Helping people achieve the American Dream of Homeownership. Begin your pre-qualification online using our secure, encrypted and completely private online pre-qualification through our loan center. Whether you dream of buying your first home, refinancing your current mortgage, or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs.
AmCap home loans and refinance experts provide a streamlined mortgage loan process that alleviates the stress of buying a home. Pre-qualify for your mortgage now! When you choose AmCap as your mortgage lending company, you can rest easy knowing you've found your true partner.
AmCap home loans and refinance experts provide a streamlined mortgage loan process that alleviates the stress of buying a home. Pre-qualify for your mortgage now! When you choose AmCap as your mortgage lending company, you can rest easy knowing you've found your true partner.
Services
At AmCap, we believe in raising the standard of mortgage lending. Since 2007, we've experienced steady and continuous growth, which we attribute to our innovative, modern business practices and one simple philosophy - making good loans to good borrowers. AmCap Home Loans has been voted by our own employees as a top place to work for ten years in a row.
In today's competitive mortgage industry, it seems every company claims to be the best. They all boast having the best rates, the best products and the best tools, but the truth is these aren't the defining factors of what makes a mortgage company great. At AmCap, we believe in raising the standard of mortgage lending.
Just as AmCap is tremendously committed to our clients' interests and wellbeing, so is the Association of Mature American Citizens (AMAC) to theirs. AMAC has been protecting the interests of seniors since 2007.
They offer a variety of consumer benefits for their members including travel discounts, competitively priced insurance products, Roadside Assistance, retail and restaurant discounts, as well as many other benefits and savings opportunities.With over one million members, AMAC's sole mission is to look after the welfare of their members, in all ways possible.
They offer a variety of consumer benefits for their members including travel discounts, competitively priced insurance products, Roadside Assistance, retail and restaurant discounts, as well as many other benefits and savings opportunities.With over one million members, AMAC's sole mission is to look after the welfare of their members, in all ways possible.
At AmCap Home Loans, we believe part of owning a home or business is investing back into the community. Our mission is to promote positive community change through charitable giving at the national, state, and local level. AmCap Mortgage, LTD. has established the More Than Mortgages Employee Assistance Fund as a program to assist employees cope with unexpected financial hardships that place undue stress on an employee and his or her family.
Conventional loan is a term you're bound to encounter when you're shopping for a mortgage. After all, this common mortgage type is offered by most lenders. Qualifying can be tougher than with government loans, but the options fit a wider range of buyers and properties.
A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA).It is typically fixed in its terms and rate. Conventional Loan borrowers typically make larger down payments than FHA borrowers, and they tend to have a more secure financial standing and are less likely to default.
A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA).It is typically fixed in its terms and rate. Conventional Loan borrowers typically make larger down payments than FHA borrowers, and they tend to have a more secure financial standing and are less likely to default.
Reviews (23)
Julia Riggs
Jan 04, 2022
Report
The team was awesome and communicated well throughout the whole process. They didn’t over promise like another lender I had worked with and everything was as they said it would be or even better! I felt very confident that the loan would go through and there wouldn’t be any issues. Highly recommend Jon, Eric, and their team.
Karen Milley
Dec 17, 2021
Report
Katherine Hunt
Dec 17, 2021
Report
Great lenders! Never thought we would ever own a home. We worked really hard to save and the same time we came across Chad and he did so much every step of the way. More than even our real estate agent. We hit a few road blacks but they were patient with us and we our happy we used them. I could not recommend them more.
Josh A.
Dec 12, 2021
Report
Milsi R. Perez
Nov 25, 2021
Report
Mr. Benn
Nov 18, 2021
Report
I absolutely love the service i have gotten with Amcap. I have been working with Linda for over a year and Bonnie as we close and could not be any happier. They are there to answer any questions and are always willing to help. I have reached out to them at many different times of the day and they have been very helpful even when not working. Closing is next week and we are so ready for this new house. It will be our first home to purchase and we could be more excited. I would recommend Amcap to anyone that is looking for a Mortgage company. Thank you Linda and Bonnie for all your hard work and
Eric Ragland
Nov 01, 2021
Report
Lilly Broders
Sep 30, 2021
Report
Dana DeGuzman
Sep 16, 2021
Report
We had a fantastic experience with Michele and the entire team. Not only was there full transparency throughout the process, but detailed explanations were provided to us as first time homebuyers. They were always quick to respond to my many questions via email and I’m so appreciative of that. We will definitely use them when we refinance or move in the future!
Sally R.
Aug 10, 2021
Report
Manda I.
Jun 28, 2021
Report
I am a realtor representing a corporate seller. The buyers are currently using AmCap. I must say I have NEVER experienced such unprofessional behavior in a transaction in my life. The loan officer only supplies a cell phone, whos' mailbox is full. Fails to respond to emails, calls, texts, or the title company. This contract has been executed over 60 days ago. I have tried in vain to contact loan officer to no avail. If this is how this company treats professionals within the transaction processes, I would be exceptionally cautious for any and all potential clients. Their failures may hold
Kris E.
May 11, 2021
Report
Going to add to previous statements below. I find it funny that Garrett the owner says call customer service. Yet they do little to nothing when you call them and complain. The underwriting must be former NFL receivers, because they seem to be very diva like when working with your Loan Officer. After we closed and signed all the paperwork. They would not fund the loan until they received an updated Bank statement. Why was this not asked for way before closing? I lost a lot of sleep during the loan process and I will never forget what they put me and my wife through.
Buyer beware, stay
Buyer beware, stay
Shrikant K.
Apr 23, 2021
Report
I am a first-time home buyer and when I contacted AmCap, Ronald helped us and gave us a great interest rate and lenders credit. I signed the disclosure and 4 days before closing the loan, he called me and told me that we need to lock the interest rate and by then, interest rates went up significantly. When I asked him that why didn't he tell me that the interest rates aren't locked, he said that I can go and get the loan from some other lender. He was just taking the advantage of the situation since I just had 4 days to close the loan. I ended up with a bad interest rate and got less
Brooke Lawrence Loebs
Feb 27, 2020
Report
Stephanie Turner Koiner
Aug 20, 2019
Report
Tony Butcher
Mar 22, 2019
Report
Eliza B.
Jul 26, 2018
Report
Jose P.
Sep 13, 2017
Report
Ann H.
Jun 07, 2017
Report
Edward W.
Apr 17, 2017
Report
Can't say enough positive thing about Amcap mortgage company. This is my 2nd home mortgage with Amcap and staffs are very experienced and efficient. They do not waste time. Instead of dealing with large institution like major banks that has multiple layers of communication or advertised lenders that has inexperienced loan officers which will paint beautiful picture for you and tells you at the end that they cannot obtain a loan and ran a $400 appraiser for you. When you work with Amcap, you are working with a team that will work with you all the way and not going through multiple layers
Charles H.
Apr 06, 2017
Report
Ricardo Avila
Oct 13, 2013
Report
Gay Campbell
Sep 29, 2013
Report
