Since its opening in 1988, Kent Mortgage Corporation has satisfied thousands of customers with mortgages. As the year 2021 continues, we expect interest rates to slowly increase due to current recession pressures that include the word inflation. The value of homes has climbed to the point that many homeowners can now refinance and get a better interest rate than they now have.
Due to low inventory and high buyer demand, home prices are expected to continue increasing for the next two to three years. Purchase loans are easy to qualify for with good credit and down payments can be still as low as 5%. Call us now. Kent Mortgage Corporation offers a variety of Fixed Rate Mortgage Loans that give borrowing clients the security of stable, affordable monthly payments and protection from market changes.
Due to low inventory and high buyer demand, home prices are expected to continue increasing for the next two to three years. Purchase loans are easy to qualify for with good credit and down payments can be still as low as 5%. Call us now. Kent Mortgage Corporation offers a variety of Fixed Rate Mortgage Loans that give borrowing clients the security of stable, affordable monthly payments and protection from market changes.
Services
KENT MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Every lender in California has the ability to offer you almost any loan program ever designed. We all get our loan funds from basically the same sources. Some lenders focus only on high risk clients, some on lower risk loans, and some on high dollar loans. Instead of advertising what we want you to buy, we provide experienced loan officers that analyze your financial needs and provide you with the best loan options available to you.
Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Kent Mortgage is a retail mortgage corporation which originates, purchases, sells, and services residential mortgage loans and subservicing residential mortgage loans for families, partnerships and third parties. The company originates mortgage loans or acquires mortgage loans with competitive rates for clients.
If you are interested in having a career at Kent Mortgage Corporation, please contact Nicole. We are currently interviewing candidates with mortage loan experience and familiarity with the residential loan business for a position as Loan Officer. NMLS license required. A valid DRE (formerly BRE) license is mandatory.
Reviews (15)
Janet W.
Jun 15, 2021
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Nicole B. has helped us with 3 of our homes loans and has given us exceptional service. And the rates we were able to get with her were always the best by far. She is quick, reliable, responsible and efficient. Her friendly manner and her trustworthy nature make getting a home loan a pleasant experience! We have deep appreciation for her hard work.
Terri E.
Jun 03, 2021
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Our refinance just closed and we are grateful for the incredible job that Nicole did in helping us find the best rate and ensuring that the process was smooth and painless.
This is the third time we've worked with Nicole and we are now spoiled because of the five star experience we've had each time. If you are looking for professionalism, expertise, warmth and patience you've come to the right place at Kent Mortgage.
This is the third time we've worked with Nicole and we are now spoiled because of the five star experience we've had each time. If you are looking for professionalism, expertise, warmth and patience you've come to the right place at Kent Mortgage.
Wendell C.
Dec 01, 2020
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Well, Roger and Nicole have done it again! :) Just completed a refi with them for a second time -- the first one was in July 2017 -- and like the first one it was great service through and through!
Save yourself a ton of time and money and just work with Nicole and Roger. They are so good -- smart, reassuring, positive, and they got me a fantastic refi rate too. What more can you ask for?
Save yourself a ton of time and money and just work with Nicole and Roger. They are so good -- smart, reassuring, positive, and they got me a fantastic refi rate too. What more can you ask for?
Yolanda P.
Nov 30, 2020
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If possible I would give Kent Mortgage 10 stars!!
I normally do not yelp reviews BUT Kent Mortgage took our loan closed in 20 days!!
Their experience , professionalism , communication made my husband and I feel confident we found the A+ Team!!
Take you again Nicole , Roger and your team for closing on our home and making this stress free !
We are excited to move into Dana Point .
I will definitely be referring your company !
ANTHONY AND YOLANDA
I normally do not yelp reviews BUT Kent Mortgage took our loan closed in 20 days!!
Their experience , professionalism , communication made my husband and I feel confident we found the A+ Team!!
Take you again Nicole , Roger and your team for closing on our home and making this stress free !
We are excited to move into Dana Point .
I will definitely be referring your company !
ANTHONY AND YOLANDA
Eric D.
