did not know what to expect as first time buyers and Cristina was available whenever we had questions or needed clarifying. This process was made to feel and seem to easy. Before we knew it, we closed early and are in our home!
Justin Kinney
Justin Kinney
Dec 12, 2021
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This team did an outstanding job and was a pleasure to work with; I highly recommend working with Ryan and everyone there. The best mortgage experience I've had in all my home purchases and refi's.
Joy De Woody
Joy De Woody
Nov 16, 2021
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This is our third loan made through secure choice lending and our agent, Miss Julie Wren. I have to say On behalf of my husband and I, that she is the most responsive professional young lady that we have worked with in many years. She efficiently, with her assistant m, completed our loan in a timely manner and making sure we got the very very best interest rate. We can’t thank her enough for walking us through this challenging experience.
Hector Calderon
Hector Calderon
Nov 01, 2021
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IF YOU WANT SOMETHING DONE RIGHT, DON'T DO IT YOURSELF... CALL CRISTINA MOODY! I'm not hard to please, but I do expect things to go right when dealing with financial experts. Everybody calls themselves professional now a days but you know what and who they are as soon as you see the quality of their work. If you know your business there is no excuses just results. That is why I would 100% recommend Cristina Moody as a Loan Consultant. I appreciate it when someone teaches me a part of the industry so that I go in somewhat knowledgeable about my finance choices. She is competent, professional and
Stacie Ontko
Stacie Ontko
Oct 27, 2021
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Positive: Professionalism, Quality, Responsiveness
What a great team to work with! Very professional and our entire process was so smooth! They are so helpful and nice, and seriously make everything so easy! We have worked with Secure Choice before, and will definitely work them in the future. We love Julie, she is awesome! Thank you to the entire team!
Takia
Takia
Oct 26, 2021
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In all of my experiences with Cristina she has been professional, and has always helped me to reach the finish line. She is also always receptive and considers to my wants. The whole team definitely works together to make sure that their client is happy throughout the process. I met a professional by the name of Malerie and she was delightful as well, what a great team!
Anthony Ermitano
Anthony Ermitano
Oct 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Brandon and his team were phenomenal. Very open line of communication and made our refinance absolutely seamless. Very great job. I would recommend anyone looking for a refinance to reach out and for yourselves how awesome his team is. Thank you all!
Chelle B.
Chelle B.
Oct 14, 2021
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So happy to make the switch to my new mortgage family, Secure Choice Lending. My Loan Officer, Brandon, and his entire team worked closely with me throughout the process. From the beginning, he understood my objectives and with due diligence made certain the goal was met in a timely manner. It really was a seamless process for which I am grateful. Will definitely refer friends and family for any home loan needs.
~ Sincerely
Gaby R.
Gaby R.
Sep 19, 2021
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Cristina and her team are amazing! This is our second time working with her. The first time was last year when we purchased our home. One year later, we refinanced with Cristina and her team because we already recognized their quality of work. Her team works so quickly and they always respond fast when you need to get in contact with them!
We were having a hard time last year when we were trying to buy a house and Cristina is so knowledgeable, she was able to help us through the process. Cristina and her team are very professional and we can’t be thankful enough that we were introduced to her
Di Ru
Di Ru
Sep 19, 2021
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I would like to thank Ryan, Karen and Jessica and the whole team for all of their support and patience in helping me secure my home. All of the effort they put into helping me is just absolutely amazing. Thank you Ryan, you have the patience of a saint. Karen and Jessica thank you for all of the kindness that you have shown to me. You guys ROCK!!!!!