Nbkc Bank
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Nbkc Bank
People deserve a bank that understands what they want: simple features, easy-to-use products and helpful solutions. That's where we come in. From the nbkc Everything Account to our banking services, our solutions aren't just innovative - they're helpful. If I'm going to spend my money somewhere, it's going to be with a company that calls me back when I call them.

I think the one thing that makes nbkc stand out is the personal attention you get when you need something.
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I feel like I'm a person with nbkc. With other banks I'm just an account number and my name is in a big bucket, and I don't have anyone who is invested in me and my business. If I have something that I need nbkc to do, they get it done quickly so I can check it off my list and can get back to other things that have to do with our business.
Their forward-thinking and innovative culture makes them the perfect partner to help attack critical problems. They engage deeply and allow us to achieve far more than we would on our own. We are extremely lucky to count them as one of our first customers. Greenlight is proud to be partnering with nbkc.
If I'm going to spend my money somewhere, it's going to be with a company that calls me back when I call them. I think the one thing that makes nbkc stand out is the personal attention you get when you need something. Whether you're looking to buy your first home or refi your current place, we make it all a little easier.
Explore all of our available refinancing methods, and find a new loan that's more affordable or provides the benefits you need. Pay off your existing mortgage (aka cash-out) and use a portion of your home's equity to reduce debt or finance other purchases. Reduce principal or interest payments, add or delete individuals from a title, adjust the term of the loan or change to a fixed-rate or adjustable-rate mortgage.
The nbkc Everything Account is the do-it-all account that allows you to spend what you need and save how you want. Fewer fees and more of what you like. That's how banking should be. Check out our account that does everything, including keeping things simple so you can manage your money your way. Wouldn't it make sense for your checking account to have customizable savings goals built into it?
Reviews (27)
Kimberly Latif
Kimberly Latif
Feb 03, 2022
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If your looking for a GREAT loan officer, then look no further. Keith Andrew is Awesome! We Worked with him a little under a year (April 2021- January 2022) on a new build. Keith was extremely patience, Knowledgeable and super responsive. He came as a referral to us and we are so grateful he did. 🤩🤩🤩 Thanks for all you’re help Keith!
Frank Manson
Frank Manson
Jan 31, 2022
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I worked with Dan from NBKC bank. Not only did he offer the best quote and followed through on the numbers. He went above and beyond my expectations with including some very important information I feel almost anyone who refinances their home should know.
This was the Costco executive membership savings, not only was I able to get a Costco membership which would help our family with further discounts but it also reduced the cost of the refinance and allowed us to get better rates. They were the only company out of 5 bids that shared that with me on top of providing the best rates upfront.
Much
Drew Griffiths
Drew Griffiths
Jan 28, 2022
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I have used NBKC bank for 2 home purchases now and their customer service and professionalism go above and beyond any expectations I have. Their interest rates are much better than any competitors and the communication is great with Mike Yarbrough informing me in detail of every step along the way. The customer service is great with Mike answering any questions my wife or I may have whether it be during normal business hours or a Saturday night, he was always there to help alleviate the stresses of home closing. I highly recommend NBKC bank if you are looking for the best rates and customer service
Caitlin McCabe Polson
Caitlin McCabe Polson
Jan 21, 2022
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THANK YOU, MARK!!! I’ve never had such an easy, seamless and enjoyable refinance…and we did did two loans at once! Mark was very transparent from the beginning, ran multiple scenarios for us and truly always had our best interest at hand throughout the entire process. Mark took care of everything he could and only left us the necessary steps to complete. I felt like we were in great hands and trusted his guidance and advice. Mark was available 24/7 and I never felt out of the loop on any items. We will contact Mark again in a heart beat and will provide any and all family and friends his contact
Jimmy Bennett
Jimmy Bennett
Jan 21, 2022
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The loan officer, Maggie, was straight forward, professional, and, most importantly, helpful. She answered every question we had and even went above and beyond to accomplish certain tasks because of difficulties on our end. Rates will always vary but great service is really what separates good companies from great ones. If Maggie is any indication of the overall business, you'll be in good hands.
Minh Pham
Minh Pham
Jan 20, 2022
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It was such a great experience working with Chad Barnes and his team at NBKC. Chad guided us through a seamless process to acquire our loan. The underwriting step was just so efficient as it worked with different parties without the need for us to submit a bunch of redundant documents on our side. We got approved just a few days after submitting our application and closed the house on time. We will definitely consider the bank for our future mortgages.
Doug Polley
Doug Polley
Jan 19, 2022
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I had a great experience working with nbkc on a loan for my new house. Scott Benson provided amazing support helping navigate me through the ins and outs of financing a new construction home. The process was smooth and hassle free from start to finish. I would highly recommend Scott and nbkc to anyone considering buying a house. Thanks, Scott!
Jason Laurel
Jason Laurel
Jan 10, 2022
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Chad Barnes was fast and efficient in regards to my refinance. Every phone call, and email we’re answered with little to no delay which is key when dealing with a HOME LOAN. I would recommend Chad and NKBC to anyone in CA or any other us state. Thanks Chad for a painless and speedy refinance. 100%
Jalen Harris
Jalen Harris
Jan 07, 2022
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My Loan Officer, Dallas Olmsted, was amazing to work with. My family and I are so happy that we chose to work with NBKC Bank as our lender. I have nothing negative to say at all. I highly recommend to anyone looking for a lender, especially those who are Veterans! The entire experience was more than positive.
Evan Swindall
Evan Swindall
Dec 31, 2021
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I worked with Kati Burke. The service was excellent. Kati helped us to find the best rates within our time parameters and kept us on track during the process. I really appreciated her investment in our understanding of loan qualification and beyond. The consistency of her services were at the level one would need as a first-time home buyer, which was our situation exactly. I would recommend this lender, and Kati especially, to anyone looking for a home mortgage.
Mike H.
Mike H.
Nov 08, 2021
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I found Scott Benson & NBKC while researching mortgage lenders for a new home i wanted to build for my family & I in MA. NBKC scored very highly as a reputable, online mortgage lender, so I submitted my initial information to them and a few other highly scored organizations. Scott's was the first non-automatic reply I received - and that was within a half hour! I called him the next day along with the other two lenders that got back to me by then and chose to move forward with Scott. I definitely made the right choice! Scott's responsiveness throughout the year-long process
Krishna K.
Krishna K.
Sep 15, 2021
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I just spoke with Jada on the phone for a simple matter, but she made me feel so taken care of and heard - I could hear joy coming through the phone.

