Lower your employees health insurance costs with an affordable group health insurance plan for your small business. Learn about the five steps to affordable group health insurance with our group health insurance buyers guide. A self-funded health plan is a way for small businesses to offset the rising costs of healthcare.
Small businesses who employ a healthy workforce can take advantage of discounted health insurance premiums while still maintaining the predictable costs and financial protection of fully insured health plan. The Small Business Health Options Program (SHOP) helps small businesses provide group health insurance to their employees.
Small businesses who employ a healthy workforce can take advantage of discounted health insurance premiums while still maintaining the predictable costs and financial protection of fully insured health plan. The Small Business Health Options Program (SHOP) helps small businesses provide group health insurance to their employees.
Services
Beneplans a health insurance agency that works with small businesses to establish affordable employee health insurance benefits. We are proud to have been in business for over 25 years. As an independent health insurance agency Beneplans is able to represent all of the major national health insurance carriers including Aetna, Anthem, Cigna, Humana, United Healthcare, National General and Starmark.
Deductible - Your deductible is the amount of money you have to pay for your healthcare expenses before your health insurance plan will start to pay for medical services. In other words, your health insurance plan "kicks in" only after you've paid the amount of your deductible out of your own pocket.
A self-funded health plan is a way for small businesses to offset the rising costs of healthcare. Small businesses who employ a healthy workforce can take advantage of discounted health insurance premiums while still maintaining the predictable costs and financial protection of fully insured health plan.
The Small Business Health Options Program (SHOP) helps small businesses provide group health insurance to their employees. Employer's can earn a tax credit worth up to 50% of their employer premium contribution. In Georgia employers may enroll in a SHOP health plan with Kaiser Permanente to be eligible for the small business tax credit.
An HSA is a Health Savings Account, which is simply a bank account that you make tax free deposits into to fund the account then you use these funds to pay for qualified medical expenses. For detailed HSA information refer to IRS publication 969. With an HSA any contributions are not subject to federal or state taxes, and as long as you use the funds to pay for qualified medical expenses you will never pay any taxes on the distributions.
Reviews (7)
Tabitha McNair
Feb 28, 2021
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Positive: Professionalism, Quality, Responsiveness
Great experience with Beneplans & especially Steven M. Steven was very responsive and professional at all times even with all my questions. He really helped our small business be able to provide our employees with the benefits we knew they deserved. Thank you guys again!
Great experience with Beneplans & especially Steven M. Steven was very responsive and professional at all times even with all my questions. He really helped our small business be able to provide our employees with the benefits we knew they deserved. Thank you guys again!
Quapri Pitts
Dec 11, 2019
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Farida Nurani
Dec 03, 2019
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Magnolia Lawn
Dec 01, 2019
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Health plans of Georgia has been helping us with our health insurance needs for approximately the last 20 years. Through all of this time, Steve McLelland has been extremely diligent in reacting to the changing times and our ever-changing needs. He has always acted quickly and has always worked hard to give us options and has helped us to choose the right ones. Steve and Health plans of Georgia have our utmost respect and we highly recommend them.
Paula Handson
Oct 23, 2019
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Rebecca Alvis
Sep 24, 2019
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My company, Libelle LLC, has been working successfully with Health Plans of Georgia for several years. I have been working directly with Steve McClelland for 2 years. Steve is always helpful, knowledgeable and professional. The Health Insurance marketplace is big, scary and difficult to navigate- but with the help of Health Plans of Georgia, my company was able to find ACA compliant health, vision and dental insurance for our employees. As a small business, it can be challenging to find the right policies that fit the needs of your employees. Steve and Health Plans of Georgia are available to help
Harvey Schulman
Jul 29, 2019
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Steve has been providing our business and personal family coverage for many, many years. He is always helpful and responsive and spends quite a bit of time researching answers to my sometimes difficult and unusual questions. I so appreciate all the effort he expends on my part to make sure I make the best insurance decisions. I wouldn't go anywhere else. Thanks, Steve!
