The mortgage market is constantly changing. Let me help you find a mortgage with a great rate and reliable lender that fits your specific situation. With 15+ years in the financial industry (10 years in bank management with CIBC), I have worked with many clients on creating, and building unique mortgage plans, that is suited for their financial goals.
Whether my clients needs are, buying a new home, rebuilding credit or paying off debt, purchasing an investment property or a lake house, I help my clients each step of the way, by creating a healthy lending plan, that gets them on the right path to their financial goals.
Whether my clients needs are, buying a new home, rebuilding credit or paying off debt, purchasing an investment property or a lake house, I help my clients each step of the way, by creating a healthy lending plan, that gets them on the right path to their financial goals.
Services
Mortgage rates published on websites are a good place to start when shopping on the internet however, there are a couple of points to remember. Interest rates may not be up to date, or are offered for teaser rates, no -frill products, quick close specials, or rates exclusively for very large mortgage amounts.
Mortgage payments are made up of a principal sum (the amount borrowed) and interest (the cost to you of borrowing money). The best plan for any type of mortgage is to minimize the amount of interest you pay and lenders offer several ways to help do this. A larger down payment means your home ultimately costs less because a smaller mortgage means less interest.
A credit report is a history of how consistently you pay your financial obligations. Your credit report is created when you first borrow money or apply for credit.
Once established and on a regular basis, the companies that lend money or issue credit cards to you (banks, finance companies, credit unions, retailers, etc.) send the credit reporting agencies specific and factual information about their financial relationship with you, This would include things like when you first opened up your account, if you make your payments on time, if you miss a payment, or if you have gone over your credit limit, etc.
Once established and on a regular basis, the companies that lend money or issue credit cards to you (banks, finance companies, credit unions, retailers, etc.) send the credit reporting agencies specific and factual information about their financial relationship with you, This would include things like when you first opened up your account, if you make your payments on time, if you miss a payment, or if you have gone over your credit limit, etc.
Reviews (10)
K. S.
Sep 22, 2021
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Working with Clint Stroop at Mortgage Wise was easy, clear and supportive! I am a first time home buyer in Toronto and he kindly held my hand through the process of securing an ideal mortgage for my condo. Communicating online was great as he is very responsive and thoughtful. Could not recommend more.
Sarah Matheson
Sep 10, 2021
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Michael Reale
Jun 28, 2021
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A. Person
Mar 02, 2021
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I was suddenly denied on my mortgage application two weeks before I was supposed to take possession of my new house. Needless to say I was freaking out!
I spent an afternoon and contacted 15 mortgage brokers, Michelle Ashton was the last one on my list that I contacted and the first one to come back with an approval.
She was quick to process everything and very professional throughout. I would highly recommend her to anybody looking for a mortgage!
I spent an afternoon and contacted 15 mortgage brokers, Michelle Ashton was the last one on my list that I contacted and the first one to come back with an approval.
She was quick to process everything and very professional throughout. I would highly recommend her to anybody looking for a mortgage!
Joseph Gabriel
Aug 15, 2019
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We had a fantastic experience with Clint at Mortgage Wise. He was straightforward, honest and patient. We were a little nervous as inexperienced newcomers to the housing market, but Clint took good care of us and didn't try to upsell us on a bad product. In the middle of our closing period, we had some time-sensitive questions about our down payment and Clint, taking my phone call on a Friday night while he was at home, quickly and systematically addressed my questions. I was very impressed. And in the end, he got us a fantastic rate with a solid product. We were really happy to work with him and
Courtney McKichan
Jan 20, 2017
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I recently just bought my first home which was overwhelming at times. I went to Rob Mizak at Mortgage Wise after having a couple issues with a previous mortgage broker with another company.
Rob made finding financing for my new home easy and stress free. He was very professional, friendly and efficient with his work. He followed up with me when my first mortgage payment was suppose to come out to ensure everything was working out well. I have mentioned to several people buying homes to work with Rob as my experience was fantastic. I will definitely continue to work with Rob for all my future financing
Rob made finding financing for my new home easy and stress free. He was very professional, friendly and efficient with his work. He followed up with me when my first mortgage payment was suppose to come out to ensure everything was working out well. I have mentioned to several people buying homes to work with Rob as my experience was fantastic. I will definitely continue to work with Rob for all my future financing
Santosh Deshpande
Aug 10, 2016
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I've used Steve Biskup at Mortgage Wise for four mortgages over 16 years and I would highly recommend him.
He is a strong advocate for his clients and always secures a good, highly competitive rate. More importantly he always has all of the facts on any particular product at his fingertips or speedily finds out for you. He is always pointing out options and helping you to navigate them.
He pays attention to detail in his procedures and his documents - never misses anything. He is also very easy to contact by email or phone.
He is a strong advocate for his clients and always secures a good, highly competitive rate. More importantly he always has all of the facts on any particular product at his fingertips or speedily finds out for you. He is always pointing out options and helping you to navigate them.
He pays attention to detail in his procedures and his documents - never misses anything. He is also very easy to contact by email or phone.
Bruce Mcbruce
Jun 19, 2016
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Rob M has been my mortgage broker for my last two home purchases and I would recommend him to anyone. He made himself available 24/7 to answer any questions I had prior and during the closing of my home purchases. He got me a great rate and made the process of getting a mortgage easy and seamless. Rob is a super nice and down to earth guy and the other people I met in the office are also very personable and professional. I plan on selling my current house and moving within the next six months and I will be going directly to Rob M at Mortgage Wise Financial.
Jacqueline London
Dec 26, 2014
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I was very pleased at how professional and pleasant Steve Biskup at Mortgage Wise Financial was to work with. Both my husband and I were very hesitant in the beginning dealing with a broker because of all the terrible stories we have heard over the years. Steve's service has definitely changed our perspective on the industry. He took the time to show us multiple available products that would match or wants and needs without compromising on flexible mortgage features. Before meeting with Steve, I had shopped around to multiple financial institutions and brokers and none of them came even close to
Deb Starchuk
Jan 27, 2014
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Steve Biskup has been my mortgage broker since I bought my first house 20 years ago. His service has always been excellent and he has always found me the best mortgage rate available. Over the years I have recommended him to many friends and family and everyone is always amazed how simple and pleasant he makes the mortgage experience. I would never deal direct with a bank again. Call Steve, he will take great care of your mortgage needs!
