Inline Lending
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Inline Lending
Inline Lending is a veteran-owned and operated refinancing and mortgage lending company located in Scottsdale, Arizona. Inline Lending loan officers are experts when it comes to refinancing your mortgage, saving you money, and advising you several months before you're available to refinance with a special postcard offering.

The special postcard informs you that the time is coming to refinance your home loan and that we can help you save with 100% service satisfaction. The company carries multiple wholesale lenders in their portfolio to assist you in finding the best home loans and refinancing options including VA loans, FHA loans, ARM & Conventional Loans, Streamlines, & other Refinancing options.
Services
Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes. Inline's loan officers have extensive home refinancing knowledge, background, and experience. In addition, each loan member is trained to drive customer value first.
Refinancing Mailer Options: Veteran loans, FHA loans, Conventional, and other Refinancing Options. More states are coming to better serve you! We try to do our best to reach out to you with a special mailer 90 days in advance to assist in locking in a solid interest rate and to help you prepare and plan for your refinance.
Inline home loan officers are experts when it comes to refinancing your mortgage, saving you money, and advising you several months before you're available to refinance with a special postcard offering. We know you deserve the best is why we mail out your special postcard months ahead informing you that we can help you save and refinance your home with 100% service satisfaction.
Inline Lending offers competitive FHA loans and refinacing options with build in savings to help you save money. We also advise you several months before your available to refinance with a special postcard offering. We know you deserve the best and is why we mail out your special postcard to help you save and refinance your home with 100% service satisfaction.
VA loans offer special advantages to help veterans become homeowners and refinance in better ways to help save our country hero's money. Inline Lending is a veteran owned and operated mortgage company in Arizona proudly serving the men and women of this country.

Inline loan offers are experts when it comes to refinancing your mortgage, saving you money, and advising you several months before your available to refinance with a special postcard offering.We know you deserve the best and that is why we mail out your special postcard months ahead informing you that we can help you save and refinance your home with 100% service satisfaction.
Reviews (19)
Auwal M. Bawa
Auwal M. Bawa
Dec 29, 2021
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Ryan Elliott
Ryan Elliott
Nov 02, 2021
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Okay so i waited about 2 months to write this review so that i didn't go off of rage and give Inline Lending a 1 star. This is regarding a refinance on our home we were doing via the VA Streamline.
The Good News: The process was completed successfully and we were able to get our rate down to 2.25%, taking advantage of the super low rates that have been available in the market. As we had only owned our home for about a little less than a year, we weren't too worried about losing equity since we didn't have a ton of money staked into the home yet. Inline Lending did successfully work with the title
Shane D.
Shane D.
Sep 30, 2021
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Tried to contact and they ghosted me. Not sure why they send out direct mail if they aren't going to respond. They don't do FHA loan adjustments BTW
Chris Jones
Chris Jones
Jun 21, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Josh Livingston is very helpful and so is Sarah! Will definately be back! Recommend to all my friends!
James K.
James K.
Mar 13, 2021
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The guy I talked to couldn't tell me anything without running a full application. This is the fourth company I have talked to and all so far could give me a close estimate. He sounded like a used car salesman.
Kelly Copeland
Kelly Copeland
Nov 24, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Recently refinanced with the Inline Lending, Sarah. It was a smooth and easy process. I highly recommend Inline. Everything went great, they were quick and responded faster than current lender at the time.
Jim Johnston
Jim Johnston
Oct 13, 2020
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Inline uses a scammy junk mail practice where they send you an advertisement but they make it look like you are late on a payment so you open it out of fear:
2020 SECURED DOCUMENT Financial Business Mail Penalty For Tampering SECOND NOTICE - FINAL NOTICE
Complete with perforated edges like a tax document. You open it up and find out it’s just an advertisement.
This is shady, guys. I know all sorts of lenders prey on vets like this. Maybe you could be more principled?
Erin Jimenez
Erin Jimenez
Aug 27, 2020
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Sarah Owens was amazing to work with. Very communicative and transparent. She will not waste your time, and she will work to get the BEST deal for you. I'm so grateful to have had her in my corner through the re-fi process!!