Sep 17, 2020
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I wish I could just show everyone what kind of job Kent Mortgage does. The people there are so friendly and helpful I feel like it is a dream. I truly could not imagine using someone else. Roger does an excellent job being forward and laying out your options. There is nothing bad to say about this company. As a veteran I feel he does a great service. I will always suggest this company and recommend just trying them out you will never be disappointed.
Desmond S.
May 30, 2019
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I just closed on my new home today. It's my fifth experience with a real estate transaction. Roger of Kent Mortgage was my real estate agent and I can confidently say that he's the best that I've ever worked with. There are plenty of friendly real estate agents out there. There are much fewer highly experienced ones. Roger combines both qualities. I will eagerly call him in the future if I need an agent again, and will gladly refer him to any friends and family.
Matt C.
Jul 19, 2017
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Nicole and Roger and the rest of the team at Kent Mortgage know what they're doing. They are timely, professional and have great relationships with lenders which gives them a lot of options to help their clients. Our loan was officially approved today and they were able to fund when they said they would. I've used them for three mortgages (2 new, 1 refinance) and every time they've been amazing. As I am a business owner, I had special requirements to qualify and they worked with me through every step to get me approved. Save yourself the time and energy and call Nicole at Kent Mortgage
Erica G.
Mar 28, 2016
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Steve S.
Dec 08, 2015
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These guys are great. I had a difficult mortgage requirement with a home in a trust, and I didn't want the property value to be reassessed by the county when the the home came out. Roger and Nicole were always available for my difficult questions. They were also patient, which was a good thing in this case since it took almost a year to have this deal come together. Let me be clear, the delays were on my end. This is an 'old values' company. They do what they say they will do. They communicate, and there were no surprises along the way. They are knowledgeable, and nice. What
Tim M.
Aug 31, 2015
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Excellent advice and review of financial options with outstanding service. We have used Kent Mortgage several times to refinance our home or when buying a new home. They have helped us save money and have helped us stay financially secure in our loan.
Most of all, Roger and Nicole (and Tiffany) show integrity in the way they deal with people. Would like to give them more than five stars.
Most of all, Roger and Nicole (and Tiffany) show integrity in the way they deal with people. Would like to give them more than five stars.
Cassandra Q.
Aug 06, 2015
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I highly recommend Kent Mortgage! Nicole was kind, honest and easy to work with for our re-finance. She made the process easy to understand and was quick to communicate with my husband and I any time with had questions. Knowing we would be out of town when the loan documents came in she came up with a great solution to ensure that we would close on time. I will be recommending Kent Mortgage to all my family and friends.
Evelyn W.
Apr 19, 2015
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I wish I could give them more than 5 stars! I was looking into buying my condo 2 years ago. I was really unhappy with the loan officer I was with so I asked the realtor if she recommended anyone. Well that realtor is Nicole and she recommended Roger to me. Roger is so knowledgable and he really makes me feel like he is looking out for my best interest. Very trustworthy man! That was my first time buying my own house so I'm really inexperienced. Roger explained everything to me clearly and multiple times! He's so patient and I really appreciated that. After my loan closed, which
Kim H.
Mar 26, 2015
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After going through a long divorce case and being awarded the house I was referred to Roger to help me with the refinancing. There were definitely some complications on my end with paperwork, but Roger and Nicole took care of everything for me. They were always there to answer my calls and questions and explained every step throughout the process. The process went quickly and I couldn't be more happy! I will be recommending Kent Mortgage to everyone as they are a very kind, honest and professional company.
Chris B.
Jan 17, 2015
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My real estate agent recommended we call Roger and the team at Kent Mortgage when purchasing our current home. The seller had a tight deadline for closing - other lenders told us that they could not meet the seller's time table. Roger beat the deadline and took excellent care of us along the way. Since then, we've used the company for two re-finances and I am always impressed by their responsiveness and professionalism. A great team and a great experience.
K. S.
May 20, 2013
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This is a small family owned and operated mortgage company. They are honest and they work hard for you unlike the large banks out there. We first tried to refinance our home with several of the larger banks and we were not treated very well. We were referred to Nicole who is part of Kent Mortgage and she was able to accomplish our refinance in less than three months and no one else was able to help us. I recommend Kent mortgage to all of our friends. They are awesome!
