When you work with J Patterson Mortgage Lending LLC, you'll get the professional assistance you need to apply for the right type of mortgage to match your specific needs. Our highly experienced team is here to ensure you're able to purchase the home you've always wanted for you and your family. Let us put 20 years of experience to work for you!
Are you unsure how to refinance your mortgage? Our locally owned and family-run mortgage brokerage can walk you through the entire process. J Patterson Mortgage Lending LLC treats every customer as an individual. Using common sense, we'll help you to obtain the best loan possible at the lowest rates available.
Are you unsure how to refinance your mortgage? Our locally owned and family-run mortgage brokerage can walk you through the entire process. J Patterson Mortgage Lending LLC treats every customer as an individual. Using common sense, we'll help you to obtain the best loan possible at the lowest rates available.
Services
Here at J Patterson Mortgage Lending LLC, we treat every customer as an individual, not as a number. You won't simply be slotted into a loan profile formula that the big banks created. Using common sense, we'll help to get you the best loan possible. Our locally owned business represents a wide range of "A" rated lenders with top-quality rates to private "hardship" lenders.
When it comes to buying a home, J Patterson Mortgage Lending LLC is here to help you find the best possible loan that fits your specific needs. When applying for a loan, you will need to provide the mortgage lender with highly detailed documentation of your entire financial history. This includes a credit report from a reputable credit agency as well as verification of all the information you've provided in your loan application.
Refinancing is a way to lower your existing interest rate on your mortgage. If rates have dropped since you financed your home, refinancing may be a great option for you. Let the experts from J Patterson Mortgage Lending LLC help you find the best possible refinancing rate for your needs.
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, or extract the cash equity in your house.Cashing out equity can be used for home improvement, funding higher education or consolidating any debt. A home equity loan is another popular way to convert the equity in your home.
Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, or extract the cash equity in your house.Cashing out equity can be used for home improvement, funding higher education or consolidating any debt. A home equity loan is another popular way to convert the equity in your home.
Another way to maximize your home's equity is with a reverse mortgage. At J Patterson Mortgage Lending LLC, we can help guide you through this process from start to finish. Many older Americans are using reverse mortgages to finance home improvements, pay off their current mortgage, supplement their retirement income or pay for healthcare expenses.
J Patterson Mortgage Lending LLC can help you apply for an FHA (Federal Housing Administration) loan, which may be the best path to homeownership for you and your family. FHA loans have been offered by the government since 1934. An FHA loan might be just what you need if you're buying your first house.
Reviews (5)
Houston Hard Hittaz
Oct 07, 2021
Report
All Peoples' Funeral Home
Sep 21, 2021
Report
Ernest 'Wu' Chang Realtor
Jun 13, 2020
Report
On a deal that was supposed to close last week. Here we are today (Aug 21st) on closing day number 2, going on 5 hours that the sellers have been waiting to sign and docs are still not at title, this delaying the close on the sellers new purchase.
No explanations. No responses to email.
No one can answer why we’re all just twiddling our thumbs waiting for them to do whatever it is they need to do that’s holding up two closings that we’re supposed to happen a week ago.
👏🏽 😒 bravo job. I’ll definitely keep this in mind when I see a buyer present an offer with J Patterson as the
No explanations. No responses to email.
No one can answer why we’re all just twiddling our thumbs waiting for them to do whatever it is they need to do that’s holding up two closings that we’re supposed to happen a week ago.
👏🏽 😒 bravo job. I’ll definitely keep this in mind when I see a buyer present an offer with J Patterson as the
Brian Nickerson
Jul 31, 2019
Report
Joseph Cavanaugh
May 11, 2019
Report
James Patterson and company are the worst lender I've ever had the displeasure of working with. They are extremely incompetent at what they do. They gave bad information that I acted on in regards to an appraisal and then refused to even answer my questions about what happen. They never answer the phone (they did respond to email pretty will) and closing was delayed over a week past their projections. The excuse was that the file was worth the underwriter and out of their control. I'll leave it at that but I've worked with hundreds of lenders in the past and I'll never even consider these guys