Ryan Johnson
Ryan Johnson
Aug 18, 2020
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I recently closed a refinance with Sarah. I have bought and sold a couple times over the years and refinanced. Sarah is by far the best mortgage broker I’ve worked with. She is easy going and doesn’t make you feel like you’re being an inconvenience or being convinced to go with a certain lender for their benefit, which is a breath of fresh air. I did my refi out of state and got the absolute lowest rate after shopping around. I would definitely do business with inline again.
Frank Garner
Frank Garner
Aug 17, 2020
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Highly recommend this team. We did a VA IRRRL with them and were very pleased. Rob was very straightforward and delivered on his promises. They also beat the pants off of other lenders with our rate and deal structure, even those that sent us mailers promising similar rates, but couldn't back them up!
Woody Woodward
Woody Woodward
Jun 27, 2020
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I give Sarah and her team 5 Stars. The process was quick & easy. She kept us updated all the way to the end even when she was out of town. Sarah was great.
Ira & Shelia Cline
Ira & Shelia Cline
May 08, 2020
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I previously posted a critical review of Inline Lending based on an interaction I’d had with one employee, but need to set the record straight. Within a couple days of posting that review, I was contacted directly by Johnny Neafus, the owner. He took my review to heart, had listened to the recorded conversation with this new employee, and acknowledged the situation should’ve been handled more professionally. He assured me that he would incorporate that interaction into improving his company’s training and customer service. Let me tell you, I’m incredibly impressed with the fact that Johnny
Cope Kel
Cope Kel
Mar 28, 2020
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Recently refinanced with the Inline Lending, Sarah. It was a smooth and easy process. I highly recommend Inline. Everything went great, they were quick and responded faster than current lender at the time.
Renia C.
Renia C.
Mar 12, 2020
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Thank you Sarah for your honesty and great communication always returning calls or answering questions my Refianance went very smoothly without any complications thank you once again for your excellent work and I had a wonderful experience I recommend you to anyone who need to refi or buy a house.
Tanya N. Montay Booker
Tanya N. Montay Booker
Mar 05, 2020
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Bryan Phillips from Inline was awesome to work with. He worked hard to get me the best mortgage rate and plan that I desired. He is a person of his word and represents his company very well. If you are looking to finance a mortgage, or refinance your existing mortgage, I highly recommend Inline and Mr. Phillips.
Ken B.
David S. Dean
David S. Dean
Jan 28, 2020
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Sarah with Inline Financial helped us out with getting our streamline refinance done. We reached out to her a few months back but had to get a few things taken care of before we could move forward. She made a couple recommendations and we followed them. With that she reached out to check on us to see where were at and vola! She got the refinance… moving. Our interest rate was much better saving us near $180 a month on our mortgage! When it came time to close we were in Florida on a 10 year anniversary trip. Sarah arranged for a local Floridian notary to come to our Airbnb and get the closing
Kevin S.
Kevin S.
Nov 02, 2019
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Great experience, Robert and his staff are excellent.This is the 2nd time I've had the pleasure to do business with them,and I wouldn't call anyone else.Top notch company. Thanks again A+++
Sharon Johnbaptiste
Sharon Johnbaptiste
Oct 07, 2019
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Sara Owen's at Inline lending is the best Loan Officer I have ever done business with Sara was with me from beginning to end and never dropped the ball with my FHA streamline loan. She did an amazing job getting me the best rate and saved me hundred dollars on my monthly payment and get money back. I can't say enough about this company and would highly recommend to anyone interested in lower their interest rate and reduce payments.
Thank you Sara Owen's and team excellent job!
Heather Ryan
Heather Ryan
Jan 14, 2019
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I cannot tell you what a relief it is knowing that there are people out there not just looking to make a buck. I called Johnny as I had 2 quotes from 2 different lenders for refinancing my home. The market had went up by the time I had got to him, BUT our interactions did not stop there. Johnny could have easily just let me go seeing as how at that… time he could not beat the offers had. He did not. He took his own time and saw I was struggling and afraid to make the wrong decision. I sent him my offers and he went through them. Initially he told me one offer was better for said reasons