101 Loan Mortgage
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101 Loan Mortgage
Over the past 15 years and on over 1000 purchase transactions, it has been a pleasure to work with you. You have continually met the high demands Keller Williams' places on you, as well as exceeded our client's expectations! The 101 Loan Team helped finalize our loan in record time. We had easy access to all of our financial documents and this made the process go very smoothly.

When we had a small difficulty, the team was on it very quickly, solving the situation. Two thumbs up! As a Realtor, I can rely on Rob's professionalism and ability to get the client to closing. That is a successful Mortgage Planner in my book.
Reviews (27)
Annie T.
Annie T.
Dec 06, 2021
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If you're looking for a seasoned and knowledgeable loan officer, look no further than Rob McCarthy. He is dedicated to client satisfaction and well-respected in the local business community. He's also just a nice guy who is always up for a good conversation! Give him a call.
Lwanele Lwanza Jazm
Lwanele Lwanza Jazm
Nov 30, 2021
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Jane Bradley, a true professional trader, she’s very Personable & Extremely Knowledgeable in FOREX TRADING INVESTMENT. She goes extra mile to understand his clients needs so that he can provide Just what is important to them... I highly recommend you all to her, She can help you trade your Bitcoin without any lose,she helped me, You can reach her via through WhatsApp: +13347512644 Email: janebradley0147@gmail.com
Farha C.
Farha C.
Sep 24, 2021
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Rob and his team were absolutely amazing. Rob was on vacation and out on a Sunday but still made himself available to me and provided everything I needed to get my offers in! He even talked to the seller's agent to help strengthen my offer in a very competitive market. Do yourself a favor and go with 101Loan. You will NOT be disappointed! Thank you, Rob!
Anne-Flore D.
Anne-Flore D.
Aug 06, 2021
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Rob, Renee and their team were amazing! I had a complex refinance and couldn't find a lender. Rob is extremely good at thinking outside the box and finds creative solutions. Thanks to him, I was able to refinance my house and throughout the process he and his team guided me through everything.
I highly recommend Rob and his team for any mortgage need.
Nehal A.
Nehal A.
Aug 03, 2021
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Rob, Renee and their team were amazing to work with! They were fantastic at explaining every step of the seemingly complicated process of applying for a home loan very clearly, and made it seem not so overwhelming! They helped us answer every single question we had in a very timely fashion. They got us the best possible interest rate for our home loan as first time buyers, and we simply couldn't be happier with their services. They've taught us a lot through the process and truly have helped make our dream come true. I would recommend them to anyone looking for a reliable, compassionate
Beth Silva
Beth Silva
Aug 01, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have been using Renee and Rob for the past few refinances and they make everything work quickly and seamlessly. I would never consider going anywhere else. They always respond quickly to any questions or concerns as well.
Laney Silverman
Laney Silverman
Jul 27, 2021
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Why go to a bank or a mortgage website when you can have the personal attention of a specialist who has access to over 50 lenders.
When you work with Rob at 101 Loan, you are working with the best. You need more than just any mortgage, you need the best.
Rob is the man.
Richard Herz
Richard Herz
Jul 20, 2021
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Rob and Renee have worked with me on several transactions over the years. They most recently handled two transactions simultaneously for me. They helped me achieve my objectives in both cases. They continue to be very knowledgeable, helpful, patient, and quickly responsive to concerns and questions I raise. For those reasons, I plan to continue to have them assist me in the future.
Gordy D.
Gordy D.
Apr 30, 2021
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Wow! I don't even know where to start. Renee and Rob are AWESOME! I am a first time time buyer and could not have had a better experience. The process was long and I was relatively confused at times, however, Renee and Rob answered all my questions and concerns! Every detail was so clear in making the process simple. Whenever I sent over a question via email, they would reply within minutes.

The close of escrow is today on our home and time really did fly by! Thank you 101 Loan team!! I would recommend for everyone to utilize the knowledge and aid of 101 Loan.
Claire Cunningham
Claire Cunningham
Apr 01, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
This company gave excellent service. I recommend it.
Danny Nijssen
Danny Nijssen
Mar 19, 2021
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As first time home buyers, we really appreciated Rob’s patience and thorough explanation of the home purchasing/mortgage process.
Rob was super diligent in finding us a lender and Renee was amazing in supporting us as we neared closing - both were very responsive and helpful.
Additionally, we were able to tap into Rob’s network and he paired us with an excellent team of realtors.
All in all, we had a great experience working with Rob and his team!
Claire Shifren
Claire Shifren
Jan 16, 2021
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I’m grateful to have you as a partner to usher my clients through a lengthy, but ultimately successful, loan process. A tremendous amount of work was done by you and your team to get to a successful close. Although there were challenges along the way, your heroic efforts and calm at the eleventh hour got them through their near breaking point of being asked for just that one additional piece of information from the bank. Your professionalism is a strong reason why I can confidently share your name as a resource. Thank you, thank you, and thank you again!
Given where rates are today, my financial
Leslie L.
Leslie L.
Jan 01, 2021
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101 Loan teams great! Everything when through smoothly without any issues. They answered all of my questions within minutes. They were able to waive our home appraisal and save us some money. We got a great rate at no closing cost. We've been a repeat customer. Thanks again for all your teams help!
Gandhar P.
Gandhar P.
Dec 19, 2020
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Working with Rob at 101 Loan Mortgage is always great. We have seen consistency and professionalism in every communication from both Rob and Renee. They definitely make a great team in getting your mortgage questions answered accurately and effectively. Be it our home buying or refinancing needs, they have always been effectively navigating through every hurdle in ensuring the financing needs are met. I would definitely recommend them.
Shahid I.
Shahid I.
Dec 04, 2020
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101 Loan is the best mortgage broker that I have dealt with so far. They are true professionals and extremely knowledgeable. I was shopping for a multi-unit mortgage and luckily found them after my offer was accepted. They offered the best rate and the entire transaction completed without any drama. They asked for all relative documents up front which made the process extremely smooth during the closing time. Rob and Renee are very responsive and they kept me posted during the entire process.