To anyone from the bank who might be reading this: if she wants a vacation or a raise - give it to her!!!

(I hope that's the correct spelling!)
J. M.
J. M.
Sep 10, 2021
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I had the same experience as Dmytro. I have tried to open a business account with this bank 2 months ago. They gave wrong information as to the required paperwork. After submitting all the information they argued with me about my business location.
It took them an additional eternity to open the account. Finally they opened it, and now they are putting holds on my deposits on checks that were issued by reputable institutions. Their employees; Erik, Amber and Sarah are irresponsible, uninformed and do not return calls.
Not only this is horrible experience, but thanks to them I am late on my mortgage
Thomas Y.
Thomas Y.
Aug 23, 2021
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In 2019 we purchased our first home. Rhett from NBKC handled our financing. From start to finish was literally 3 weeks. Working with Rhett was amazing.

Fast forward to 2021, our loan was sold to Quicken. Quicken screwed us big time. In fact, I filed in official complaint against Quicken.

Anyway, I reached back out to Rhett, and he is handling our refi saving us a ton of money!
Cheryl O.
Cheryl O.
Jun 05, 2021
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Robyn Geraci went out of her way to be helpful. Very professional and kind, it didn't matter the amount I was calling about - she was awesome.
A. H.
A. H.
Apr 10, 2021
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My got my first ever home loan. I got it with an agent I thought I could trust. When I was concerned about the disclosure claiming they can sell the loan, he told me NBKC rarely sells the loans and maintains servicing. Yeah, guess what. It was instantly sold to a crappy company. I would've never financed with NBKC if I knew that was going to happen. I'm giving this company the number of stars of the company who they threw me to.

Don't get a loan with NBKC.

This, below, is the crappy company servicing my loan now. Uggggggggg!

Dovenmuehle Mortgage
https://yelp.to/f5BiBiiykfb
Ken M.
Ken M.
Dec 07, 2020
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I was looking for a mortgage lender and found out about NBKC through Costco. Was assigned to Jeff Hiller (NMLS# 1017789), and could not be happier. He was fantastic to work with. Always very professional and cordial. My questions were answered in a timely manner. I would recommend wholeheartedly.
Bobola O.
Bobola O.
Oct 10, 2020
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Never heard of this bank until I checked Costco. I was attended to by the most professional and straightforward Loan Originator - Wesley McDonald. I was getting a new-build, the preferred lender for the builder matched the really good NBKC rates and added some other incentives which made more financial sense for me. Else I definitely would have gone with NBKC - A bank I had not heard of because of the impressions of Wesley. Definitely worth checking out and make sure to ask for Wes!
Roxlind J.
Roxlind J.
Sep 10, 2020
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Went through a strenuous process of identifying myself for a business bank account to have them receive the final documents and deny my application.

