Smart Health
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Smart Health
We help Oregonians select the best health insurance options for their specific needs by weighing premium cost and medical coverage. As an independent agent, we offer a wide variety of plans and benefits from the major carriers covering individuals, families, small groups and Medicare-eligible seniors.

After more than 25 years of helping clients navigate their health insurance options, my favorite words to hear are, "that was so easy!" In just a few minutes over the phone, I'll help you select the insurance plan that best fits your specific needs and budget. As a broker with long-standing relationships in the insurance industry, I'll provide in-depth knowledge and insight at no cost to you.
Services
I have been helping my clients throughout Oregon find health insurance plans since 1994. My favorite part is getting to know my clients. Health insurance is personal and different for every person. The more I know about you and your needs the better I can help you. My favorite feedback from my clients is when they said I made insurance decisions easy to understand and made them confident in their choice of plans.
My services are free - insurance companies are required by law to charge the same rate whether you use an agent or not. Why not save time and have an expert's knowledge on your side? Who do you call when you have a question? When you have a question or need help, why waste your time calling a stranger at an 800 number?
I had been researching the new HSA's for nearly a month. I just wasn't quite sure how they worked. My agent took the time to simply explain how the HSA works. He was very patient and listened to all of our questions. Now we've cut our premiums nearly in half and are enjoying the tax-free savings for our Chiropractor & Dental Bills.
There is no additional cost by using our services as compared to going directly to the Oregon health insurance carrier. In fact, you'll have the benefit of an agent who will act as your own advocate! A: It depends. A typical health insurance policy can take as little as one day to 6 weeks, depending on how well the application was filled.
All Oregon health insurance plans are Obamacare plans. No Oregon insurance companies are allowed to offer non-ACA compliant plans. Which means all coverage, deductibles, out of pocket maximums are dictated by the Affordable Care Act. Individual/Family: an individual plan for covering one or more person in a family for health insurance directly with an insurance company.
Reviews (2)
Cecilia Mateus
Cecilia Mateus
Dec 10, 2021
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I've had the pleasure of working with Jeff Klein each of the past three years, and I count myself lucky to have found him to guide me through the processes of healthcare coverage. Healthcare coverage can be intimidating to figure out: Jeff eases one through options and making choices. I can't give a stronger recommendation than to say that working with Jeff allows one to look forward to going through the process, removing the dread that used to hover over it.
Stacey McCormack
Stacey McCormack
Feb 04, 2021
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I'm so thankful for Jeff's help in navigating the health insurance marketplace. He was knowledgeable, caring and patient in explaining my options. And he was very responsive with my follow up questions. Do not attempt to enroll for benefits without first consulting with Jeff! You have nothing to lose, as there is no charge for his expertise. Sometimes you don't know what you don't know. It's better to be safe, than sorry.