Use our mortgage calculator to get a rough estimate of what your mortgage could possibly be. Need some guidance? It only takes a few minutes for us to assess your needs and help you find the most competitive path towards a new home or lower payments. The bureaucratic gauntlet banks make borrowers run through can be slow and overly complicated.
We're not a bank. We're here to help. We want to get to know you and get you a realistic mortgage, at competitive rates, and with far less stress. If you or your spouse is age 62 or older, you may be eligible for a reverse mortgage that can convert your home from a cash flow vacuum cleaner into a cash flow fan as you arrange for a more comfortable retirement!
We're not a bank. We're here to help. We want to get to know you and get you a realistic mortgage, at competitive rates, and with far less stress. If you or your spouse is age 62 or older, you may be eligible for a reverse mortgage that can convert your home from a cash flow vacuum cleaner into a cash flow fan as you arrange for a more comfortable retirement!
Services
Helps you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future. Negotiates a competitive deal for you. With a Pre-Qualification letter from us, your Real Estate agent will be able to demonstrate that you are a qualified and capable borrower.
Do you ever find yourself short of cash? Would it help if you didn't have to pay a monthly mortgage? Do you want/need to make home repairs or improvements? Would you feel more financially secure if you had access to money you could use if needed? If you answered "YES" to any of these questions, reverse mortgage may be the solution for you!
Getting older can have its challenges. Between increased life expectancy, economic changes, health issues and divorce, many seniors find themselves struggling financially and falling short of their retirement dreams. Now homeowners aged 60 or older may be able to improve their cash flow by paying off their current mortgage, getting a lump sum of cash, or even establishing a line of credit, back by their homes equity, with a reverse mortgage.
Senior citizens, mortgage loan originator John Alma Hanson and his homemaker wife Kathy, have been happily married since their 20s. Although they can afford to pay the bills now, John has had two major surgeries in the last few years and still suffers from back pain. Faced with his own mortality, John took stock of their situation.
With a traditional 30-year fixed-rate mortgage, your principal and interest payments don't change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper. As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
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