With the understanding from one of the reps that I would be able to apply for the account with a driver's license that expired during quarantine as long as I provided other materials (other forms of ID and a statement showing residency) to support my identify, I proceeded to apply.

I went through the process of verifying myself and was still told that I needed valid ID's so I paused on the application and I applied for a new license and
Frank A.
Frank A.
May 15, 2020
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Applied for a business checking account on 5/9/2020. This is a Saturday. Called on 5/12/2020 to see status of the account. This was a Tuesday. Clerk said that because of Covid they are running way behind. This makes no sense. Told the clerk if they could not get back to me by Wednesday the next day, just forget opening the account. Today is 5/15/2020 and still no word. I have a 836 FICO score and am a CPA. Go figure.

UPDATE: I was called by nbkc about this review on Friday 5/15/2020. I was told that five days to open an account was not too long. If I expected it to be open faster I should
Dc S.
Dc S.
May 06, 2020
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Edit: NBKC reached out to me and put me in contact with someone who listened and was able to address all of my issues and solve my problems. Policy may continue to hinder people who have certain requirements but at least there is hope. Just the fact that they went above and beyond to address and solve my concerns really makes me appreciate this bank even more than I already did. Finally a bank that has a department that listens to customers. THANK YOU NBKC for helping me and giving me solutions to my problems.



After a few recent interactions I find myself no longer as happy with NBKC. They went
Gina R.
Gina R.
Jan 15, 2020
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I'm not only frustrated I'm extremely annoyed with NICK LINK. I feel like I'm being ignored. Nick told me that I would receive my lender credit check after 30 days of closing which was 27 Aug 19. I have all the text messages to confirm this. In do not wish for this to turn into a legal matter.

With Justin McGuire's (manager) help the misunderstanding is cleared up. He helped me reach out to the individuals responsible for the funds I am to receive and they were able to answer why I did not receive anything after over 30 days.
Rob F.
Rob F.
Dec 12, 2019
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Although I was grateful for the refinancing of our home, the experience with NBKC was terrible.

Jeremy Bell was our contact person. He was very inconsistent and most of the time wouldn't return calls, texts or emails in a timely matter. His lack of communication almost cost our VA loan to not go through. I threatened to seek legal council. That's when Jeremy's supervisor, Kirby Hinton, stepped in and took over. It's because of him that this loan was put together and funded.

Maybe Jeremy Bell could learn a lesson here. Listen to your customer and respond promptly when
Tony T.
Tony T.
Aug 12, 2019
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They immediately resold our mortgage to Dovenmuehle who is rated 1 star. Do not do business with NBKC!!! They seem great up front then dump you to a trailer trash mortgage "servicer."
John K.
John K.
Aug 06, 2019
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Horrible experience on my jumbo refinance.

Started smooth, then Vic DeSantis my "loan originator" told me I had to buy a Costco membership for $250. After my appraisal was paid for suddenly they need to see more cash for reserves. Not an extra 2000 or 3000, but $28k.

I sell some stuff and have the $28k in about ten days, but a few days later, they want to see $50k cash. No explanation on why. Vic goes on vacation, rates drop, but I'm stuck with my current loan as NBKC has no rate guarantee. I need to pay $13k in points, which would have been covered by the rate drop. I tell Vic
Ralph R.
Ralph R.
May 06, 2019
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Be prepared to have a "blanket lien" placed against your business ....regardless of then loan amount. For example, my business is worth over $1.6 mil and I borrowed $50k from NBCK but instead of placing a lien for the $50k they placed a lien against the entire business!! Didn't see this in the fine print which is why I'm warning you.



I will absolutely call your office to resolve this. Thank you.

You are correct in that BHG prepared the loan. However the loan was transferred over to NBCK and the "blanket lien" is placed in NBCK name. I guess I should tell
Rika T.
Rika T.
Feb 28, 2019
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I recently closed on a loan Feb 5th with Keith Andrew at NBKC bank! Let me just say Keith was wonderful. This was my second home purchase. I had another loan officer since April 2018 at another bank. Let's just say that person was not experienced in VA loans and my experience was horrible. After a 10 minute conversation with Keith, he knew I could not use the VA loan at the moment, but gave me another route to go. I would recommend this bank and Keith to anyone.