If you are looking for the best rate and a smooth transaction, contact 101 Loan Mortgage.
Jonathan Sonneborn
Jonathan Sonneborn
Aug 14, 2020
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No nonsense, great rates and a great overall experience. I was referred to 101 Loan back in 2012 and completed a 30 year refi with them. Every detail that Rob & Renee quoted me was either exact or slightly better in my favor. I was very happy with this loan and had an identical experience with them when I completed a 15 year refinance in 2020. Highly recommend.
Eddie S.
Eddie S.
Aug 11, 2020
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Rob and Renee were amazingly responsive and effective in securing a loan under 3% and at a higher purchasing amount than other lenders we talked to. My wife and I are both self-employed first-time homebuyers, and they were instrumental in helping us navigate the new strict borrowing rules put in place due to COVID. With their help we were able to close in less than 3 weeks. We are so grateful for Rob and Renee for their hard work!
Dj M.
Dj M.
Aug 05, 2020
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I've been looking for a new mortgage since rates have dropped to historic lows in recent months. I probably emailed 10 different mortgage brokers and 101 Loan Mortgage was by far the most communicative, responsive, and professional of them all. Rob McCarthy responded immediately to my email. He offered candid and helpful advice on how I could qualify for the best possible rate. He offered professional help on what I could do to amend some credit history issues that would reflect bad on me, and reduce my chances to get the most ideal rate for my situation. Fast forward 4 weeks, I emailed Rob
Adriana Farrell
Adriana Farrell
Jun 09, 2020
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Rob and his team have been great. They have a great process in place to pre-approve and prequalify you for your loan. This process has made the actual loan application process easier, because they already have everything they need. In addition, they presented several financing options and allowed us to choose which best fit our situation. I cannot recommend Rob and his team enough, they are easy to work with, extremely responsive and made a difficult process easy.
Ryan Holman
Ryan Holman
Jun 09, 2020
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Rob and Renee are nothing short of awesome. They are incredibly busy people, but we felt like we were their only clients. They were always available when we wanted to brainstorm lending options or when we needed crazy-fast pre-approval letters or loan information. They successfully closed on our home EARLY. Rob is incredibly knowledgeable of the market and what's possible. He's a creative broker who works hard to make sure he finds the best option for your individual situation. Renee is super organized, VERY responsive and excellent in her role. Not to mention they are both just pleasant people
Daniel P.
Daniel P.
Mar 30, 2020
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They only would let me put in 5 stars, but if left up to us, I would give them a few more. While most mortgage transactions are pretty simple - ours was anything but. Complex, confusing, just a lot of moving parts. Through it all Rob and Renee were calm, cool and very capable. They were able to make this very complex set of transactions go smoothly. And when things hit a bump, they were there to answer all our questions and get us through this process. We owe them much more than a dinner - our sanity.

I would recommend them to anyone who needs a loan - period. They are just the best
Jonathan S.
Jonathan S.
Jan 28, 2020
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We've worked with Rob & Renee for two home purchases and one refinance over the last 6 years. Even having worked with them and had nothing but positive experiences, I still do some due diligence and shop around for rates/terms/service but I haven't found a better team/solution yet!

Most recently they helped us with a home purchase and Rob was very helpful in brainstorming different financing solutions based on our situation and desires. He has always taken the time to answer questions (even the simple ones) and is great with follow up via email or phone call.

They were even ready
Rosie A.
Rosie A.
Jan 05, 2020
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We just purchased our first home, and we couldn't be more thankful to have Rob & Renee behind us every step of the way. The process from start to finish was smooth and they were always available for any questions we had. The fact that they work with so many lenders was helpful as they were able to lock us in at a great rate. Thank you Rob & Renne!! You two are great at what you do!

Not only did Rob & Renee help us lock our loan, but they also referred us to the best real estate agent! John Fagan was so awesome to work with. He was professional, patient, knowledgeable, and ALWAYS
Linda A.
Linda A.
Nov 10, 2019
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Rob and Renee are amazing, they are definitely the best mortgage broker out there! Responsive, great communication and customer service. They can do what most lenders can't. If you have some financial hurdles and think you can't buy, don't give up too soon, talk to them first and you'll be surprised at how they can help. They are definitely the first lender on my contact list. Can't thank you enough to both of you!
Shlomo R.
Shlomo R.
Nov 04, 2019
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Talk about follow through and customer service! Rob and Renee are an unbelievable team. The took on the challenge of helping me refi my house.

They where able to deal with complication after complication with grace. Renee was my main point of contact and she has great communication skills and replies quickly.

Last week the new loan was funded! Because of the new loan I am saving money. I can finally rest, knowing that my house is in a good loan.

Thank you again. You are have both been incredible.
Jason H.
Jason H.
Aug 20, 2018
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101 Loan Mortgage helped us close on our home. Our situation was a little unique because our car was totaled a month before we were closing and we closed at our credit limit. Therefore, although we were preapproved since we made a purchase of a car after we were preapproved there were extra boxes for us to check. On top of this we were on the pace to close in less than 30 days from making the offer. 101 Loan made everything happen for us.

On top of managing our unusual situation they offered us multiple loan options with competitive APRs and raised a flag when I made a decision in haste. Rob informed
Leslie Brown
Leslie Brown
Jan 10, 2015
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Rob and Renee are top notch. I've done two refi's with them and will come back in the future for all my mortgage needs