Main Street Mortgage
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Main Street Mortgage
Welcome to the official site of Main Street Mortgage Company. We are a full service mortgage banker based in Houston, Texas. We specialize in Conventional and Jumbo Home Purchase Loans and can originate loans anywhere within the State of Texas. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.

If you're looking for cash out, or to just get a better rate and term, we can assist you. We can help! What makes Main Street Mortgage Company unique is that we offer the following niche programs as well: One Time Close Construction Loans, One Time Close Renovation Loans, Construction Loans, Lot Loans, Home Equity Loans, Home Improvement Loans, Renovation Loans, Investor Loans and Farm & Ranch Loans.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Main Street Mortgage Company is pleased to offer a variety of options to finance the purchase of a residential lot in Houston, Texas including Harris County, Fort Bend County, Galveston County, Brazoria County and Montgomery County. The lot loan programs are designed so you can purchase land now and build your home in the future.
Main Street Mortgage Company offers a variety of construction financing options for you to build your new home. We are pleased to offer Stand Alone Construction Loans and One Time Close Construction-Permanent Loans to our clients. Combines both the Construction Loan and the permanent mortgage into one loan with one loan application and one loan closing.
Our Website strives to ensure that its services are accessible to people with disabilities. Our Website has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
Reviews (3)
David Schock
David Schock
Jun 15, 2020
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I have done at least three mortgages there and have had only good experiences.
Diane Laumen
Diane Laumen
Nov 21, 2018
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Paul Smith has helped us with our mortgage and refi needs for many years. He always has been a terrific resource for questions regarding the application process and has made the experience as stressfree as possible. I would recommend him highly to anyone looking for a home loan.
Damian Katz
Damian Katz
Nov 10, 2018
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Very helpful. I did not have to worry about a thing throughout the whole closing of my house. I would recommend them to anyone.