At Fairway Independent Mortgage Corp, we strongly believe the way we do things is just as important as what we do. Thank you for taking your valuable time to visit my site. I have been in the mortgage lending business since 1999 and in the real estate industry since graduating from Pennsylvania State University in 1988 with a BA in Real Estate.
My professional core purpose is to serve the clients entrusted to our care by providing mortgage solutions that lead to the American dream of home ownership. The home is where memories of a lifetime are created -- because kids need a yard!
My professional core purpose is to serve the clients entrusted to our care by providing mortgage solutions that lead to the American dream of home ownership. The home is where memories of a lifetime are created -- because kids need a yard!
Services
We have built a strong reputation as an outstanding mortgage Lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Houston Texas real estate market and the state of Texas. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
In order to make sure that during the loan processing your credit and qualification information does not change and affect your ability to be approved, be sure to follow our DOs and Don'ts below. This information is important from the day you apply until the day your loan closes and funds. Keep originals or be able to access on your employer/bank sites all pay-stubs, bank statements and other important financial documents.
Provision in a mortgage that allows the lender to demand payment of the entire principal balance if a monthly payment is missed or some other default occurs. A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due. A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate.
Your Loan Estimate Disclosure Statement contains information which Federal law requires us to provide. The purpose of the statement is to give you information about your loan and help you compare us to other lenders. The Annual Percentage Rate, or A.P.R., is the cost of your credit expressed in terms of an annual rate.
James Ward of Fairway Independent Mortgage Corp in Houston Texas offers residential jumbo mortgage financing options for your exclusive estate home or luxury condominium purchase throughout River Oaks, Tanglewood, Piney Point, Memorial, West University, Briargrove, The Woodlands, Sugarland, Katy and Clearlake real estate markets of Houston Texas.
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